Need Help? Call 1800-123-4003
(9:00 AM to 9:00 PM)
Yes, term life insurance premiums increase with age. Age is one of the major factors that lead to during the calculation of term insurance premiums...Read More
Life insurance is an important part of financial planning. Its purpose is to provide a financial safety net for people in case of death or long-term disability. A single person can also use life insurance as a way to buy time for their career or personal goals, such as buying time for retirement.
There are some instances where alcoholism may void life insurance. If the policyholder is found to be addicted to alcohol, they will not qualify for life insurance. Insurance companies have different policies on this. Life insurance policies are designed to pay out in the case of death or catastrophic illness or injury. If someone is found to be addicted to alcohol, they may not qualify for life insurance and the policy will not pay out in this case.
Anxiety can affect your life insurance rates in various ways. Some people are more likely to get a lower rate because they have experienced this disorder and other types of stressors. Others are more likely to get higher rates because they have been diagnosed with anxiety disorders, such as panic disorder or generalized anxiety disorder.
Chewing tobacco affects life insurance because it causes an increase in the risk of cancer and other fatal diseases related to smoking. This increases the premium that you have to pay for the policy, or it may even make you ineligible for a policy at all.
If the insured person's death is due to driving under the influence of alcohol, the insurance company will reject the claim to the beneficiary.
Compare Life, Health, Car and Two wheeler Insurance rates from top Insurance companies for free.
By submitting this form you authorize PolicyBachat or it's affiliates to contact you and override NDNC registry.
We note that you had left your transaction unfinished the last time you checked
in with PolicyBachat. Would you like to continue with the same quotes or look for
a new insurance policy?