Bharti AXA Life Insurance Price List In India 2024

Updated On: 2023-03-30

Author : Team Policybachat

Bharti AXA Life Insurance Company is a joint venture between Bharti Enterprises and the AXA Group, a multinational investment banking firm and financial expertise headquartered in Paris. It is one of India's leading business groups with interests in Telecom, agricultural business, and financial services. Currently, the joint venture has a 51% stake from Bharti Group and a 49% stake from AXA, in line with the regulatory framework on ownership in the Insurance sector.

Bharti AXA Life Insurance Company Limited provides a wide range of plans to their customers. It consists of saving plans, children's education plans, term insurance plans, ULIP plans, etc. Bharti AXA Life Insurance provides long-term value to its customers. The term plans of Bharti AXA Life Insurance Company are the most selling life insurance plans due to the Coronavirus pandemic. It provides an excellent claim settlement ratio and gives the best services to its customers. The cost of Bharti AXA life insurance varies depending on the type of policy that you choose to buy.

About Bharti AXA Life Insurance

Claim Settlement Ratio 99.05%
Inception 2006
Branches 268
Customers 70 Million
Death Benefit Paid For 1285 Policies
Solvency Ratio 1.8
Annual Premium Income Rs.828.56 Crores

Bharti AXA Life Insurance Benefits

  • Wide Variety of Plans: Bharti AXA Life Insurance Company offers a variety of life insurance plans such as term insurance, savings, investment, health, group, and micro-life insurance plans online as well as offline to their customers.
  • Excellent Customer Service: Bharti AXA Life Insurance Company has an excellent team of customer service. Some of the virtues include fairness, consistency, agility, and flexibility.
  • Tax benefits: Bharti AXA Life Insurance plans offer tax benefits under Section 80C and 10(10D) of the Income Tax Act, 1961 provides tax benefits for premiums paid regularly.
  • Cost-Effective: Bharti AXA Life insurance plans are quite cheap and provide comprehensive life cover on the payment of an affordable premium.
  • Flexibility: You can pay your premium as per your convenience monthly, quarterly, half-yearly, or annually premium paying option.
  • Riders: Bharti AXA Life Insurance offers the facility to the policyholder to include special riders that allow additional benefits under specific circumstances.

Bharti AXA Life Insurance Plans

  • Bharti AXA Life Insurance Term Plans
  • Bharti AXA Life Insurance Child Plans
  • Bharti AXA Life Insurance Savings Plans
  • Bharti AXA Life Insurance Investment Plans
  • Bharti AXA Life Insurance Protection Plans
  • Bharti AXA Life Insurance ULIP Plans
  • Bharti AXA Life Insurance Retirement Plans

Bharti AXA Life Insurance Term Plans:

Below are the Bharti Axa term life insurance plans belonging to the Bharti AXA Life Insurance Company Limited:-

1. Bharti AXA Life Flexi Term Plan

Features:
  • Entry Age: Minimum 18 years to Maximum 65 years
  • Maximum age at Maturity: 85 years
  • Sum Assured: Minimum Rs. 10 Lakh
  • Premium Payment: Regular payment
  • Premium Mode: Annual, Semi-annual, Quarterly, Monthly
  • Policy Term: Min age 10,15 20,25 years to Max 60,65,75,85
Key Benefits:
  • Bharti AXA Life Flexi Term plan is a full and comprehensive term plan that comes with critical illness benefits, death benefits, tax benefits, etc. The plan offers you complete flexibility through several options.
  • This plan offers full financial protection at reasonable premiums and it provides coverage at different key stages of your life.

