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Future Generali Insurance

Future Health Suraksha - Silver Plan

Your health is your most important asset and Future Health Suraksha, ensure that you will never have to go too far to protect it. Their network of hospitals across the nation will handle any medical problem that arises. It’s their way of protecting you even against the unpredictable. Details of the coverage With Health Suraksha, the member has access to cashless facility at our empanelled hospitals across India Hospital cash Free medical check-up Accompanying person expenses up to Rs. 500 per day Additional accidental hospitalisation limit enhanced by 25% of balance sum insured, subject to a maximum of Rs. 1 lakh Premium paid by any mode other than cash is eligible for tax relief as provided under Section 80-D of the Income Tax Act. The geographical zones for specific plans mentioned as:- The Basic Plan is for those who have paid the premium for the Zone C region, i.e. all India excluding Zone A and Zone B. The Silver Plan is for those who have paid the premium for the Zone B region which comprises Chennai, Kolkata, Bangalore and Hyderabad. The Gold Plan is for those who have paid the premium for the Zone A region which comprises Mumbai including Thane and Panvel, and Delhi including NCR (National Capital Region). The Platinum Plan covers Basic covers with no restrictions and includes additional benefits.

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  • No sub-limits on room rent sum insured 2 lakh and above ,Room Rent capping and ICU 1% & 2% of Sum Insured respectivily for less then 2 lakhs sum Insured.
  • Silver covers Zone B (Chennai, Kolkatta, Ahmedabad, Hyderabad & Bangalore)
  • Tax deduction under Section 80 D of the Income Tax Act,1961 (If mode is other than cash)
Major Illness Covered Covered*
Age Eligibility   Entry age for proposer(18yrs - 70yrs), children (from 90th day,if one or both parents are covered under the policy)
Coverage for pre existing diseases After 4 yrs.
Critical Illness   Covered*
Cumulative Bonus 10% of Sum Insured for every claim free year *
Daily Hospitalisation Allowance   Not Covered
Day care procedures Upto 91 Day Care Procedures
Domiciliary Hospitalisation Not Covered
Emergency Ambulance charges Upto Rs.1500
Family Discount Offered
Health Check up   End of 4 continous claim free years
Income Tax Benefit Yes
Maternity Benefits Not Covered
Nursing Allowance   Covered
OPD Expenses   Not Covered
Organ Donor Expenses Covered
Post hospitalisation expenses Upto 90 days
Pre hospitalisation expenses Upto 60 Days
Swine Flu / H1N1 influenza Covered
Terrorist activities Covered