Does Mediclaim Policy Cover Pregnancy in India?

Yes, Mediclaim Policy Cover Pregnancy in India...Read More

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Is Insurance Claim Taxable?

Yes. Insurance claim is taxable as per the existing tax laws. The percentage of tax to be paid is different for different parts and is calculated at the time of claim.

Is IVF Covered by Insurance?

IVF( In vitro fertilization) is mostly not covered in insurance plans.

What does this Personal Accident Insurance Policy Not Cover?

  • Any claim in the same period of insurance exceeding the capital sum insured
  • Payment of compensation due to death or disablement arising out of Suicide attempted suicide etc.
  • Pregnancy and/or childbirth
  • War and nuclear perils
  • Ionizing radiation or radioactivity
  • HIV / AIDS / or death due to any disease
  • Natural death (not under the influence of intoxicating liquor or drugs)
What is a Rider in Insurance?

Rider or add-ons are the extra coverage offered by the insurance companies on payment of additional premium. Riders such as Bumper to bumper, consumables, Engine protection cover, and Roadside assistance cover are provided by the insurance company at the time of car insurance renewal on payment of extra premium. The extra premium to be paid is under the own damage section of your car insurance policy.

What is Casualty Insurance?

Casualty insurance is the insurance under a health insurance policy where sudden death or demise of a person, suicidal attempts or if the person with a disability due to any accident been covered under this insurance this may be varied with each and every company.

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