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Kotak General Insurance Company Limited Logo
BAJAJ Allianz General Insurance Company Limited Logo
ICICI Lombard General Insurance Company Limited Logo
TATA AIA Life Insurance Company Limited Logo
Future Generali India Life Insurance Company Limited Logo
SBI Life Insurance Company Limited Logo
HDFC ERGO General Insurance Company Limited Logo
IFFCO TOKIO General Insurance Company Limited Logo
ICICI Prudential Life Insurance Company Limited Logo
Canara HSBC Oriental Bank of Commerce Life Company Limited Logo
HDFC Life Insurance Company Limited Logo
Edelweiss General Insurance Company Limited Logo
Liberty General Insurance Company Limited Logo
National Insurance Company Limited Logo
Oriental Insurance Company Limited Logo
The New India Assurance Company Limited Logo
PNB MetLife India Insurance Company Limited Logo
RAHEJA QBE General Insurance Company Limited Logo
RELIANCE General Insurance Company Limited Logo
SBI General Insurance Company Limited Logo
Royal Sundaram General Insurance Company Limited Logo
Shriram General Insurance Company Limited Logo
Universal Sompo General Insurance Company Limited Logo
Go Digit General Insurance Company Limited Logo
United India Insurance Company Limited Logo
TATA AIG General Insurance Company Limited Logo
Aditya Birla Capital Company Limited Logo
Kotak Mahindra Life Insurance Company Limited Logo
Manipal Cigna Health Insurance Company Limited Logo
Bharti AXA Life Insurance Company Limited Logo
Niva Bupa Health Insurance Company Limited Logo
Aditya Birla Health Insurance Company Limited Logo

Why Car Insurance?

As per the Motor Vehicle Act of 1988, it is mandatory to have an insurance policy to drive your car on Indian roads. As an owner of a car, it is your responsibility to have the right car insurance policy to secure your family or loved ones in unfortunate happenings. When you are searching for car insurance online, understand the complete process, benefits provided under, add-ons, and exclusions of the car insurance policy. Damage to your car caused by any third party is covered in your car insurance policy and also coverages due to on-road protection & standalone own damages, so on.

What Is Car Insurance?

Car insurance is a type of vehicle insurance policy. It is also called motor insurance or auto insurance, or four wheeler insurance protects the insured car owner from any risk and damages. Car is an agreement between the customer and the insurance company that gives protection against financial loss or damage in the event of a car accident, third party liabilities, theft, man-made calamities, fire, or natural disaster, etc.

Buy Best Car Insurance Online In India

Best Car insurance can be found online on Our Portal by comparing different Car insurance policy offered by insurance companies. We are working with top 20+ carriers who can provide the best Car insurance quotes at lowest prices.

Buying best car insurance online is a concern, what you see is what you get. One of the best benefits of buying car insurance online is that you can validate your own premiums with different car insurance companies. You can download car insurance online broachers from our portal for clear understanding purpose.

Car insurance policy can be sorted from our online portal where the basic process is to fill in the details of the applicant for Car insurance quotes online such as gender, occupation type, monthly income, date of birth, name of the applicant, Email address, bank account details, etc.

The best Car insurance policy in India can be found on the portal after entering the basic details of the policyholder. The best car insurance policy is the one that offers the maximum coverage at affordable premiums and with all the possible add-ons. To get the best Car insurance policy please talk to our Car insurance advisors who are experts to guide you in selecting the best Car insurance online in India.

You can explore your insurance companies what they provide and Review Our Portal to look at how we assist our customer's needs through car insurance policy covers. PolicyBachat leads you to choose the best car insurance policy needs. And also you can buy car insurance in Hyderabad, Chennai, and Tamil Nadu, etc. Compare online car insurance quotes in different states and cities contain low premiums.

  1. Fill Your Car Details: Provide your car details such as its make, model, etc., to see car insurance price offered by top insurance providers in India.
  2. Compare Car Insurance Quotes: From all the available car insurance policies, select the plan which suits your budget & requirements in the best manner and compare car insurance online.
  3. Make Payment Online: Pay the policy premium online & get your car insurance online document instantly in your inbox.
  4. You can cancel your existing car insurance policy at any time; get in touch with your insurance company and inform them about your decision to cancel the policy. The process will vary depending on the insurer you have taken the policy from.
  5. After the expired car insurance, the new policy is issued once the pre inspection report is satisfactory and the period of insurance starts from the day of premium payment. Car insurance expired when the renewal is not done within the expiry date. Once the policy expires, inspection would be mandatory by the insurance companies before accepting the risk.

Documents Required For Car Insurance In India

A car insurance policy can be issued by the insurance company after submitting the necessary documents and payment of premium. Let us understand the list of documents to be submitted for policy issuance.

