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Aditya Birla Health Insurance Price List in India

Aditya Birla Health Insurance Company Limited is a subsidiary of Aditya Birla Capital Ltd (ABCL) which is a joint venture between Aditya Birla Group and MMI Holdings of South Africa. It is one of the leading insurance companies in India and it was established in 2001. The company was licensed by the Insurance Regulatory and Development Authority of India (IRDAI) in 2003. The cost of Aditya Birla health insurance varies depending on the type of policy that you choose to buy.

Aditya Birla Health Insurance Company Limited

Aditya Birla Company provides a wide range of insurance products such as motor insurance, health insurance, travel insurance, etc. It offers an excellent claim settlement ratio and the process of claim settlement is a simple and easy process. The policyholders can easily find the health insurance policy quote at our website PolicyBachat.com by just choosing the type of policy you are looking for and you can choose based on your budget and requirements as well.

Aditya Birla Health Insurance Company has 9000+ network hospitals in more than 2300 cities. As per the IRDAI report, the claim settlement ratio of Aditya Birla Health Insurance company is 89.09% and it offers lifetime renewability and additional rider benefits, etc.

Key Features and Benefits of Aditya Birla Health Insurance

  • Wellness Coaching: In Aditya Birla health insurance, the customers can have access to experts of the health industry on the go. These medical specialists can address their doubts anytime as per their convenience.
  • Health Returns: The policyholders who follow a healthy lifestyle can get rewards as health returns for maintaining a healthy lifestyle.
  • Multiple Sum Insured Options: Aditya Birla Health Insurance Company provides an option to choose multiple sum insured amounts.  In the Aditya Birla Health Insurance policy, you can get coverage for as high as Rs 2 Crore.
  • Network Hospitals: Aditya Birla Health Insurance Company has a huge number of network hospitals across India.
  • Tax Benefits: Get income tax benefits under section 80D of the Income Tax Act 1961.
  • Chronic Management Program: This program is specially designed for the management of chronic illnesses such as diabetes, asthma, hypertension, etc.
  • Room Facility: you can use a private room or a shared room during hospitalization.
  • Second Options: In the case of critical illness, the second opinions are covered.

Types of Aditya Birla Health Insurance Plans

Aditya Birla Health Insurance plans provide comprehensive health insurance plans for individuals and families at low premiums. The different types of Aditya Birla Health Insurance plans are

  • Health and Wellness Plans
  • Cancer Secure Plans
  • Critical Illness Plans
  • Personal Accident Plans
  • Corporate  Plans

Health and Wellness Plans:

1. Aditya Birla Activ Health Platinum Enhanced Plan:

Activ Health Platinum Enhanced Plan is a comprehensive health insurance plan that is specifically designed for middle-income applicants. There are multiple sums insured options that you can choose as per your requirement.

Key Features and Benefits:

  • Age Limit: Minimum 91 days to Maximum no limit
  • Sum Insured: 2 lakhs to 2 Crores
  • Policy Options: Individual, Family floater
  • Pre-hospitalisation: 60 days
  • Post-hospitalisation: 180 days
  • In-patient Hospitalisation: Up to sum insured 3 lakhs, 4 lakhs
  • Day Care Treatment: Covered up to Sum Insured
  • Domiciliary­ Hospitalisation: Covered up to Sum Insured
  • Road Ambulance Cover: Covered up to actual expenses in-network hospitals, Reimbursed up to Rs.5000/- per hospitalization for non-network hospitals.
  • Organ Donor Expenses: Covered up to Sum Insured
  • AYUSH treatment Cover Covered up to Sum Insured
  • Obesity Treatment: Covered up to Sum Insured
  • Cumulative Bonus: Applicable on Sum Insured: 50% increase, max up to 100%
  • Health Check-up: yearly once
  • Second E-Opinion: Available
  • Waiting Period: Initial Waiting Period: 30 Days, For Specified Disease or Procedure: 2 years, For Pre-Existing Disease: 3 years

2. Aditya Birla Activ Assure Diamond + Super Health Topup

Activ Assure Diamond + Super Health Top-up plan covers medical expenses up to 1 Crore. It is an affordable Health Insurance plan that ensures you get the best treatment without worrying about rising medical costs.

