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PolicyBachat Advantage


We took the utmost care to explain life insurance in simple terms in plain English.

  • Easy to compare plans
  • No ambiguity
  • Choose the best without hesitation and confusion


We are the most reliable and trusted partner you can have.

  • Dedicated claims team
  • We fight on your behalf


Team PolicyBachat strives to serve you with lightning fast speed.

  • Instant quotes
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  • Hassle free payment and policy issuance.

Hdfc Life

ICICI Prudential Life Insurance

Max Life

SBI Life


PNB Life

Aegon Life

Canara HSBC Life

Aditya Birla Life

Types of Life Insurance we offer

Term Insurance

It is a type of life insurance which provides coverage for a certain period of time or a specified “term”. If the policyholder expires (should pass away) during the term then the death benefit (which is the sum assured in this case) is paid to the nominee (beneficiary). There is no survival benefit in term insurance.

Whole life insurance

This is considered as extended term insurance (with a savings and cash value component* if the insured survives the whole life i.e.100 years) which covers the whole life of the policyholders.

Endowment/Savings Plans

The only difference between term insurance and an endowment plan is that there is a maturity (with bonus*) benefit at the end of the policy period in addition to the death benefit during the policy period. (Term insurance + maturity benefit at the end of the policy period) * If applicable

Money Back Life Insurance

This is similar to endowment insurance with the only difference being the survival benefits along with any accrued bonus are paid proportionately over a period of time.

Child Plans

This is a form of savings for the future of children to build a corpus which can later be used for higher education or marriage. Payout can be at the time of maturity of child or during regular intervals of time. (Savings + Death Coverage for Parent*) Waiver of premium payment.

Retirement/Annuity Plans

These type of plans help to build a corpus for your retirement. At the time of retirement the policyholder can opt for lump-sum payout or monthly income payout.


A part of the premium paid is for life coverage and the other part is invested in funds depending on the risk taking capacity of the insured. (Life Coverage + Returns)

Why you need Life Insurance


Life insurance can be used as a tool for future savings (also tax savings) with our endowment plans. These savings also accrue some bonus depending on the plan selected.


Life insurance plans protect your loved ones against unexpected expenses by providing financial assistance to your family as a lump-sum or regular income.


One additional reason to purchase life insurance is to invest your income for future returns. Life insurance plans such as ULIPs and annuity plans provide a scope for investment which can be utilized at a later stage of life.

Talk to an Insurance Advisor today, get the ball rolling!

Our insurance advisors make a difference and we stand by that. We do things a tad different from the rest of them. We figure that in a world where you can customize everything from your phones to your life, we understand that individualization is key.

You want coverage options, discounts and offers that make sense for you and that’s why PolicyBachat’s smart tools and technology help you tailor a life insurance policy that's right for YOU, not someone like you.

or Call 1800 123 4006
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Customer Reviews

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A word from our Director…

"I would recommend comparing at least four life insurance quotes to ensure you are getting the right price. The fact that most people don’t have the energy or time to visit multiple sites and answer the same long list of questions over and over again is the reason why PolicyBachat.com’s easy-to-fill out form gives you the chance to view multiple quotes for side-by-side comparison."

- Vinoothna Chowdary

Client Speak!

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