Religare Health Plans Comparison Analysis

  Religare-Care Health Insurance Plan Options- 2 Lac/3 Lac/4 Lac Religare-Care Health Insurance Plan Options- 5 Lac/7 Lac/10 Lac Religare-Care Health Insurance Plan Options- 15 Lac/20 Lac/25 Lac Religare-Care Health Insurance Plan Options-50 Lac/60 Lac
KEY FEATURES
Plan Type Individual & Family Floater Individual & Family Floater Individual & Family Floater Individual & Family Floater
Minimum Entry age 91 days 91 days 91 days 91 days
Maximum Entry Age No Age bar No Age bar No Age bar No Age bar
Pre-policy Health check-up Age>45 years or Sum insured 7 Lakhs or above Age>45 years or Sum insured 7 Lakhs or above Age>45 years or Sum insured 7 Lakhs or above Age>45 years or Sum insured 7 Lakhs or above
No Claim bonus Yes Yes Yes Yes
Family discount No No No No
KEY BENEFITS
Hospitalization Expenses Covered Covered Covered Covered
Domiciliary hospitalisation Up to 10% of SI Up to 10% of SI Up to 10% of SI Up to 10% of SI
Room Rent 1% of SI per day Single Private Room Single Private Room Upgradable to Next Level Single Private Room Upgradable to Next Level
ICU Charges 2% of SI per day No Limit No Limit No Limit
Pre hospitalization expenses 30 days 30 days 30 days 30 days
Post hospitalization expenses 60 days 60 days 60 days 60 days
Ambulance charges Rs.1,500 per claim Rs.2,000 per claim Rs.2,500 per claim Rs.3,000 per claim
Daily Allowance 500 per day upto 5 days - - -
Nursing Allowance No No No No
Recovery Benefit No No No No
Expenses on accompanying person at the Hospital No No No No
Cashless facility Available Available Available Available
Member Reimbursement Available Available Available Available
Daycare procedures 170 day care treatments 170 day care treatments 170 day care treatments 170 day care treatments
Health check-up Annually Annually Annually Annually
Co-Payment Age >=61 years old -20% Copayment Age >=61 years old -20% Copayment Age >=61 years old -20% Copayment Age >=61 years old -20% Copayment
Deductible - - - -
Waiting period 30 days 30 days 30 days 30 days
Pre-Existing Diseases 4 years 4 years 4 years 4 years
Critical Illness(Separate Sum Insured) No No No No
Organ Donor Cover Rs.50000 Rs.1,00,000 Rs.2,00,000 Rs.3,00,000
Auto-Recharge of Sum Insured Yes Yes Yes Yes
Care Anywhere(Worldwide) - - - -
Income tax benefit Section 80D Section 80D Section 80D Section 80D