Key Features and Benefits:

  • Age Limit: Minimum 5 years to Maximum 65 years
  • Sum Insured: 3 lakhs to 1 Crore
  • Policy Options: Individual, Family floater
  • Pre-hospitalisation: 30 days
  • Post-hospitalisation: 60 days
  • In-patient Hospitalisation: Up to sum insured
  • Day Care Treatment: 586 Covered up to Sum Insured
  • Domiciliary­ Hospitalisation: Covered up to Sum Insured
  • Road Ambulance Cover: Covered up to actual expenses in network hospitals, Reimbursed up to Rs.5000/- per hospitalization for non-network hospitals.
  • Organ Donor Expenses: Covered up to Sum Insured
  • AYUSH treatment Cover Covered up to Sum Insured
  • Home Treatment: Sum Insured: 3 Lacs, 4 Lacs - Rs.25000;  Sum Insured: 5 Lacs and above - Rs.50000
  • Waiting Period: Initial Waiting Period: 30 Days, For Specified Disease or Procedure: 2 years, For Pre-Existing Disease: 3 years

3. Aditya Birla Activ Care Classic

Activ Care Classic plan is a comprehensive plan that provides protection for senior citizens that supports their loved ones at every stage.

Key Features and Benefits:

  • Age Limit: Minimum 55 years to Maximum 80 years
  • Sum Insured: 3 lakhs to 10 Lakhs
  • Policy Options: Individual, Family floater
  • Pre-hospitalisation: 30 days
  • Post-hospitalisation: 60 days
  • In-patient Hospitalisation: Up to sum insured
  • Day Care Treatment: 586 Covered up to Sum Insured
  • Domiciliary­ Hospitalisation: Covered 10% of Sum Insured
  • Road Ambulance Cover: Covered up to actual expenses in network hospitals, Reimbursed up to Rs.5000/- per hospitalization for non-network hospitals.
  • Organ Donor Expenses: Not Covered
  • AYUSH treatment Cover Not Available
  • Home Treatment: Get cashless home treatment
  • Waiting Period: Initial Waiting Period: 30 Days, 15 days: In case the insured members are diagnosed with COVID-19; For Specified Disease or Procedure, Pre-Existing Disease: 2 years

4. Aditya Birla Activ Assured Diamond

Activ Assured Diamond plan is a budget-friendly health insurance plan. It offers comprehensive cover for hospitalization, 586 daycare procedures, and convenient cashless claims.

Key Features and Benefits:

  • Age Limit: Minimum 91 days to Maximum No limit
  • Sum Insured: 2 lakhs to 2 Crores
  • Policy Options: Individual, Family floater
  • Pre-hospitalisation: 30 days
  • Post-hospitalisation: 60 days
  • In-patient Hospitalisation: Up to sum insured
  • Day Care Treatment: 586 Covered up to Sum Insured
  • Domiciliary­ Hospitalisation: Covered up to 10% of Sum Insured
  • Road Ambulance: Covered
  • Organ Donor Expenses: Covered up to Sum Insured
  • AYUSH treatment Cover Covered up to Sum Insured
  • No Claim Bonus: 10% of S.I. per annum, Max up to 50% of sum insured
  • Waiting Period: Initial Waiting Period: 30 Days, 15 days: In case the insured members are diagnosed with COVID-19; For Specified Disease or Procedure, Pre-Existing Disease: 2 years

5. Aditya Birla Activ Health Platinum Essential

Activ Health Platinum Essential plan protects you from chronic illnesses such as asthma, high blood pressure, high cholesterol, and diabetes, etc.

Key Features and Benefits:

  • Age Limit: Minimum 91 days to Maximum No limit
  • Sum Insured: 2 lakhs to 2 Crores
  • Policy Options: Individual, Family floater
  • Pre-hospitalisation: 60 days
  • Post-hospitalisation: 180 days
  • In-patient Hospitalisation: Room options for SI above 4 lakhs: Shared room, Single private a/c room & any room.
  • Day Care Treatment: Covered up to Sum Insured
  • Domiciliary­ Hospitalisation: Covered up to Sum Insured
  • Road Ambulance: Covered up to actual expenses in network hospitals, Reimbursed up to Rs.5000/- per hospitalization for non-network hospitals.
  • Organ Donor Expenses: Covered up to Sum Insured
  • AYUSH treatment Cover Covered up to Sum Insured
  • Mental Illness Hospitalisation: Covered up to Sum Insured
  • Waiting Period: Initial Waiting Period: 30 Days, For Specified Disease or Procedure: 2 years, For Pre-Existing Disease: 3 years

6. Aditya Birla Activ Health Platinum Premiere

Activ Health Platinum Premiere plan provides benefits such as health returns, dental investigations expenses cover, post-hospitalization physiotherapy and Chronic Management Program, covid 19 expenses, etc.