2. Bharti AXA Life Saral Jeevan Bima Plan

Features:
  • Entry Age: Minimum 18 years to Maximum 65 years
  • Maximum age at Maturity: 70 years
  • Sum Assured: Minimum Rs.5 Lakh to 50 lakh
  • Premium Payment: Single payment, Limited payment, Regular payment
  • Premium Mode: Annual, Semi-annual, Monthly
  • Policy Term: Minimum age 5 to maximum 40
Key Benefits:
  • Bharti AXA Life Saral Jeevan Bima Plan offers financial protection at reasonable premiums and it provides coverage at different key stages of your life.
  • Offers special premium rates for women and multiple combinations of the policy term and premium payment term available.
  • Get tax benefits on premium paid as per the income tax benefit Act.1961.

3. Bharti AXA Life Premier Protection Plan

Features:
  • Entry Age: Minimum 18 years to Maximum 65 years
  • Maximum age at Maturity: 75 years
  • Sum Assured: Minimum Rs. 50 Lakh to no limit
  • Premium Payment: Regular pay, single pay, limited pay
  • Premium Mode: Annual, Semi-annual, quarterly, Monthly
  • Policy Term: Minimum age 5 to maximum 40
Key Benefits:
  • Bharti AXA Life Premier Protection Plan offers you complete flexibility through several options.
  • This plan offers the choice of multiple policy terms ranging from 10 years to age 75 years with multiple premium payment terms.
  • This plan not only offers financial protection to your family but also offers the option of increasing protection at important milestones.

4. Bharti AXA Life Grameen Jeevan Bima Yojana Plan

Features:
  • Entry Age: Minimum 18 years to Maximum 60 years
  • Maximum age at Maturity: 65 years
  • Sum Assured: Minimum Rs. 10,000 to 2 lakhs
  • Premium Payment: Regular pay, single pay
  • Premium Mode: Annual, Semi-annual, quarterly, Monthly
  • Policy Term: Minimum age 5 to maximum 10
Key Benefits:
  • Bharti AXA Life Grameen Jeevan Bima Yojana Plan is a Non-Linked, Non-Participating Life Term Micro Insurance Plan that provides life cover in case of death.
  • This plan provides a return of premium option where 100% of the premiums paid are returned at the end of the policy term as a lump sum.
  • This plan offers you flexibility in two plan options such as pure protection plan option and protection with a return of premium option.

5. Bharti AXA Life Smart Jeevan Plan

Features:
  • Entry Age: Minimum 18 years to Maximum 50 years
  • Maximum age at Maturity: 62 years
  • Sum Assured: Minimum Rs. 50,000 to 5 lakhs
  • Premium Payment: 12 years
  • Premium Mode: Annual, Semi-annual, quarterly, Monthly
  • Policy Term: 12 years
Key Benefits:
  • This plan provides a return of premium option where 100% of the premiums paid are returned at the end of the policy term as a lump sum.
  • This plan provides family protection for 12 years at a nominal premium when unexpected even happen to you.
  • It provides easy and affordable premiums. And no lengthy underwriting procedure involved to get insured.

6. Bharti AXA Life Income Protection Plan

Features:
  • Entry Age: Minimum 18 years to Maximum 50 years for a policy term of 20 years, 55 years for a policy term of 15 years, 58 years for a policy term of 12 years.
  • Maximum age at Maturity: 70 years
  • Sum Assured: Minimum Rs.5 lakh to No limit
  • Premium Payment: 12 years, 15 years, 20 years
  • Premium Mode: Annual, Semi-annual, quarterly, Monthly
  • Policy Term: 12, 15, 20 years
Key Benefits:
  • This plan offers income for your family in the form of annual installments for a span of 15 years or 20 years in case of an unexpected event happens to the insured person.
  • This plan provides a return of premium option where 100% to 120% of the premiums paid are returned at the end of the policy term as a lump sum survival benefit.

