Maruti Suzuki Ciaz Car Insurance Price List In India 2024

Updated On: 2023-03-29

Author : Team Policybachat

The Maruti Suzuki Ciaz is a midsize sedan that is manufactured by Maruti Suzuki. It was launched in India for the first time in October 2014 as a successor of Maruti SX4 car. It is one of the most popular medium-range sedans, known for its elegant design, spacious interiors and powerful engine. In 2015, Ciaz car was awarded as the ‘Sedan of the Year’ by Golden Steering Wheel Awards. If you are considering to buy a Maruti Ciaz car, you can check out its features, specifications, ex-showroom prices and car insurance premium as you go through this article.

Maruti Ciaz Key Specifications:

Maruti Suzuki Ciaz is a 5 seater sedan car available at a price range of Rs. 8.99 Lakh to 11.98 Lakh in India. It is available in 8 variants and 7 colors. Maruti Suzuki Ciaz comes with BS6 compliant petrol engine only. The Ciaz has a boot space of 510 litres. The petrol engine of Ciaz is a 1462cc unit which generates a power of 103.25bhp and a torque of 138nm. The Ciaz is available in 2 transmission options: manual and automatic. The mileage of Ciaz is 20.65kmpl.

Price Rs.10.74 lakh
Engine 1462 cc
Transmission Manual & Automatic (TC)
Mileage 20 to 20.6 kmpl
Safety 4 star (ASEAN NCAP)
Seating Capacity 5 seater
Service Cost Rs. 4518
Fuel Type Petrol

Maruti Ciaz Features, Interior, and Exterior Specifications:

Features Interior Exterior
  • Cruise Control
  • Tilt Steering
  • Multi-Information Display
  • Push Start-Stop Button
  • ORVM
  • Automatic Transmission
  • Brake Energy Regeneration
  • Torque Assist Function
  • Suzuki-TECT Body
  • SEAT BELT PRETENSIONERS WITH FORCE LIMITERS
  • Pedestrian Protection Compliance
  • Dual Front Airbags
  • Leather Seat Upholstery
  • Leather Wrapped Steering Wheel
  • Chrome Garnish (Steering Wheel, Inside Door Handles, AC Louvers Knob, Parking Brake Lever)
  • MID (With Coloured TFT)
  • ECO Illumination
  • Gear Knob With Chrome Insert
  • Ticket Holder On A-Pillar
  • Segmented DIS display 2.5
  • Driver Information System
  • Gear Shift Display
  • Average Fuel Efficiency
  • Distance to Empty
  • Halogen Projector Headlamps
  • LED Projector Headlamps
  • Integrated LED Daytime Running Lamps (DRL)
  • LED Rear Combination Lamps
  • Alloy Wheels
  • Chrome Accents on Front Grille
  • Trunk Lid Chrome Garnish
  • Door Beltline Garnish
  • Glass Antenna
  • Body Coloured ORVMs with Turn Indicators
  • Body Coloured Door Handles
  • Front Fog Lamp Ornament
  • Rear Reflector Ornament
  • Wheel Cap

How do Maruti Suzuki Ciaz car insurance companies calculate Ciaz insurance policy premiums?

It is vital to know what factors are considered while counting your Ciaz car insurance premiums. The cost of Maruti Suzuki Ciaz car insurance varies depending on the type of policy that you choose to buy.

The final amount that you pay generally depends on your day-to-day life and your driving skills. But knowing the in-depth information about the procedure of calculating Ciaz car insurance premiums will help you in controlling premium excesses.

To make the process of calculating premiums easier, an insurance premium calculator is introduced at PolicyBachat. Filling with your personal details like

  • Age,
  • Car manufacturer,
  • Year of registration,
  • Registration number,
  • Type of fuel like diesel/petrol engine number, and
  • The model of your car

You can calculate your Maruti Ciaz car insurance premiums online. A detailed set of inputs about your car and family will give approximated premium estimations. To minimize the time consumption, you can calculate your Ciaz insurance premiums through online insurance web portals for free.

How to compare Maruti Ciaz Insurance Cost?

Before buying a Ciaz insurance premium, get multiple Ciaz insurance quotes from different insurers to conclude the best policy. Make your research in finding the right policy online. Compare Ciaz insurance prices online with the benefits insurer caters, PolicyBachat is the right platform to get the best insurance for Maruti ciaz, crosscheck the premium amount with features and confirm your policy.

The alto car insurance is priced at Rs.2, 072 because the cubic capacity of the car is less than 1000cc as per the IRDA circular. Ciaz insurance price is relatively higher due to the increase in slab rate for insurance category @18%.

Maruti Ciaz Car Insurance Price in India:

PolicyBachat offers a comprehensive Insurance policy that covers loss and damage to your Maruti Ciaz along with liability to third parties. It also provides personal accident cover to the insured. To know the estimated Maruti Ciaz car insurance cost of your brand new Maruti Ciaz car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.

