Medi Classic Insurance

Medi Classic Insurance from Star Health is a policy that aims to provide reimbursement of hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries, so that you can keep your dreams alive.Star Advantages • No Third Party Administrator (TPA), direct in-house claims settlement • Faster and hassle-free claim settlement • Cashless hospitalization • Network of more than 4000 hospitals across India • Doctor-on-Call • 24x7 toll-free helpline.Premium paid by cheque or credit card for this insurance is eligible for relief under Section 80D of the Income Tax Act.

Call Us

If you want to have a telephonic conversation with our support team please call the following numbers:


Please note, our support lines are active from 9:00 AM to 7:00 PM on working days.

Download Brochure to see the plan in detail.


  • Hospitalisation Cover, In-patient hospitalisation expenses for a minimum of 24 hours
  • Emergency ambulance charges for transporting the insured patient to the hospital upto a sum of Rs 750/- per hospitalisation and overall limit of Rs 1500
  • No Third Party Administrator; direct in-house claims settlement
  • Network of more than 4600 hospitals across India
  • Includes fees of Surgeon, Consultant, Anaesthetist and Specialist
  • Includes Cost of medicines and drugs
  • Pre-hospitalization expenses upto 30 days
  • Post-hospitalization expenses upto 5000 Rs
  • Pre hospitalization is covered up to 30days & post is up to 7% of hospitalization expenses.
  • No claim discount is from 5%-25% for every claim free year.
  • Non allopathic treatments up to 25% of sum insured per policy period.
Major Illness Covered Covered*
Age Eligibility   Entry age for proposer 18 yrs to 80 yrs
Coverage for pre existing diseases After 4 yrs.
Critical Illness   Covered*
Cumulative Bonus Not offered
Daily Hospitalisation Allowance   Rs.500 per day,on paying additional premium
Day care procedures Covered
Domiciliary Hospitalisation Not Covered
Emergency Ambulance charges Rs. 750 to Rs. 1500
Family Discount Not Offered
Health Check up   Not Covered
Income Tax Benefit Yes
Maternity Benefits Not Covered
Nursing Allowance   Covered
OPD Expenses   Not Covered
Organ Donor Expenses Not Covered
Post hospitalisation expenses Upto 7 % of the hospitalisation expenses (excluding room charges) Max Rs. 5000.
Pre hospitalisation expenses Upto 30 Days
Swine Flu / H1N1 influenza Covered
Terrorist activities Covered