Which ULIP Plan Is Best ?
Unit Linked Insurance Plan (ULIP) is an insurance product that combines insurance and investment benefits in a single plan. Some of the plans like ULIP capital guarantee, goal assure, wealth plus, smart premium, etc. In these plans, the investments are subject to the risks associated with the capital market. The policyholder bears the investment risk on his/her investment case. Hence, it is recommended to make an investment choice basis the needs along with the risk craving. But the Best plan can be chosen by comparing the quotes with different insurers on our website having the best premium rates.
What is ULIP Policy?
A Unit Linked Insurance Policy is a term insurance policy with Insurance coverage and Investment. ULIP policy provides death benefit- in case the policyholder expires within the policy period and also Survival benefit- in case the policyholder survives the policy term. The death benefit provided is with the premium collected under the insurance portion of the policy and the survival benefit is paid with the premium collected and invested by the insurance company.
How many Term Insurance Plans can I Buy in India?
You can purchase two or more term insurance plans in India to fulfill your insurance requirements. go through our online portal PolicyBachat.
How Much Life Insurance Do I Need?
Know the calculated life Insurance Premium from our PolicyBachat, compare quotes with different companies, and get low premiums.
How is a Term Plan different from other Life Insurance Plans?
Term insurance is a type of life insurance plan which only focuses on the coverage of life and the claim is payable only in case of death of the policyholder while the other life insurance plans are seen as a tool for savings. Other life insurance plans provide both the maturity benefit as well as death benefit to the policyholder. Term insurance is typically an insurance tool to provide claim in case of death while the other life insurance plans are saving tools.
What are the Types of LIC Life Insurance Plans?
LIC (Life insurance corporation of India) offers life insurance policies including endowment plans, whole-life, money-back, term insurance, pension plans, and riders. For purchasing LIC insurance login to our website.
How Can I Check My Life Insurance Policy Status?
Life Insurance policy status can be checked by contacting the intermediary from whom the policy was taken or the insurance policy status can be found on the mParivahan app which displays the start date and end date of the insurance policy. If you can remember the intermediary from whom the policy was taken you can talk to them about the status of the policy or in case if you have taken the policy from PolicyBachat then you can call our customer care to enquire on the insurance policy status.
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Term insurance is the cheapest life insurance policy compared to the other life insurance policies such as Endowment insurance, Money back insurance, ULIPS etc.
Best Guaranteed Income Plans in India
Know about the guaranteed income plans in India at PolicyBachat. Compare online life insurance quotes to get the best life Insurance with guaranteed returns.