7. Bharati AXA Life POS Saral Jeevan Bima Yojana

Features:
  • Entry Age: Minimum 18 years to Maximum 55 years
  • Maximum age at Maturity: 28 years to 65 years
  • Sum Assured: Minimum Rs.50,000 to No limit
  • Premium Payment: Regular pay
  • Premium Mode: Annual, Semi-annual, quarterly, Monthly
  • Policy Term: 10 years, 15 years, 20 years,25 years
Key Benefits:
  • Bharati AXA Life POS Saral Jeevan Bima Yojana is a Non-Linked Non-Participating term insurance plan
  • This plan is designed to provide Life Insurance cover in case of death of an insured person and get the double sum insured in case of death due to accident.
  • The plan is available without any medical examination of the Life Insured person.

8. Bharti AXA Life Flexi Term Pro plan

Features:
  • Entry Age: Minimum 18 years to Maximum 55 years
  • Maximum age at Maturity: 99 years
  • Sum Assured: Minimum Rs.25 lakh to No limit
  • Premium Payment: Regular pay
  • Premium Mode: Annual, Semi-annual, quarterly, Monthly
  • Policy Term: 10 years, 15 years, 20 years,25 years
Key Benefits:
  • Bharati AXA Life Flexi Term pro plan can customize according to your needs and life stage.
  • This plan offers two options such as with the return of premium and without return of premium.
  • This plan covers your whole life for your entire lifetime.

Bharti AXA Life Insurance Savings Plans:

Below are the Savings Plans offered by the Bharti AXA Life Insurance Company Limited:-

1. Bharti Axa Life Shining Stars Plan

Bharti AXA Life Shining Stars Plan is a non-linked and non-participating, and limited pay endowment life insurance plan. It is a great short-term investment option for a child insurance policy.

Features:

  • Entry Age: Minimum 18 years to Maximum 56 years
  • Maximum age at Maturity: 80 years
  • Sum Assured: Minimum Rs.50,000/- to No limit
  • Premium Payment Term: 7 years to 15 years
  • Premium Mode: Annual, Semi-annual, quarterly, Monthly
  • Policy Term: 12 years to 20 years

Key Benefits:

  • In the Bharti AXA Life Shining Stars plan, you can choose policy term and policy payment term as per your requirement.
  •  You can choose two maturity pay-out options one is Flexi pay-out option and another one is the annual pay-out option at the time of inception.
  • This plan offers full financial protection at reasonable premiums and it provides life coverage along with tax benefits.

2. Bharti Axa Life Elite Advantage Plan

Bharti Axa Life Elite Advantage Plan is a comprehensive long-term savings plan with dual benefits. This is one of the best investment plans with high returns.

Features:

  • Entry Age: Minimum 6 years for 10 years PT, and 8 years for 12 years PT to Maximum 65 years
  • Maximum age at Maturity: 75 years for 10 years PT, and 77 years for 12 years PT
  • Sum Assured: Based on Minimum Premium
  • Premium Payment Term: 5 years, 7 years, 12 years
  • Premium Mode: Annual, Semi-annual, quarterly
  • Policy Term: 10 years, 12 years

Key Benefits:

  • In the Bharti Axa Life Elite Advantage plan, you can get guaranteed benefits at regular inter of time and guaranteed lump sum benefits at maturity.
  • In this plan, you can choose policy term and policy payment term as per your requirement.
  • This plan offers full financial protection at reasonable premiums and it provides life coverage along with tax benefits.

3. Bharti Axa Life Super Series Plan

Bharti Axa Life Super Series Plan is a non-linked, non- participated, individual life insurance savings plan. This plan provides guaranteed income which increases every year.

Features:

Super Series Option Super 6 Super 7 Super 10
Minimum Entry Age 6 years 0 years 0 years
Maximum Entry Age 63 years 60 years 60 years
Maximum Maturity Age 75 years 80 years 80 years
Policy Term 12 years 20 years 20 years
Premium Payment Term 6 years 7 years 10 years
Premium Payment Mode Annual, Semi-annual, quarterly, Monthly
Sum Assured Based on Minimum Premium

Key Benefits:

  • In this plan, you can get guaranteed cashback every year from the end of the premium payment term.
  • This plan offers guaranteed maturity additions and maturity benefits and death benefits and tax benefits.
  • You can choose three super series options as super 6, super 7, and super 10.