Key Features and Benefits:

  • Age Limit: Minimum 91 days to Maximum No limit
  • Sum Insured: 2 lakhs to 2 Crores
  • Policy Options: Individual, Family floater
  • Pre-hospitalisation: 60 days
  • Post-hospitalisation: 180 days
  • In-patient Hospitalisation: Room options for SI above 4 lakhs: Shared room, Single private a/c room & any room.
  • Day Care Treatment: Covered up to Sum Insured
  • Domiciliary­ Hospitalisation: Covered up to Sum Insured
  • Road Ambulance: Covered up to actual expenses in network hospitals, Reimbursed up to Rs.5000/- per hospitalization for non-network hospitals.
  • Organ Donor Expenses: Covered up to Sum Insured
  • AYUSH treatment Cover Covered up to Sum Insured
  • Mental Illness Hospitalisation: Covered up to Sum Insured
  • Obesity Cover: Covered up to Sum Insured
  • Home Treatment: Covered up to Sum Insured
  • Waiting Period: Initial Waiting Period: 30 Days, For Specified Disease or Procedure: 2 years, For Pre-Existing Disease: 3 years

7. Aditya Birla Activ Care Standard

Activ Care Standard plan is a comprehensive plan that provides care for senior citizens that supports their loved ones at every stage.

Key Features and Benefits:

  • Age Limit: Minimum 55 years to Maximum 80 years
  • Sum Insured: 3 lakhs to 10 lakhs
  • Policy Options: Individual, Family floater
  • Pre-hospitalisation: 30 days
  • Post-hospitalisation: 60 days
  • In-patient Hospitalisation: Up to sum insured
  • Day Care Treatment: 586 Covered up to Sum Insured
  • Domiciliary­ Hospitalisation: Not Available
  • Road Ambulance Cover: Covered up to Rs.2000/- per hospitalization
  • Organ Donor Expenses: Covered up to 50% of Sum Insured
  • AYUSH treatment Cover Covered up to 10% of Sum Insured
  • Home Treatment: Get cashless home treatment
  • Waiting Period: Initial Waiting Period: 30 Days, In case the insured members are diagnosed with COVID-19: 15 Days; For Specified Disease or Procedure, Pre-Existing Disease: 2 years

8. Aditya Birla Activ Care Premier

Activ Care Premier Plan is a comprehensive plan that provides care for senior citizens that supports their loved ones at every stage.

Key Features and Benefits:

  • Age Limit: Minimum 55 years to Maximum 80 years
  • Sum Insured: 5 lakhs to 25 lakhs
  • Policy Options: Individual, Family floater
  • Pre-hospitalisation: 30 days
  • Post-hospitalisation: 60 days
  • In-patient Hospitalisation: Up to sum insured
  • Day Care Treatment: 586 Covered up to Sum Insured
  • Domiciliary Hospitalisation: Covered up to Sum Insured
  • Road Ambulance: Covered up to actual expenses in network hospitals, Reimbursed up to Rs.5000/- per hospitalization for non-network hospitals.
  • Organ Donor Expenses: Covered up to Sum Insured
  • AYUSH treatment Cover Covered up to 25 % of Sum Insured
  • Home Treatment: Get cashless home treatment
  • Waiting Period: Initial Waiting Period: 30 Days, In case the insured members are diagnosed with COVID-19: 15 Days; For Specified Disease or Procedure, Pre-Existing Disease: 2 years

9. Aditya Birla Arogya Sanjeevani Plan

Arogya Sanjeevani Plan Provides Financial protection and quality healthcare.

Key Features and Benefits:

  • Age Limit: Minimum 18 years to Maximum 65 years
  • Sum Insured: 1 lakhs to 5 lakhs
  • Policy Options: Individual, Family floater
  • Pre-hospitalisation: 30 days
  • Post-hospitalisation: 60 days
  • In-patient Hospitalisation: Up to sum insured
  • Cumulative Bonus: 5% increase in your sum insured for every claim-free year
  • Day Care Treatment:  Covered all daycare treatment
  • Cashless Treatment: Available
  • AYUSH treatment Cover Covered
  • Waiting Period: Initial Waiting Period: 30 Days, In case the insured members are diagnosed with COVID-19: 15 Days; For Specified Disease or Procedure, Pre-Existing Disease: 2 years
  • Co-pay: 5% for all claims

10. Aditya Birla Corona Kavach Plan

Corona Kavach Plan protects you from medical expenses arising from Covid-19.

