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Comprehensive Two Wheeler Insurance Policy

Just like you should never go out on your two –wheeler without wearing your helmet, similarly you should also not go out biking without insurance. Besides being a legal requirement in India, two-wheeler insurance is also mandatory for every bike owner to ensure their safety and peace of mind while on the drive.

If you are running hard on your finances, you can always go for the minimum insurance required, that is Third party Liability policy. However, this will not cover the damages that may be caused to your own vehicle or the medical expenses that you may have to bear due to an accident. If you own a high-end car, then you might have to shed out a lot of money from your pocket for repair charges, etc or for medical expenses which can go up considerably if the accident is major.

A Fully Comprehensive Two –Wheeler insurance Policy, on the other hand, will provide you with extensive coverage for all kinds of unforeseen events so that you can have a completely hassle-free drive.

What is covered under a Comprehensive Bike Insurance?

Comprehensive Bike Insurance policies not only cover you from third party liabilities and theft case, but also provide coverage for myriad situations, some of which have been mentioned below:

What are excluded?

There are certain factors that are not covered by any two-wheeler insurance policy. Some of them are:

What factors decide the premiums for Comprehensive Two-wheeler insurance?

The premium on your Two Wheeler Insurance policy would depend on:

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