4. Bharti Axa Life Guaranteed Income Pro Plan

Bharti Axa Life Guaranteed Income Pro Plan is a non-linked, non-participated, individual life insurance savings plan. There are 2 pan options available in this plan they are

1. Endowment Option

2. Income Option:-Immediate Income: -a) Short Term Income b) Long Term Income and Deferred Income

Features:

  • Entry Age: Minimum 0 years to Maximum 65 years
  • Maturity Age: Minimum 18 years to Maximum 84 years
  • Sum Assured: Minimum Rs.25,000/- to No limit
  • Premium Mode: Annual, Semi-annual, quarterly, Monthly
  • Policy Term:
  • For Endowment option: 15,10,12,15,14,15,16,20,22,24
    For Short Term Income: 11,12,13
    For Long Term Income: 6,11,13
    For Differed Income: 11,11,13,13

  • Premium Payment Term:
  • For Endowment option: 1,5,6,5,7,7,8,10,11,12
    For Short Term Income: 10,11,12
    For Long Term Income: 5,10,12
    For Differed Income: 1,1,6,6,8

Key Benefits:

  • In Bharti Axa Life Guaranteed Income Pro Plan you can get back your premium paid amount
  • You can flexible to choose multiple variants as per your requirement
  • In this plan, you can enhance your financial protection in the form of guaranteed yearly additions and also get tax benefits.

5. Bharti Axa Life Super Endowment Plan

Bharti Axa Life Super Endowment Plan is a non-linked, non-participated, individual life insurance savings plan. This plan is used to build your wealth and meet your future goals and expenses.

Features:

  • Entry Age: Minimum 2 years for 16 years PT, and 91 days for 18/20 years PT to a Maximum of 60 years
  • Maximum age at Maturity: Maximum 80 years
  • Sum Assured: Minimum Rs.50,000/- to No limit
  • Premium Payment Term: 8 years, 9 years, 8 to 15 years
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 16 years, 18 years, 20 years

Key Benefits:

  • In Bharti Axa Life Super Endowment Plan you can be flexible to choose premium payment terms as per your requirement.
  •  This plan provides a death benefit, maturity benefit, survival benefit, tax benefit, etc.
  • You can expand your life coverage by paying additional premiums.

6. Bharti Axa Life Monthly Income Plan Plus

Bharti Axa Life Monthly Income Plan Plus is a savings plan that provides guaranteed monthly income along with bonuses.

Features:

  • Entry Age: Minimum 0 years to Maximum 65 years
  • Maximum age at Maturity: Maximum 80 years
  • Sum Assured: Based on minimum monthly income
  • Premium Payment Term: 7 years, 10 years, 15 years
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 15 years, 20 years, 30 years

Key Benefits:

  • In Bharti Axa Life Monthly Income Plan plus you can flexible to choose premium payment term as per your requirement.
  •  This plan provides tax benefits as per the income tax act 1961.
  • You can receive guaranteed monthly income after the completion of the premium payment term.

7. Bharti Axa Life Dhana Varsha Plan

Bharti Axa Life Dhan Varsha Plan is a traditional non-linked, non-participated, traditional life insurance plan. It offers survival benefits along with a lump sum at the end of the policy term.

Features:

  • Entry Age: Minimum 91 days to Maximum 55 years
  • Maximum age at Maturity: Maximum 75 years
  • Sum Assured: Minimum Rs.25,000/- to No limit
  • Premium Payment Term: 10 years, 15 years
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 20 years, 25 years

Key Benefits:

  • In this plan, you can be flexible to choose premium payment terms as per your requirement.
  •  This plan provides tax benefits as per the income tax act 1961 and maturity benefits and survival benefits, etc.
  •  Get benefits up to the death of the policyholder.

