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Yes. Insurance claim is taxable as per the existing tax laws. The percentage of tax to be paid is different for different parts and is calculated at the time of claim.
Insurance coverage is the protection of assets or life of the insured against any specified perils mentioned in the insurance policy document. The insurance coverage is the sum insured provided by the insurance company under the insurance policy.
The functions of insurance are assisting in capital formation, economic progress, risk-sharing, etc. The lending of funds is not a function of insurance.
The Best Insurance Company in India provides good insurance premiums charged by the best insurance companies differs as per the coverage offered by the insurance companies. There are few factors that are to be considered before selecting the best insurance provides claim settlement ratio & Cashless garages, IDV, Riders or Add-ons, Premiums, After Sales service, etc.
The first insurance company in India is National Insurance Company. It was established in 1906. Life Insurance Sector Nationalised in the year of 1956.
If the original insurance policy is lost, a duplicate insurance copy can be obtained from the insurance company online. Now-a-days the insurance company is sending the policy copy on the registered email of the customer which can be downloaded and used anywhere. In case the customer is unable to source the policy using the email, then he/she can approach the insurance company online on their website and get the duplicate policy copy by entering the basic details such as Chassis number, Engine number, registration number, registered mobile number etc.
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