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yes,you can claim insurance for bike scratches but if you have third party bike insurance you can't claim anything as it will not benefit in renewing your bike.
NCB is the no claim bonus which is offered to the bike insurance customers at the time of renewal if there is no claim during the previous policy period. The no claim bonus is a form of discount offered to the customers for not making a claim in the previous policy period. The no claim bonus starts from 0% and reaches up to 50% for each claim free year
NCB in bike insurance is valid for a period of 90 days from the expiry date of the policy after which the NCB would lapse. Higher NCB means higher discount for the customer. If there is claim the NCB would be reduced to 0% and then increases for each claim free year.
Bike insurance can be checked online at PolicyBachat where there are almost all the major general insurance companies offering bike insurance quotes. The best bike insurance can be opted after comparing the quotes from different insurance companies. The renewal of two-wheeler insurance also can be done from the online portal which has a dedicated team of agents to assist the customer with their bike insurance.
To claim a Bike insurance policy please visit our portal and consult our agent after damage.
Documents required submitting to the insurance company to process your claim.
There are certain documents that are to be submitted to the insurance company to process your claim. These include:-
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