8. Bharti Axa Life Samriddhi Plan

Bharti Axa Life insurance Samriddhi Plan is a non-linked participating, endowment savings plan. This plan offers a 100% sum assured on maturity along with non-guaranteed bonuses.

Features:

  • Entry Age: Minimum 0 years to Maximum 55 years
  • Maximum age at Maturity: Maximum 80 years
  • Sum Assured: Based on minimum premium
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 10 years, 15 years, 20 years, 25 years, 30 years, 35 years
  • Premium Payment Term: 5 years, 10 years, 12 years, 15 years, 20 years, 25 years,30 years, 35 years

Key Benefits:

  • In this plan, you can be flexible to choose a premium payment term as per your requirement.
  •  This plan provides tax benefits as per the income tax act 1961 and maturity benefits and survival benefits, etc.
  •  Get guaranteed lump sum benefits at maturity.

9. Bharti Axa Life Monthly Advantage Plan

Bharti Axa Life Monthly Advantage Plan is a savings plan that provides 3 premium payment options to choose from. This plan offers monthly income without staying invested for a long period.

Features:

  • Entry Age: Minimum 91 days to Maximum 65 years
  • Maximum age at Maturity: Maximum 84 years
  • Sum Assured: Minimum Rs.50,000/- to No limit
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 12 years, 16 years, 24 years
  • Premium Payment Term: 8 years, 8 years, 12 years, 16 years, 24 years

Key Benefits:

  • In this plan, you can be flexible to choose a premium payment term as per your requirement.
  • This plan provides tax benefits as per the income tax act 1961.
  • Get additional income to meet your future needs.

10. Bharti Axa Life Secure Income Plan

Bharti Axa Life Secure Income Plan is a saving plan with limited premiums. In this plan, on Maturity, you will receive the Sum Assured plus guaranteed additions as benefits.

Features:

  • Entry Age: Minimum 0 years  to Maximum 65 years
  • Maximum age at Maturity: Maximum 80 years
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 15 years, 17 years, 20 years
  • Premium Payment Term: 5 years, 7 years, 10 years

Key Benefits:

  • In this plan, you can receive guaranteed tax-free income after the completion of the Premium payment term
  • A fixed guaranteed addition declared as a percentage of the Sum Assured will get added to your policy each year after the completion of the Premium payment term
  • This plan provides tax benefits as per the income tax act 1961.

11. Bharti Axa Life Guaranteed Income Plan

Bharti Axa Life Guaranteed Income Plan is a savings plan that provides increased income every year ensuring rising expenses.

Features:

  • Entry Age: Minimum 91 days to Maximum 55 years
  • Maximum age at Maturity: Maximum 84 years
  • Sum Assured: Minimum Rs.25,000/- to no limit
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 15 years, 19 years, 23 years, 29 years
  • Premium Payment Term: 8 years, 10 years, 12 years, 15 years

Key Benefits:

  • In this plan, you can be flexible to choose premium payment terms as per your requirement.
  •  This plan provides tax benefits as per the income tax act 1961 and maturity benefits and survival benefits, etc.

12. Bharti Axa Life POS Saral Bachat Yojana Plan

Bharti Axa Life POS Saral Bachat Yojana Plan is a comprehensive protection plan that helps you with your future needs and also provides financial backup to secure your family’s future in case of an unfortunate death.

Features:

  • Entry Age: Minimum 8 years for 10 years PT and 3 years for 15 years PT to Maximum 55 years  for 10 years PT and 50 years for 15 years PT
  • Maximum age at Maturity: Maximum 65 years
  • Sum Assured: Minimum Sum Assured as per maximum entry age and  Maximum Sum Assured as per maximum entry age and Policy term
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 10 years, 15 years
  • Premium Payment Term: 5 years, 6 years,8 years, 10 years, 12 years

Key Benefits:

  • In this plan, you can be flexible to choose a premium payment term as per your requirement.
  •  This plan provides tax benefits as per the income tax act 1961.
  • At the end of your policy term, you will get Sum Assured on Maturity.