  • Duly filled Proposal Form
  • Registration Certificate (RC)
  • Previous Year Policy Copy
  • Pollution Certificate
  • Premium Payment Receipt

Online Car Insurance Premium Calculator

A car insurance price calculator is an ultimate tool provided by insurance companies. Every insurance company provides calculates car insurance quotes online. To know the exact premium on your vehicle fill out the mandatory fields about the vehicle and policy on the car insurance calculator page.

With this online tool car insurance calculator buyers no need to guess the premium amount, can evaluate policy through specifications, and buy the best insurance policy. An insurance calculator is useful to know the coverage limits, deductibles for the premium.

  • Car insurance premium comparison is to get quotes with benefits each company provides.
  • Know yourself what are the factors that made your premium expensive/higher than another insurer.
  • You can avoid the agent role and the policyholder can make his own decision in buying the policy.
  • “Car Insurance Premium calculation formula: Own damage premium - NCB Discount + Liability Premium”.
  • Car Insurance Premium Renewal: Be wise in how to renew insurance online, check your renewal premium policy to get the renewal premium updated. Prefer the lowest car insurance premium rates and coverage plans with the required add-on and get more benefits in terms of a claim by comparing online insurance companies.

Car Insurance Coverage

  • Loss or damage to your vehicle caused by accident, theft, fire, explosion, self-ignition, lightning, riots, strikes or act of terrorism, natural calamities.
  • Loss or damage to the insured vehicle.
  • Financial liability caused by the injury/death of a third party or damage to the property and Personal accidental insurance cover.

Car Insurance Not Cover

  • Loss or damage if a policy is not in force, oil leakage, intoxication due to drugs, alcohol etc.
  • Gradual wear and tear of car and its parts
  • When Loss or damage to the vehicle driven by a person without a valid driving license.
  • Loss or damage to the vehicle as a result of misuse of car manufacturer's guidelines.

Advantages Of Car Insurance Online

  • Assured of repairs and replacement: Car insurance authority analyses the severity of damage and concludes whether to repair or replace the spare parts. A cheapest car insurance policy saves your vehicle for these denoted car damages. This rainy season might cause more damage to your vehicle due to bumpy and patchy roads. This damaged road impacts the mechanical parts of your vehicle.
  • Legal Requirement: Car owner needs a liability assurance for their new owned car, having a right insurance policy protects you from legal clauses.
  • Assured for financial liability: Are you sound enough to pay for huge accidental damages? If the answer is no, then choosing the best car insurance policy is the right option to get rid of huge colossal damage costs
  • Assured for medical claims: In case of severe damage to the driver or passenger, an individual cannot bear the heavy medical expenses. Having an insurance policy assures the medical expenses are covered to support financial expenses.
  • Protects driver and passenger liability: If there is any damage to drivers and passengers in case of accidents, your insurance policy covers the damage expenses. Now you can drive on roads without any stress due to the perks involved in the car insurance policy. Never be too reckless driving in back-up with an insurance policy, there are numerous advantages of car insurance premium. Know how insurance helps you from unforeseen damages.

Disadvantages Of Car Insurance Online

  • Coverage failures: Primary and the major disadvantage of car insurance is your policy does not cover the entire vehicle. Only the specific parts of the car are under damage coverage, the policyholder needs to verify hidden clauses in the document keenly before buying the policy.
  • Time taking Process: Most of the insurance companies take a time frame to settle the claim amount; this is the problem most of the policyholders are facing.
  • Hassle-free claim settlement: A motor insurance plan is mandatory to protect your vehicle from financial burden in case of any damages. Be careful in choosing auto insurance that maximizes the benefits in terms of optimum claim settlement. Check for the ratio of fair claim settlement for every insurance company and get the best insurance policy.
  • Customer Support: We at PolicyBachat have a dedicated team of agents that will assist you with your claim process of the car insurance policy.

How PolicyBachat Works

Compare

Compare

Answer a few questions, we’ll provide accurate live quotes with a side-by-side comparison from multiple insurance companies.

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Pick

Shop smart and Save by picking the insurer that will provide you with the most discounts.

Buy Online

Buy Online

Get the policy you want the way you want it or schedule a call with an agent. Buy online and save money.

The Benefits Of Comparing With PolicyBachat

Save Money

Save Money

Get a side-by-side comparison from best insurance companies, so you can pick the best deal.

Save Time

Save Time

Quick and easy to compare and save time with our single entry multi carrier interface.

Get Peace of Mind

Get Peace of Mind

Rest easy knowing that you compared top insurance companies side-by-side and got the best price.

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