Maruti Ciaz Car Models Variants IDV (Insured Declared Value) Zero Depreciation Cover Maruti Ciaz Car Insurance Price
Maruti Ciaz Sigma 7.42 lakh 7,317 11,739
Maruti Ciaz Delta 6.84 lakh 6,728 10,373
Maruti Ciaz Zeta 7.62 lakh 5,278 12,373
Maruti Ciaz Alpha 6.08 lakh 5,920 10,373
Maruti Ciaz S 5.24 lakh 4,284 9,338
Maruti Ciaz Automatic Delta 5.65 lakh 3,282 11,316
Maruti Ciaz Automatic Zeta 5.59 lakh 3,729 9,383
Maruti Ciaz Automatic Alpha 7.53 lakh 4,578 12,738

*Above mentioned values are for assumption purposes if you want exact readings, please compare quotes for Maruti Ciaz cars at the car insurance comparison tool.*

Types Maruti Ciaz Car Insurance Policies:

In a major, there are 3 types of insurance policies where a policyholder can claim from carriers.

  • Third-party cover: Policyholder can claim against the property damage caused to the third party, third party damage includes third party injury/death and third party liabilities property loss.
  • Own damage: Damage caused due to an accident can get claimed by the general insurance company. The claim amount may vary depends on the policy you choose. A comprehensive insurance policy protects you from damages caused due to floods, earthquakes, theft, riots, terrorist attack, and other natural calamities.
  • Personal accident cover: This coverage is helpful for the policyholder in case of an accident while you are in drive. All medical expenses and the expenses incurred for surgeries, hospital charges will be claimed by the policyholder.

Get a bumper to bumper add-on to include in a Ciaz insurance policy for your brand new Maruti Suzuki Ciaz, compare Ciaz car insurance price quotes from unbiased web aggregators online, and opt for the right insurance policy with a lesser premium quote.

Tips to make your Maruti Ciaz insurance premium cheaper:

There is a push-up for Ciaz's insurance cost. Now is not the time for a cheaper Ciaz insurance price, but for 100% protection, you must invest more bucks. Buying a comprehensive cover might be economical but the complete security of your Maruti Suzuki car is not guaranteed. We suggest going for better coverage car insurance plans to ensure the security of your dream motor and we give some tips to bring down your Maruti Suzuki Ciaz insurance policy premiums.

  • Buy necessary: It is always recommended to cross-check your Ciaz auto insurance coverage plans. Remove all the excess coverage from your car insurance policy to reduce your Ciaz car insurance premiums.
  • Use NCB: If you are a safe driver, you might have benefitted from the No Claim Bonus. To reduce your Maruti Suzuki auto insurance premiums use this NCB in your current insurance policy. Ask your Maruti Ciaz car insurance company for NCB inclusion within your Maruti Ciaz insurance plan.
  • Sufficient Information: You are always advised to fill the documents with sufficient information. Your insurance company calculates your insurance premium based on this information. So, make sure to give accurate and complete information about your car and your driving history. Incorrect information will always land you in trouble.
  • Memberships: Do you know you are a member of any automobile associations like AAI or any other affiliates that will gain you discounts on your Maruti Suzuki Ciaz insurance premiums? Before signing up for a policy ask your Maruti Ciaz motor insurance company about the discounts entitled with membership cards.
  • Add-ons: To improve your coverage options add additional coverage plans for your Maruti Ciaz insurance policy. These additionally bought coverages will shield your dream motor completely from unforeseen situations.

Employ these premium reduction tips while shopping for Maruti Ciaz's insurance policy and pay little for more coverage. Loss or damage to the car due to wear and tear is not covered under your car insurance policy.

How to Buy a Maruti Suzuki Ciaz Car Insurance Policy?

Before buying the policy firstly, a policyholder should compare the car insurance quotes from top companies to conclude the best Maruti Suzuki car insurance online authentic and solely based on the information provided by the insurance company. PolicyBachat.com is the right destination to compare the numerous insurance quotes in one place.

Maruti Suzuki Ciaz's car insurance price is cheap if taken from the portal due to the good discounts offered by the insurance companies for policies booked online through our PolicyBachat registered office. Buy/Renew process car insurance policy for your Maruti Suzuki Ciaz car online and save big!

  • Go to the form at the top of the page
  • Fill up the details of your MARUTI CIAZ car such as RTO, model, engine capacity, fuel type, etc.
  • Provide your contact details including your name, email id, etc.
  • Choose the best insurance for the MARUTI CIAZ car as per your requirements
  • Pay the MARUTI CIAZ insurance price online via net banking or bank debit/credit cards
  • Your motor insurer will issue your MARUTI CIAZ insurance online.

PolicyBachat is an IRDA-certified Insurance Web Aggregators insurance company limited that provides the best car insurance in India. Insurance is the subject matter of solicitation. Visitors are hereby informed that their information submitted on the website may be shared with insurers.

Visit PolicyBachat and get the best car insurance quotes from the top insurance companies and you can also check the details on risk factors terms conditions and please read the sales brochure carefully before concluding a sale. Need Help? call PolicyBachat our insurance specialist will be there to assist you.

What is Covered in Maruti Ciaz Car Insurance Policy?

The following situations are covered in a Comprehensive Car Insurance policy of Ciaz at ACKO.

