How To Port Mediclaim Policy?

To port a mediclaim policy, you must notify your new insurer at least 45 days before your current policy expires. Fill out the portability form and provide details of your previous insurance coverage. The new insurer will evaluate your medical history and claim records before accepting the proposal. Portability allows you to transfer credits for waiting periods from the old policy to the new one. Ensure there is no break in coverage during the porting process for a seamless transition.

Why not I take a Top UP Policy instead of New India’s Mediclaim Policy?

A top up policy is an additional coverage for people already having an individual health insurance plan or employer health insurance policy. It is useful in case of a single illness which consumes the entire sum insured in the base policy. The top up policy triggers only after the sum insured in the base policy is exhausted and the deductible under the top up is crossed due to hospitalization. Having a top up policy without a base health insurance policy is like having a bike without an engine. A top up policy has a deductible amount which would be almost 20% of the top up policy sum insured. For example let us take a base policy with Rs.2 Lacs and Top up policy with Rs.5 Lacs, in case of hospitalization first the base policy sum insured will be utilised and then the top up policy kicks in.

Is Pregnancy Covered in Mediclaim Policy?

Many group insurance firms provide maternity coverage to pregnant women. The pregnancy plan covers all the hospitalizations charges from boarding to nursing. This plan covers all the medical charges incurred during the pre and post-delivery period. This duration is predefined by the insurer. All the costs that occurred for surgeries and pregnancy complications can be claimed. Expenditures for pre and post-natal durations are provided to the insured through this plan. The maternity insurance policy covers pre and post-natal care, C-section operation, and also vaccination for newborn babies for a specified period.

How to Download Max Life Insurance Premium Receipt Online?

Step 1: Open Google and Search for the “Max Life Insurance Customer Services” portal.

Step 2: Click on Download Premium Receipt and then Log in to your account by using your policy number or client ID and date of birth.

Step 3: Then click on the “Submit” button to request OTP. Enter the OTP received to your registered mobile number and email.

Step 4: Once logged in to your account, select premium receipts and year and then click on generate.

Step 5: You can download your Max Life Insurance Premium Payment Receipt by selecting your policy or you can send it to your registered mobile number.

How to Check LIC Claim Status Online?

To check your LIC Life Insurance policy claim status online, follow these steps:

Visit the official LIC life insurance official website.

Log in to your LIC account using your username and password. If you don't have an account, you may need to register first.

Once logged in, click on “Claim Status” on the life side menu.

Then you will be able to check the status of your claim displayed on the screen. It will indicate whether your claim is under process, approved, or rejected.

How Can I Surrender My LIC Policy Online?

The process of surrendering an LIC life insurance policy online is easy. To surrender your LIC life insurance policy online, send an email to LIC life insurance customer service with the reason for surrendering the policy along with the required policy details and other documents. Once the surrendering form is submitted to the insurance provider, they will surrender the policy. The surrendering process may take some time to complete. Wait for confirmation from LIC Life Insurance that your policy has been successfully cancelled. Once the refund application is approved the refund amount is credited to your account. 

How to Check Fund Value of LIC Life Insurance Policy Online?

To check the fund value of your LIC (Life Insurance Corporation of India) life insurance policy online, follow these steps:

Go to the official website of LIC.

If you have already registered on LIC’s portal, log in using your username and password. If you haven't registered yet, you may need to create an account.

Once you are logged in, navigate to the section that provides your policy details.

After accessing your policy details, there should be an option to view the fund value of your policy.

Additionally, you might be able to see the allocation of funds across different investment options if your policy offers multiple investment choices.

How to Download Edelweiss Tokio Life Insurance Statement?

To download an Edelweiss Tokio life insurance policy statement, you typically need to follow the below steps.

Visit the official website of Edelweiss Tokio Life Insurance Company.

Log into your account by providing your policy number and date of birth.

If you haven't registered for an online account, you may need to create an account.

Once logged in, find the option to download or view your policy statement.

Verify that the document includes details such as policy coverage, beneficiaries, premiums, and any other relevant information.

Then click on the relevant button to download the policy statement.

If you encounter any issues, consider reaching out to your insurance company's customer support. They may be able to assist you in obtaining the necessary statements.