Is It Worth Claiming On Car Insurance For A Dent?

India has a lot of car insurance claims due to the high rate of car accidents. Most of these claims are for dents and scratches on cars. It is a common question for Indian car owners who are often unsure about what the claim process is and if they should claim on their insurance.

The answer to this question largely depends on the value of the car. If the car is worth less than Rs. 20 lakh, it might not be worth claiming as you could lose more money than what you would gain by claiming. In case, your car has a value of more than Rs. 20 lakh, it might be worth claiming because you would have saved a lot of money in case you don't have to pay for repairs and other expenses associated with the damage.