Does Mediclaim Policy Cover Pregnancy In India?

What does this Personal Accident Insurance Policy Not Cover?

• Any claim in the same period of insurance exceeding the capital sum insured
• Payment of compensation due to death or disablement arising out of Suicide attempted suicide etc.
• Pregnancy and/or childbirth
• War and nuclear perils
• Ionizing radiation or radioactivity
• HIV / AIDS / or death due to any disease
• Natural death (not under the influence of intoxicating liquor or drugs)

What is Loan Insurance?

Loan Insurance is also called Loan Protection Insurance is designed to cover your monthly loan payouts in case of temporary or permanent disability, loss of job. etc.

What is Insurance?

Insurance is a contract between the insured customer and the insurance company that promises to pay a certain amount of money to an individual or family in which the insurance company promises to settle the losses of the insured due to insured peril acting at the time of loss or damage in return for a nominal amount known as “Premium”. The insurance contract is valid for a period as mentioned in the policy document and is legally enforceable in case of deviation by either of the parties of the contract.

What is Mediclaim Insurance?

Mediclaim insurance is a health insurance coverage policy, which covers the charges incurred during hospitalization. Here in this coverage, one can claim in two different ways which involve a cashless facility, where the insurer directly pays the hospitalization charges to the network hospital instead of the insured. The second way of claiming involves a process called reimbursement, where the insured will be repaid all the hospitalization coverage charges from the insurer after completing the treatment from any hospital.

What is Casualty Insurance?

Casualty insurance is the insurance under a health insurance policy where sudden death or demise of a person, suicidal attempts or if the person with a disability due to any accident been covered under this insurance this may be varied with each and every company.