13. Bharti Axa Life Aajeevan Sampatti Plus Plan

Bharti Axa Life Aajeevan Sampatti plus Plan is a savings plan that offers dual benefits of guaranteed annual pay-outs with life coverage up to the age of 100 years.

Features:

  • Entry Age: Minimum 91 days to Maximum 60 years 
  • Maximum age at Maturity: Maximum 100 years
  • Sum Assured: Minimum Rs.50,000/- to No limit
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Premium Payment Term: 7 years, 10 years, 15 years

Key Benefits:

  • In this plan, you can be flexible to choose a premium payment term as per your requirement.
  • This plan provides guaranteed annual pay-outs equal to 5.5% or 6% of the sum assured.
  • This plan provides tax benefits as per the income tax act 1961.

14. Bharti Axa Life Flexi Save Plan

Bharti Axa Life Flexi saves Plan is a savings plan that provides the flexibility of withdrawing your savings anytime during the Flexi benefit period.

Features:

  • Entry Age: Minimum 0 to Maximum 65 years 
  • Maximum age at Maturity: Maximum 85 years
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 20 years, 25 years, 30 years
  • Premium Payment Term: 5 years, 7 years, 12 years

Key Benefits:

  • In this plan, you can be flexible to choose premium payment terms as per your requirement.
  • This plan provides bonuses against the life insurance policy
  • This plan provides tax benefits as per the income tax act 1961.

15. Bharti Axa Life Serv Suraksha Plan

Bharti Axa Life Serv Suraksha Plan is a single premium payment plan that offers financial protection for your family in case of your absence.

Features:

  • The entry age of the policy is a minimum of 18 to a maximum of 50 years 
  • On maturity, you will receive 110% of the single premium
  • You need to pay only a one-time premium
  •  Enjoy the benefits of the policy for 5 years post-issuance.

16. Bharti Axa Life Unnati Plan

Bharti Axa Life Unnati Plan non-linked, participating, individual savings life insurance plan. This plan offers 4 plan options such as money back option, immediate income option, whole life income option, endowment option.

Features:

  • Entry Age: Minimum 91 days to Maximum 60 years 
  • Maximum age at Maturity: Maximum 100 years
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Sum Assured: Minimum Rs.25,000/- and Rs.35,000/- to No limit

Key Benefits:

  • This plan gives coverage and benefits of a savings plan at affordable prices so that you can protect your family’s future and life goals.
  • You can choose the whole life cover option so that you can stay protected for up to 100 years.
  • In this plan, you can be flexible to choose policy terms as per your requirement.
  • This plan provides tax benefits as per the income tax act 1961.

Bharti Axa Life Insurance Child plans:

1. Bharti Axa Life Child Advantage Plan

Bharti Axa Life insurance Child Advantage Plan is a participating traditional savings plan with an inbuilt Premium waiver benefit and offers two maturity benefits money back and endowment.

Features:

  • Entry Age: Minimum 18 years to Maximum 55 years 
  • Maximum age at Maturity: Maximum 76 years
  • Sum Assured: Minimum Rs.25,000/- to No limit
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 11years to 21 years
  • Premium Payment Term: same as policy term for Regular pay, policy term minus 5 for limited pay

Key Benefits:

  • In this plan, you can be flexible to choose policy terms as per your requirement.
  •  This plan provides an in-built Premium waiver benefit to ensure the financial difficulties of the children after the death of parents.
  • Choose pay-out options as per the career goals of the child.

Bharti AXA Life Insurance ULIP Plans:

Below are the unit-linked insurance plans offered by the Bharti AXA Life Insurance Company Limited:-

1. Bharti Axa Life Wealth Pro Plan

Bharti Axa Life Wealth Pro Plan is an individual-linked life insurance cum savings plan. This plan offers you a comprehensive financial solution that gives you a life cover up to 10 times your premium.

