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Policybachat Claim Assist - Your Family’S Reliable Support For Fast And Fair Claim Settlement

When a family member passes away, filing a claim can feel overwhelming.

That’s why PolicyBachat Claim Assist exists - a dedicated, free support service that guides nominees through every step of the claim process.

Our Claim Assist team ensures all documents are in order, coordinates directly with the insurer, and tracks the claim until payout.

Whether your policy was bought online or through an agent, you can rely on us for transparency, empathy, and speed.

Here’s how our Claim Assist program helps families get peace of mind when it matters most.

How PolicyBachat Claim Assist Works

  1. Claim Intimation: Nominee contacts PolicyBachat Helpdesk via phone / email / chat.
  2. Document Collection: Team lists all required forms, certificates, and proofs.
  3. Verification & Filing: We review every document for accuracy and submit to insurer.
  4. Claim Tracking: Dedicated executive monitors insurer’s progress daily.
  5. Settlement Confirmation: We notify nominee once payout is credited.

Avg. Resolution Time: 7-10 working days (for complete claims).

Documents Required For Claim Assistance

  • Policy document / number
  • Death certificate
  • Nominee ID proof (Aadhaar / PAN / Passport)
  • Bank account details / cancelled cheque
  • Medical records / hospital reports
  • FIR and post-mortem (only for accidental deaths)

Features Of PolicyBachat Claim Assist

Feature Description
Dedicated Claim Executive Personal contact from start to settlement
Multi-Insurer Coordination Works with 20 + IRDAI-approved insurers
Pre-Claim Verification Cross-checks documents to avoid rejection
Daily Tracking Claim status updates via SMS & email
24x7 Helpline Human support - no bots during critical moments
Escalation Desk Helps resolve delays with insurer’s claims team

Benefits For Policyholders & Nominees

  • Zero service charges - completely free.
  • Guidance on forms and documentation.
  • Faster processing due to accurate filing.
  • Emotional and logistical support for families.
  • Confidence that the claim won’t get stuck in paperwork.

Local Insights

  • Avg. claim turnaround with Claim Assist: 8 days.
  • Top insurers using Claim Assist channel: HDFC Life, ICICI Prudential, Max Life.
  • Customer satisfaction score: 92% (verified surveys).
  • Common claim types handled: Natural death (68%), accidental (24%), critical illness (8%).

Claim Assist Helpline Contact

Toll-Free: 1800-123-4003

Email: claimassist@policybachat.com

Chat: Available on PolicyBachat website (24x7)

Turnaround Time: Acknowledgment within 4 hours of claim intimation

How To Register A Claim With PolicyBachat

  1. Go to policybachat.com/claim-assist
  2. Enter policy number and nominee details
  3. Upload soft copies of documents
  4. Receive ticket ID & assigned claim manager
  5. Track progress till final settlement

Common Mistakes Claim Assist Helps Avoid

  • Missing documents or mismatched signatures
  • Wrong bank details causing refund delays
  • Non-disclosure of medical history
  • Late claim intimation after 90 days
  • Incorrect nominee details

Real-World Success Story (Illustration)

Case: Mrs. Ritu Sharma lost her husband unexpectedly. She contacted PolicyBachat Claim Assist within 24 hours.

The team helped collect all hospital papers, filed digitally with the insurer, and monitored progress daily.

The claim was approved and ₹1 crore credited to her account in 8 days.

“I didn’t have to visit any office - they handled everything for me.”

FAQs

What is PolicyBachat Claim Assist?

A dedicated service that guides nominees through filing and tracking claims till settlement.

Is it available for all insurers?

Yes - covers all 20 + insurers listed on PolicyBachat.

Is there any charge for Claim Assist?

No, it’s 100% free for PolicyBachat customers.

Can non-customers use Claim Assist?

Yes, but priority support is for PolicyBachat buyers.

How fast are claims settled through Claim Assist?

Most within 7-10 working days of complete document submission.

What documents are needed to start a claim?

Policy copy, death certificate, nominee ID, bank proof, and medical records.

Does Claim Assist replace insurer process?

No, it supports and coordinates with insurer to ensure error-free submission.

Can I track claim status online?

Yes - you receive a ticket ID and SMS/email updates.

What if insurer delays claim?

Claim Assist escalates through insurer’s grievance desk and IRDAI channels if needed.

Can NRIs or foreign nominees use Claim Assist?

Yes - full digital claim handling through email and video KYC.

Is Claim Assist available 24x7?

Yes - emergency intimations accepted anytime.

What languages does support team handle?

English, Hindi, Telugu, Tamil, Kannada, and Malayalam.

Does Claim Assist verify fraud documents?

Yes - we pre-screen papers to prevent insurer rejection.

Who can contact Claim Assist?

Nominee, legal heir, or authorized family member.

Is Claim Assist IRDAI-compliant?

Yes - fully aligned with IRDAI Guidelines on Claims Handling & Customer Grievance Resolution.

Customer Reviews

  • “Claim settled in 8 days - unbelievable service.” - Anita Mehta, Delhi
  • “The Claim Assist team handled everything for my family.” - Ravi Menon, Bengaluru
  • “Transparent, empathetic, and fast.” - Neha Rao, Hyderabad
  • “Best support during a difficult time.” - Arun Iyer, Chennai
  • “Claim Assist made the process stress-free for my parents.” - Kavya Desai, Mumbai
  • “Highly recommend PolicyBachat for their after-sales service.” - Rohan Ghosh, Kolkata

Featured

Updated On: 2026-03-21

Author : Team PolicyBachat

Frequently Asked Questions

To claim term insurance after death follow the below steps

  • Step 1- Claim Intimation: Claim intimation can be done online or offline which should contain basic information such as the Name of the Policyholder, Policy number, Date of Maturity, etc. In case of offline intimation, the claim form can be availed from the nearest life insurance branch and duly filled before submission.
  • Step 2- Claim Processing: Once the claim intimation is done and the claim intimation number is obtained, the next step is to provide all the relevant documents to the insurance company.
  • Step 3- Claim Decision: After the submission, the company will verify the documents and assess the claim. You will be kept in the loop through regular messages and emails. Once everything is according to their rules, it will process the claim within 30 days.

The Claim Settlement Ratio (CSR) in term insurance is the percentage of claims paid out by an insurance company in a given year compared to the total number of claims received. A higher CSR indicates that the insurance company has a better track record of settling claims.

The claim settlement ratio of TATA AIA Life Insurance is 98.02%. This means that the company settled 98.02% of the claims received during the year. A high claim settlement ratio is an important parameter to consider while buying a life insurance plan, as it indicates the insurer's ability to honour claims.

As per the report published by IRDAI for the year 2021-22. The list of companies which has the best claim settlement ratio in term insurance are Max Life Insurance, Bajaj Allianz Life Insurance, Bharti AXA Life Insurance, AEGON Life Insurance, etc.

The claim ratio in health insurance is calculated by dividing the total claims paid by the insurance company during a specific period by the total premiums collected from policyholders during the same period.

The claim ratio is an important metric to assess the performance and sustainability of a health insurance provider. A higher claim ratio indicates that a larger portion of premiums collected is being paid out as claims, which may impact the insurer's profitability.

On the other hand, a lower claim ratio may indicate that the insurer can manage claims efficiently and retain more premiums as profit. It's important to review the claim ratio in conjunction with other factors such as policy features, coverage, premium, and customer reviews to make an informed decision while choosing a health insurance provider.

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