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What Are The Documents Required For Life Insurance Claim?

The documents needed for maturity and money-back claims are the same while for death claims, the documents are different.

  • Documents needed for maturity or survival claims
  • Discharge voucher sent by the insurance company, duly filled and signed by the policyholder
  • Life insurance policy bond
  • Identity proof of the policyholder, legal heirs or assignee as the case may be, Bank account details of the policyholder, legal heirs or assignee as the case may be, Age proof of the insured member if it was not submitted at the time of buying the policy
  • Documents needed for death claims
  • The death claim form, duly filled and signed by the nominee
  • Life insurance policy bond
  • Death certificate of the life insured
  • Identity proof of the nominee, legal heirs or assignee as the case may be Bank account details of the nominee, legal heirs or assignee as the case may be Police FIR if death happened due to an accident
  • Post-mortem report, coroner’s report, police inquest report, panchnama, and other relevant records if death happened in an accident
  • Any other document as needed by the insurance company to settle the claim

What are the documents required for making life insurance claim?

Below are the documents required for making a life insurance claim:

  • Original life insurance policy copy
  • Original/attested death certificate issued by the local authorities
  • FIR Certificate stating the cause of death
  • Panchanama certificate
  • Death claim application form
  • NEFT mandate or cancelled cheque leaf.
  • Medical records
  • Post mortem report

These documents are to be submitted to the insurance company to process the life insurance claim. Different set of documents are required for different causes of death.

What are the documents required for making a claim?

There are certain documents which are to be submitted to the insurance company to process your claim. These include:

  • Original RC copy in case of Theft claim
  • Driving licence of the driver at the time of accident
  • Original policy copy
  • Duly filled and signed claim form
  • Description of the accident
  • Cancelled cheque to process the payment
  • FIR in case of theft claim
  • Details of other vehicles involved or any third party claims which can arise in future.
  • An estimate of the vehicle repair cost
  • Repair bills and payment receipts.

What Documents Required For Insurance?

To buy insurance, you typically need identity proof like an Aadhaar or PAN card. Address proof, such as utility bills or a passport, is also mandatory. Income documents like salary slips or ITR may be required for high-value life insurance. For motor insurance, the vehicle's RC and previous policy details are necessary. Age proof is critical as it determines the premium rate. Keep digital copies ready for online applications.

What Documents Required For Car Insurance In India?

To buy car insurance in India, you need to submit a few important documents. Firstly, you need to provide your vehicle's registration certificate (RC) as proof of ownership. If you renew your policy, you must also provide the previous policy's copy. Additionally, you need to provide a copy of your driving license as proof of your ability to drive. Other documents that may be required include your PAN card, Aadhaar card, and address proof. If you have installed anti-theft devices in your car, you may also need to provide their invoice as proof. All these documents must be ready to ensure a smooth and hassle-free insurance purchase or renewal process.

What are the Documents we required for Life Insurance?

The documents required for life insurance may vary depending on the insurance company and the type of policy being applied for. However, some common documents that are required for most life insurance policies are:

  • Identity Proof: Aadhaar card, PAN card, Voter ID card, Passport, or Driving License.
  • Address Proof: Aadhaar card, Passport, Voter ID card, Utility bills (not older than three months), or Bank statement.
  • Age Proof: Birth certificate, PAN card, Passport, Driving License, or School/College leaving certificate.
  • Income Proof: Salary slips, Income tax returns, Bank statements, or Form 16.
  • Medical Reports: Depending on the age and health condition of the applicant, medical reports may be required to assess the risk involved in the policy.
  • Passport-size photograph: One or two recent passport-size photographs may be required to be submitted along with the application form.

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