Features:

  • Entry Age: Minimum 0 to Maximum 65 years 
  • Maximum age at Maturity: Maximum 99 years
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 10 years, 15 years, 20 years
  • Premium Payment Term: 5 years, 7 years, 10 years, 15 years, 20 years

Key Benefits:

  • The plan offers you two variants to choose from Growth Variant and Legacy Variant.
  • Wealth Boosters are available under both Growth and Legacy variants.
  • In this plan, there are multiple investment strategies to suit your investment needs.
  • This plan provides tax benefits as per the income tax act 1961.

2. Bharti Axa Life eFuture Invest Plan

Bharti Axa Life eFuture Invest Plan is a unit-linked, online investment plan that offers you both good returns and an added life cover.

Features:

  • Entry Age: Minimum 18 to Maximum 60 years 
  • Maximum age at Maturity: Maximum 70 years
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Premium Payment Term: 5 years and single pay

Key Benefits:

  • In this plan, you can be flexible to choose premium payment terms as per your requirement.
  • This plan provides tax benefits as per the income tax act 1961.
  • This plan offers zero allocation charges.

3. Bharti Axa Life Grow Wealth Plan

Bharti Axa Life Grow Wealth Plan is a savings-oriented unit-linked insurance plan that offers you multiple fund options to suit your investment needs.

Features:

  • Entry Age: Minimum 0 years to Maximum 70 years 
  • Maximum age at Maturity: Maximum 85 years
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 5 years, 10 years, 15 years, 20 years
  • Premium Payment Term: 5 years, 7 years, 10 years, 15 years, 20 years,

Key Benefits:

  • The plan allows you the option to choose between Single Life and Joint Life Coverage
  • This plan offers fund options to suit your investment needs and zero allocation charges.
  • This plan provides tax benefits as per the income tax act 1961.

4. Bharti Axa Life Future Invest Plan

Bharti Axa Life Future Invest Plan is an investment plan that offers good returns at the end of the policy term.

Features:

  • Entry Age: Minimum 18 years to Maximum 59 years 
  • Maximum age at Maturity: Maximum 69 years
  • Premium Mode: Annual, Semi-annual, quarterly, monthly
  • Policy Term: 10 years
  • Premium Payment Term: 5 years and single pay

Key Benefits:

  • The plan is a limited premium payment plan with a longer-term to remain invested.
  • This plan offers fund options to suit your investment needs and zero allocation charges.
  • This plan provides tax benefits as per the income tax act 1961.

How to Buy Bharti AXA Life Insurance Online at PolicyBachat?

Following are the steps to buying Bharti AXA Life Insurance Policy Online

  • Visit the Policybachat Website and select the ‘Life’ tab.
  • Enter your Name, Date of Birth, and Mobile Number.
  • Click on the ‘View Plans’ button.
  • Just Answer 5 Simple Questions.
  • Select your ‘Gender’.
  • Select ‘YES’ or ‘No’ if you have Smoked or Chewed Tobacco in the last 12 months.
  • Select your ‘Annual Income’.
  • Select your ‘Education Qualification’.
  • Choose your ‘Occupation Type’.
  • Enter your ‘Email Address'.
  • Then click on ‘Start Saving Money'.
  • Premium Quotes of top life insurance plans will be displayed as per data entered by you and which are suits your requirement.
  • You can add riders; edit your sum insured, policy premium frequency, etc.
  • Purchase best life insurance policy using online payment
  • If any queries are raised call: 1800-123-4003.

Documents Required to Buy Bharti AXA Life Insurance

  • Age proof: age proof such as Voter Card, Pan Card, Driving license, etc.
  • Address proof: address proofs such as utility bill, passport, Voter ID, Aadhar Card, etc.
  • Photo Identity Proof: Photo identity proof such as PAN Card, Aadhar Card, Driving license, etc.
  • Income Proof: The income proof could be the salary slip, income tax return, employer’s certificate, or Form 16.
  • Medical Reports: medical certificate depending on the declarations made by the applicant in the proposal form.

