HDFC ERGO-Critical Illness

HDFC ERGO-Critical Illness Plan is designed specifically to cover the high costs of critical illness treatments. It is the best way to safeguard, as it pays a lump sum amount on the very first diagnosis.

Why you should choose HDFC ERGO-Critical Illness?
  • Provides a lump sum benefit which can pay for
    1. Costs for the care and treatment
    2. Recuperation aids
    3. Debts pay off
    4. Any lost income due to a decreasing ability to earn
    5. Fund for a change in lifestyle
  • Tax benefit under Section 80D
Benefits
  • A unique Critical Illness Insurance Plan that provides a Lump Sum Benefit amount on first diagnosis after a 30 Day Survival period for any one of the 8 Critical Illnesses covered under the HDFC ERGO-Critical Illness plan.
  • Critical Illness covered –
    1. Heart Attack (Myocardial Infarction)
    2. Coronary Artery Bypass Surgery
    3. Stroke
    4. Cancer
    5. Kidney Failure
    6. Major Organ Transplantation
    7. Multiple Sclerosis
    8. Paralysis
Exclusions
  • 90 days waiting period
  • War or any act of war, invasion, act of foreign enemy, war like operations
  • Criminal or unlawful act, or intentional self-injury or attempted suicide while sane or insane
  • Participation or involvement in naval, military or air force operation, racing, diving, aviation, scuda diving, parachuting, hang-gliding, rock or mountain climbing
  • Intoxicating drugs and alcohol
  • Venereal disease, "AIDS” (Acquired Immune deficiency Syndrome) and/or infection with HIV
  • Any treatment arising from pregnancy (including voluntary termination), miscarriage, maternity or birth (including caesarean section)