How can I find my NCB?

NCB can be found in the own damage premium calculation section of your bike insurance policy copy. Each claim free year you will be eligible for a higher NCB and then you will be shifted to the next higher slab. The NCB will be mentioned as percentage in your policy copy.
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What is NCB in Bike Insurance?

NCB is the no claim bonus which is offered to the bike insurance customers at the time of renewal if there is no claim during the previous policy period. The no-claim bonus is a form of discount offered to the customers for not making a claim in the previous policy period. The no-claim bonus starts from 0% and reaches up to 50% for each claim-free year. NCB in bike insurance is valid for a period of 90 days from the expiry date of the policy after which the NCB would lapse. Higher NCB means a higher discount for the customer. If there is a claim the NCB would be reduced to 0% and then increases for each claim-free year.

How to check NCB in Bike Insurance?

No Claim Bonus (NCB) in a bike insurance policy is the discount offered by the insurance company on the own damage section of the insurance policy for the customers who don’t claim in the previous years. The no-claim bonus is a reward given to the customers who refrain themselves from small claims or customers with good driving behavior.

What is No Claim Bonus in Bike Insurance?

NCB is the no claim bonus which is offered to the bike insurance customers at the time of renewal if there is no claim during the previous policy period. The no claim bonus is a form of discount offered to the customers for not making a claim in the previous policy period. The no claim bonus starts from 0% and reaches up to 50% for each claim free year NCB in bike insurance is valid for a period of 90 days from the expiry date of the policy after which the NCB would lapse. Higher NCB means higher discount for the customer. If there is claim the NCB would be reduced to 0% and then increases for each claim free year.

How to Know NCB in Insurance?

NCB or No Claim Bonus is essentially a discount on your insurance premium  that you can avail when you renew your policy. It is a reward given by an insurance company to an insured for not raising any claim requests during a policy year.

What is NCB in Two Wheeler Insurance Policy?

NCB is the no claim bonus given to the owner/driver at the time of renewal of bike insurance policy. The no claim bonus is given to those with nil claims reported in the previous years. The no claim bonus increases each claim free year and reaches a maximum of 50% from 0%. The no claim bonus is an extra discount given to the customer on the own damage section of the policy if there are no reported claims in the previous year. The NCB cannot be transferred from one person to another person if the bike is sold.

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  • How NCB Works in Insurance
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