Can I Get Life Insurance without Medical Exam?
Yes, you can get life insurance without a medical exam. All you need to do is to fill out a form online, provide your personal information and pay the premium. The company will then review your application and decide whether they want to offer you a policy or not
Does Whole Life Insurance Require a Medical Exam?
The whole life insurance does not require a medical exam. However, it is important to note that the insurance company can still deny your application if you are found to have any pre-existing conditions. Whole life insurance is a type of permanent life insurance that lasts until the policyholder dies or they choose to stop paying premiums. Unlike term life insurance which has a fixed end date, whole life usually has no end date and is designed to provide cash value over time.
How to Get Life Insurance without Medical Exam?
You can get life insurance without medical exam by filling a form online, provide your personal information and pay the premium. The company will then review your application and decide whether they want to offer you a policy or not.
Is Medical Examination Compulsory for 1 Crore Term Life Insurance Policy?
Yes, in most of the cases, depending on the factors such as sum assured opted by the applicant, medical history of the applicant decide on the medical examination requirement. The medical examination has to be undergone by the customer at the preferred network diagnostic centres as specified by the Life Insurance Company. In most of the cases the life insurance would conduct tele medicals and would insist for physical medicals depending on the declarations made by the customer in the proposal form.
Can I Cancel Term Life Insurance?
Yes, you can cancel your term life insurance policy but it is done before 15 days from the date of receipt of the policy document.
Can I extend my Term Life Insurance?
Yes, you can extend the term of your term plan. As per norms and conditions, the term life insurance expires depending on the policy term which is selected by the policyholder. In that case, extend your life insurance policy to long tenure or renew your term life insurance policy.
Can I Get Money from My Term Life Insurance Policy?
No, you can’t get cash out of your term insurance policy. If the insured person dies, the nominee of the insured gets an amount in the form of the death benefit. There are no maturity benefits will provide If the policyholder survives the policy term.
Can I Get Term Life Insurance If I Have Cancer?
It does not matter if you have cancer or not. You can still get term life insurance if you are healthy and want to purchase it. However, there are some additional costs associated with term life insurance if you have cancer due to the increased risk of death.
Can I increase my Term Life Insurance Policy?
Yes, you can increase your cover amount of the term life insurance policy. To increase a term life insurance policy upgrade your cover by buying a new policy, choose the increasing cover option, other options will increase your term life insurance.
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Best 25 Lakh Term Life Insurance Online
A 25 lakhs term life insurance will cover you for the amount of 25 lakh rupees in case of death. Buy the best 25 Lakh life insurance cover by comparing quotes online.
Best 50000 Term Life Insurance Policy
A 50000 life insurance policy will cover the sum assured amount of Rs. 50000 in case of death. Compare life insurance quotes online to buy the best policy now.