Key Features and Benefits:

  • Age Limit: Minimum 1 day
  • Sum Insured: 50000/- to 5 lakhs
  • Policy Options: Individual, Family floater
  • Policy Period: Three and half months, six and half months, 9 and a half months
  • Pre-hospitalisation: 15 days
  • Post-hospitalisation: 30 days
  • In-patient Hospitalisation: Up to sum insured
  • Home Care Treatment:  Available for 14 days
  • Cashless Treatment: Available
  • AYUSH treatment Cover Covered
  • Hospitalization Expenses: Cover for medical expenses for COVID
  • Waiting Period: 15 days

Cancer Secure Plans:

11. Aditya Birla Activ Secure Cancer Plan

Activ Secure Cancer Plan is specially designed for cancer patients and protects different stages of cancer.

Key Features and Benefits:

  • Age Limit: Minimum 18 years to Maximum 65 years
  • Sum Insured: 5 lakhs to 1 Crore
  • Tenure: 1,2,3 years
  • Policy Options: Individual, Family floater
  • Survival Period: 7 Days
  • Second E Opinion: Available
  • Wellness Coach: Available
  • Payout Option: Lump sum payout
  • Cancer Care Cover Early: 50% sum insured, maximum 10 Lakhs, Major: 100% sum insured, Advanced: 150% of sum insured
  • Waiting Period: 90 days
  • Cancer Cumulative Bonus: 10% per claim - free year, maximum: 100% of sum insured

Critical Illness Plans:

12. Aditya Birla Activ Secure Critical Illness Plan

Aditya Birla Activ Secure is a comprehensive plan specially designed to compensate for the loss of income and treatment expenses in case you are diagnosed with any of the 64 critical illnesses covered. Activ Secure critical illness plan offers 3 plan options.

Key Features and Benefits:

  • Age Limit: Minimum Entry Age Plan 1 &2: 5 years, 18 years for Plan 3, Maximum 65 years
  • Sum Insured: 1 lakh to 1 Crore(For Plan1 & 2), 5 lakhs to 1 Crore(For Plan3)
  • Tenure: 1,2,3 years
  • Policy Options: Individual, Family floater
  • Survival Period: 15 Days
  • Second E Opinion: Available
  • Wellness Coach: Available
  • Waiting Period:  Initial Waiting Period: 90 days
  • Critical Illness Cover: 20 Critical Illnesses Covered(For Plan 1),  50 Critical Illnesses Covered( For Plan 2), 64 Critical Illnesses (For Plan 3)

Personal Accident Plans:

13. Aditya Birla Activ Secure Personal Accident

Activ Secure Personal Accident provides financial security against any untoward perils such as accidental death or disabilities. This plan is designed to provide personal accident cover against accidental death, permanent partial and total disabilities.

Key Features and Benefits:

  • Age Limit: Minimum Entry Age 5 years, Maximum 65 years
  • Sum Insured: 1 Crore to 20 Crores
  • Accidental Death Cover: 100% of SI
  • Permanent/Total Disability: 100% of SI
  • Orphan Benefit: 10% of SI
  • Education Benefit: 10% of SI
  • Emergency Ambulance Cover: up to Rs.1000/-
  • Permanent Partial Disability: Up to 100% SI
  • Modification Benefit: up to 1 Lakh
  • Funeral Expenses: 1% of SI
  • Cumulative Bonus: 5% to 50% of SL per Year
  • Accidental Hospitalization: 1% of the SI
  • Loan Protect Cover: Covered

Corporate Plans:

14. Aditya Birla Group Activ Health

The Group Activ Health plan is a comprehensive corporate insurance plan that protects the health and wellbeing of your employees usually provided by employers to their employees. Also, other groups and associations can opt for group health insurance coverage.