  • Third-party liabilities
  • Accidental damages
  • Total loss, i.e. a car damaged beyond repair
  • Fire or explosions
  • Any coverage as per car insurance add-ons
  • Damage from a natural or man-made calamity
  • Theft of the insured car
  • Personal Accident Cover (Compulsory separate add-on)

What is Not Covered in Maruti Ciaz Insurance Policy?

The following situations are not covered in a Comprehensive Car Insurance policy of Ciaz at ACKO.

  • Damage when the insurance policy was not active
  • Damage outside the geographical limit
  • Using the car for an illegal activity
  • Driving the car in an intoxicated state
  • Damage due to not abiding by the traffic rules
  • Intentional damage
  • Mechanical and electric damage
  • Regular wear and tear

Maruti Ciaz Car Insurance FAQs:

What are Maruti Ciaz Car Prices in India?

The price of Maruti Ciaz starts at Rs. 8.99 Lakh and goes upto Rs. 11.98 Lakh. Maruti Ciaz is offered in 8 variants - the base model of Ciaz is Sigma and the top variant Maruti Ciaz Alpha AT which comes at a price tag of Rs. 11.98 Lakh.

Car Model Prices
Maruti Ciaz Sigma Rs. 8.99 lakh
Maruti Ciaz Delta Rs. 9.63 lakh
Maruti Ciaz Zeta Rs. 9.99 lakh
Maruti Ciaz Alpha Rs. 10.79 lakh
Maruti Ciaz AT Rs. 10.84 lakh
Maruti Ciaz S Rs. 10.92 lakh
Maruti Ciaz Zeta AT Rs. 11.19 lakh
Maruti Ciaz Alpha AT Rs. 11.98 lakh

Note: We assume that the policyholder hasn't made any claim in the previous year and the premium is calculated by all favorable factors into consideration. The above Maruti Ciaz car insurance premium rates may change as per the Baleno car model, variant, fuel type, place of registration, year of registration, policy type, IDV, and Add-on covers chosen.

Is Maruti Ciaz Worth Buying?

If you are hesitating to buy it is likely because of the market price. Maruti Ciaz costs more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Maruti Ciaz’s are worth the expense in terms of quality, luxury, performance, and reliability.

Why you should not buy a Used Maruti Ciaz Car?

  • Inexperienced owners mean poor maintenance
  • A lot of jerks drive Maruti Ciaz’s
  • Electrical Problems
  • It’s a ticking time bomb
  • Maruti Ciaz makes more money selling parts
  • Well-document reliability issues
  • Cheaper parts
  • Enjoy the best years of the car, lease a new Maruti Ciaz
  • Old MARUTI CIAZs should not be daily drivers.

Why Is It Important to Have Maruti Ciaz Car Insurance?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

Why is Maruti Ciaz Car Insurance So Expensive?

Maruti Ciaz is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. The engine is the major component of a car that decides the pricing. The vehicle must have high-end features that go above and below.

Which is the highest and lowest priced model in Maruti Ciaz?

Maruti Ciaz price starts at Rs. 10.74 Lakh and goes up to Rs. 14.70 Lakh (on-road Hyderabad). Ciaz comes in 8 variants. Ciaz top model price in petrol is Rs. 14.70 Lakh. Whereas the price of Ciaz automatic version starts from Rs. 13.31 Lakh.

How to Renew Maruti Ciaz Car Insurance?

You must renew your car insurance policy before its expiry. You can easily do that by following the Maruti Ciaz insurance renewal process. Here are the steps involved in the Maruti Ciaz car insurance renewal process.

The car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.

  • Enter the required details like the Make and Model of the Car,
  • Enter RTO & Registration date,
  • The premium from different insurance companies is displayed.

Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.

Is Maruti Ciaz Insurance Cost Higher?

Maruti Ciaz insurance price is a little higher as the tax slab levied @18% GST, get a discount on Maruti Ciaz insurance price by safety driving history and increase in deductibles. As the IDV of Ciaz is high increases the Maruti Ciaz insurance amount. Compare Ciaz insurance costs with benefits on PolicyBachat and buy the right policy according to a budget plan.

Why Maruti Ciaz insurance policy?

As Maruti Ciaz is a premium crossover with advanced features, Maruti Ciaz has impressive safety features in case of a mishap. But, the damage repairs might cost you more, get the Maruti Ciaz insurance policy to secure from unfortunate damage expenses.

As the Maruti Ciaz car is a new vehicle, it is beneficial to opt for bumper to bumper Maruti Ciaz car insurance policy for 100% claims in case of damages. Get the Maruti Ciaz car insurance quotes from PolicyBachat and compare the premium with the benefits the insurer provided. Also, get Ciaz insurance renewal instantly in 2 simple steps and a soft copy to your mail in minutes!

You can get insurance for your Maruti Ciaz from several different companies, on PolicyBachat you'll see a list of top insurers who will provide you with competitive quotes. PolicyBachat specializes in providing you with quotes for Maruti Ciaz car insurance, can help you compare various policies, and provide great benefits through trusted providers. Take a look at the site for more details on one of these great policies today.

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