Health expenses in India are rising every year. A single hospital stay can disturb your savings.
This is why having the right health insurance policy is very important. Galaxy Health and Allied
Insurance Policy is designed to support individuals and families during medical emergencies.
This policy focuses on affordability, wide coverage, and easy claim settlement. It is suitable
for people looking for simple and reliable health protection. In this article, we explain the
top 10 benefits of Galaxy Health and Allied Insurance Policy in clear and easy words.
1. Comprehensive Hospitalisation Cover
Galaxy Health Insurance offers wide hospitalisation coverage. It pays for expenses related to
room rent, ICU charges, doctor fees, nursing costs, and medicines.
This helps reduce your out-of-pocket expenses during treatment. Both planned and emergency
hospitalisations are covered as per policy terms.
2. Cashless Treatment at Network Hospitals
One of the biggest benefits is cashless hospitalisation. The insurer has a strong network of
hospitals across India.
You can get treatment without paying money upfront. The insurance company settles the bill
directly with the hospital. This reduces stress during emergencies.
3. Coverage for Pre and Post Hospitalisation Expenses
Medical costs do not end with hospital discharge. Galaxy Health Insurance covers
pre-hospitalisation and post-hospitalisation expenses.
This includes diagnostic tests, medicines, and follow-up consultations before and after hospital
stay. It ensures complete financial support during recovery.
4. Day Care Procedure Coverage
Many treatments today do not need long hospital stays. Galaxy Health Insurance covers day care
procedures that require less than 24 hours of hospitalisation.
Procedures like cataract surgery, dialysis, and chemotherapy are included. This makes the policy
suitable for modern medical needs.
5. Affordable Premiums
Galaxy Health and Allied Insurance Policy is priced reasonably. It offers good coverage at
affordable premium rates.
This makes it a good option for middle-income families, young professionals, and senior citizens
looking for value-for-money health insurance.
6. Family Floater Option
The policy allows you to cover your entire family under one plan. This includes self, spouse,
children, and dependent parents.
A family floater plan is cost-effective and easy to manage. One sum insured can be shared by all
family members.
7. No Claim Bonus Benefit
Galaxy Health Insurance rewards you for staying healthy. If you do not make any claim during
the policy year, you get a No Claim Bonus.
This bonus increases your sum insured without increasing the premium. Over time, your coverage
grows at no extra cost.
8. Coverage for Ambulance Expenses
Ambulance charges can be expensive, especially during emergencies. This policy covers road
ambulance expenses up to the specified limit.
It ensures timely transportation to the hospital without financial worry.
9. Easy Renewal and Lifetime Renewability
Galaxy Health Insurance offers easy renewal options. You can renew the policy online without
hassle.
The policy also provides lifetime renewability. This means you can stay insured even in old age
when medical needs are higher.
10. Simple and Fast Claim Process
The claim process is designed to be smooth and transparent. Both cashless and reimbursement
claims are easy to file.
Required documents are minimal, and customer support is available to guide you at every step.
This builds trust and confidence in the policy.
Why Choose Galaxy Health and Allied Insurance Policy?
Galaxy Health Insurance focuses on practical benefits. It covers essential medical needs without
complicated conditions. The policy suits individuals, families, and senior citizens.
With rising healthcare costs in India, this policy helps protect your savings. It also gives
peace of mind during medical emergencies.
Conclusion
Galaxy Health and Allied Insurance Policy offers a balanced mix of affordability and coverage.
Its features like cashless treatment, family floater option, and No Claim Bonus make it a smart
choice.
Before buying, always check policy terms, exclusions, and sum insured options. Choosing the
right health insurance today can secure your tomorrow.