Key Features and Benefits:

  • No medical underwriting: simple underwriting for quick and easy policy issuance.
  • Cashless settlement: Hassle-free, cashless treatment
  • Health Returns: 30% of annual insurance premium
  • AYUSH treatment: Covered
  • Second E Opinion: Available
  • In-Patient Hospitalization: Covered
  • Domiciliary­ Hospitalisation: Covered up to Sum Insured
  • Road Ambulance: Covered

15. Aditya Birla Group Activ Secure

The Group Activ Secure plan is designed to help the insured in just this exact situation.

Key Features and Benefits:

  • Lump-Sum Benefit: simple underwriting for quick and easy policy issuance.
  • Cashless settlement: Hassle-free, cashless treatment
  • In-Patient Hospitalization: Covered
  • Domiciliary­ Hospitalisation: Covered up to Sum Insured
  • Road Ambulance: Covered
  • Add-on Options: Some of the add-on covers include accidental hospital cash, coma benefit, damage to personal protective equipment, etc.
  • Personal Accident cover: Available

16. Aditya Birla Group Activ Travel

Group Activ Travel Plan is the perfect travel insurance to protect their wellbeing. If the insured is looking to travel with family, friends, colleagues, others this is a well-suited plan for those people.

Key Features and Benefits:

  • Hospitalization Expenses: The policy covers medical expenses for injury or illness, including in-patient and out-patient treatment.
  • Cashless settlement: Hassle-free, cashless treatment
  • Miscellaneous Expenses: Covered
  • Ambulance Services: Available
  • Key Optional Cover: Key optional covers include emergency for a pre-existing condition, automatic extension on expiry of insurance, and others.
  • Emergency Service: 24/7 Helpline Acces

How to Buy Aditya Birla Health Insurance

Buy Aditya Birla Health Insurance online at PolicyBachat. Compare Health Insurance Quotes to get the best Health Insurance plan. The following steps are used to get Instant Quotes for Aditya Birla Health Insurance Policy.

  • Visit the Policybachat Website and Select the ‘Health’ tab.
  • Select your ‘Gender’.
  • Select ‘Who do you want to insure’ and their ‘Age’.
  • Enter your ‘Pin code’.
  • Enter your ‘Name’.
  • Enter your ‘Email Address.
  • Then click on ‘Start Saving Money’.
  • Premium Quotes of top health insurance plans will be displayed as per data entered by you and which are suits your requirement.
  • You can edit policy details, sum insured value, policy term and you can choose your preferred brand
  • Purchase best health insurance policy using online payment
  • If any queries are raised call: 1800-123-4003.

Aditya Birla Health Insurance Renewal Process

You are required to renew your health insurance policy after frequent intervals depending on the policy term selected. You can renew your Aditya Birla Health Insurance in two ways online, offline.

Online Renewal Process

You can renew your Aditya Birla Health Insurance policy online by following the simple steps given below:

Step 1: Visit the official website of Aditya Birla Health Insurance. Click on the ‘Renew’ tab and select ‘Renew Now’ from the drop-down menu.

Step 2: Enter the details required such as Policy Number, Date of Birth, and Mobile Number. Click ‘Proceed’.

Step 3: Pay Health Insurance Premium Online via any mode of payment of your choice.

Step 4: An email will be sent to you confirming the successful payment of premium and policy renewal.

Offline Renewal Process

You can Renew the Aditya Birla Health Insurance policy by visiting the nearest Aditya Birla Health Insurance branch. To renew Aditya Birla Health Insurance policy in the offline mode, contact the customer care executives at Aditya Birla Health Insurance on the toll-free number 1800-270-7000.

Aditya Birla Health Insurance Claim Process

  • Claim Intimation: In case of a claim, it is important to notify the insurer immediately. You can take a note of their customer service number to know the details regarding the claim.
  • Claim Processing: Fill the pre-authentication form.  Submit all the documents and proofs required.
  • Claim Settlement: Once all the documents are submitted, the insurer will verify the claim and settle your claim.

Documents Needed for Claim Aditya Birla Health Insurance Policy:

  • Original investigation reports 
  • Final hospital discharge summary 
  • FIR or post-mortem report if happened
  • Pharmacy bills along with the prescription
  • Canceled cheque or NEFT details for payment 
  • Original bills, receipts, and discharge report 
  • Indoor case papers and duly-filled claim form 
  • Original hospital bills and a valid photo ID proof
  • Treating doctor's report, and original consultation notes
  • Nature of operation performed and surgeon's bill and receipt
  • Test reports along with attending doctor’s or surgeon’s report

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