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It is depends on your personal situation. Some people choose not to buy life insurance because they think it is unnecessary or too expensive. Others may be unable to get it because they have pre-existing conditions. For example, if you have heart disease, you may not be able to get a policy due to your medical history.
Term insurance is a type of life insurance that provides coverage for a specific period of time. It is also called temporary insurance as it does not last for the entire life but only for a certain term. The best term insurance plan in India should have a low premium, no exclusions, and a good sum insured. The best term insurance plan in India can be found online by comparing quotes online at PolicyBachat.
Postal Life insurance was introduced on 1st Feb 1884 as a welfare scheme for the benefit of postal department employees which was later extended to the employees of the telegraph in 1888. Postal life insurance plans cover the life of customers against death or disability and are the same as the term life insurance or any other life insurance products. Postal life insurance online plans offer a different range of products such as Whole life insurance, Annuity insurance, term insurance, etc. Postal life insurance premium calculator is also available in online to calculate the premium of a postal life insurance policy.
Life insurance is a financial service that pays a lump sum of money to the beneficiary in case of the insured individual’s death. Life insurance protects your loved ones in case of your death and also provides for them financially. Life insurance is one of the most important financial planning tools available in the market. In this pandemic situation, It is necessary to insure with a life insurance policy.
A life insurance policy is a contract between the life insurance company and the insured customer wherein the insurance company agrees to pay the maturity benefit to the insured or the death benefit to the nominee of the insured in return for a nominal amount known as “Premium” which is to be paid by the insured customer to the insurance company on regular intervals. Life insurance policy includes life cover against any uncertainty tax exemption inclusion of riders and investment tool and retirement.
Whole life insurance is the extension of the term insurance policy. In whole life insurance the insurance coverage is provided till the death of the policyholder or till attaining 99 years of age. Since the coverage if for complete life time, it is known as the Whole life insurance. While the term insurance policy has a particular period of time for which the coverage is offered the whole life insurance policy is covered for the life time of the policyholder.
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