Bharti AXA Life Insurance Claim Settlement Ratios

Year Claim Settlement Ratio
2015-16 80.02%
2016-17 92.37%
2017-18 96.85%
2018-19 97.28%
2019-20 97.35%
2020-21 99.05%

Bharti AXA Life Insurance Claim Process

Online Claim Process:

  • Visit the official website “Bharti AXA Life Insurance”.
  • Register a claim online or Write an email.
  • Fill out the form in detail and attach the required documents.
  • Submit the online form
  • After the submission, the company will verify the documents and assess the claim. You will be kept in the loop through regular messages and emails. If it is genuine the claim amount will be transferred to the registered bank account.

Offline Claim Process:

  • The first step is to intimate the insurance company by calling on the customer service number
  • Visit the nearest Bharti AXA Life insurance branch office.
  • Ask the agent for a claim form and fill in the details and attach the documents required.
  • Submit the required documents along with the form
  • If need help? Call Bharti AXA Life Insurance customer care number to check the status of your claim post-registration.

List of Life Insurance Companies:

Bharti AXA Life Insurance FAQs:-

How Can I Check Bharti AXA Life Insurance Policy Details With Policy Number?

You can check Bharti AXA life insurance policy details with policy numbers easily in simple steps

  • Step1: Visit the official website of Bharti AXA Life Insurance
  • Step2: Click on the Bharti Axa Life Insurance Login portal by entering the details such as register email id, mobile number, user id, etc.
  • Step3: OTP will receive the registered mobile number
  • Step4: After successful login, enter the policy number. You can check the policy details displayed on the screen.

How to Pay Bharti Axa Life Insurance Online Payment?

Bharti Axa Life Insurance premium payments can be done in various methods. You can pay Bharti Axa life insurance payment online easily. Every insurance company has multiple payment options to pay premiums online using Net Banking, Credit card, Debit card, UPI wallets, bill pay, etc. you can pay Bharti AXA life insurance premium payment through any of the methods as per your convenience.

How to Check Bharti Axa Life Insurance Policy Status Online?

Bharti Axa Life Insurance policy status can be checked by contacting the intermediary from whom the policy was taken or alternatively the insurance policy status can be found on the mParivahan app which displays the start date and end date of the insurance policy. If you can remember the intermediary from whom the policy was taken you can talk to them about the status of the policy or in case if you have taken the policy from PolicyBachat or you can call Bharti Axa Life Insurance Policy customer care number to enquire on the insurance policy status.

How to Cancel Bharti AXA Life Insurance Policy?

Bharti AXA life insurance plan can be canceled by the policyholder at any point of time after the policy start date by writing to the insurance company and filling out the cancellation form. If the policy is to be canceled within the free look period, it can be done without any premium deduction by the insurance company.

How to do Bharti AXA Life Insurance Premium Receipt Download?

For downloading the Bharti AXA life insurance Premium Receipt login to the website by entering required details such as Policy Number, Name, Phone number, etc. Go to Policy Document download options as Premium Receipt, Premium Notice, Unit Statement, Premium Paid Certificate, and GST Invoice. Select which policy document to download and print.

How to do Bharti AXA Life Insurance Renewal Online?

Bharti AXA Life insurance renewal has never been simple as it is now. With the advent of technology, the life insurance renewal process is simple. You can renew your life insurance policy online without worrying about the need to go to the insurance company to pay the premium. To renew Bharti AXA Life Insurance Online

  • Visit the Bharti AXA life insurance website and click on the option to renew your life insurance policy.
  • Enter the required details that include your policy number, mobile number, and email address.
  • Renew life insurance policy and pay premiums through multiple options using Net banking, Credit card, Debit card, UPI wallets, and bill pay online.

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