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Yes, Life insurance is a type of insurance that pays out a lump sum of money when the insured person dies and it also provides maturity benefits when your policy gets into maturity...Read More
Life insurance is an important part of financial planning. Its purpose is to provide a financial safety net for people in case of death or long-term disability. A single person can also use life insurance as a way to buy time for their career or personal goals, such as buying time for retirement.
There are some instances where alcoholism may void life insurance. If the policyholder is found to be addicted to alcohol, they will not qualify for life insurance. Insurance companies have different policies on this. Life insurance policies are designed to pay out in the case of death or catastrophic illness or injury. If someone is found to be addicted to alcohol, they may not qualify for life insurance and the policy will not pay out in this case.
Anxiety can affect your life insurance rates in various ways. Some people are more likely to get a lower rate because they have experienced this disorder and other types of stressors. Others are more likely to get higher rates because they have been diagnosed with anxiety disorders, such as panic disorder or generalized anxiety disorder.
Chewing tobacco affects life insurance because it causes an increase in the risk of cancer and other fatal diseases related to smoking. This increases the premium that you have to pay for the policy, or it may even make you ineligible for a policy at all.
If the insured person's death is due to driving under the influence of alcohol, the insurance company will reject the claim to the beneficiary.
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