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Is Pramerica Term Insurance Good?

Yes, Buying Pramerica Term Insurance Policy is good. In most of the term insurance policies, claims are paid to the nominee in case of death of the policyholder whereas Pramerica term insurance policies provide maturity benefit to the insured customers in case of survival till the end of the policy period. It also provides High protection at low premiums, Add-ons, and Financial Security. Low premium and attractively large cover, Financial dependents are protected, Ensure your assets, Riders/add-ons.

How to Compare Pramerica Term Plan Premium Calculator Online?

You can compare Pramerica's term plan with other top leading insurers online using the premium calculator on our portal. The term plan premium calculator offers a premium, that you should be paid out based on the sum assured from your policy. It helps you obtain premium quotes in minutes without any documentation.

  • Enter personal information such as name, gender, date of birth, yearly income, city, mobile number, and tobacco consumer or not, etc.
  • The sum assured you wish your family/beneficiary to receive from your policy and Maturity coverage
  • The premium calculator will recommend plans with different premium rates for you in accordance with the details you have provided.
  • Once you have evaluated what plan is right for you, you can proceed to purchase it online without any delay.
How Does Pramerica Term Plan with Return of Premium Work?

Pramerica's term plan with a return of premium is the same as a standard term plan. It works as a life cover and provides a death benefit to the beneficiaries of the policy. Policyholders can benefit from a term plan with a return of premium by paying an additional premium.

Example:

  • If a 30-year-old person purchased the term insurance policy with a return of premium of Rs. 1 crore for 25 years
  • If he dies in the policy period itself, his family will get 1 crore
  • If he survived the policy period then he will get the return of the premium amount from the insurer.
How is Pramerica Term Insurance?

Pramerica term insurance plans provide life cover at low premium rates. In case of an unfortunate event happen to the policyholder during this period, the insurance company provides a guaranteed pay-out. It will help to protect the family of any insured even in the case of an insured person's absence.

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