Best Two Wheeler Insurance In Karnataka 2026

Best two wheeler bike insurance is a contract between the insured customer and the insurance company in which the latter agrees to pay the claim to the customer in case of an accident or damage to the bike in return for a nominal amount from the insured customer known as Premium.

The premium for two wheeler insurance can be calculated online using the two wheeler or bike insurance premium calculators. Karnataka contains the one of most populated state in India. Karnataka state have two-wheeler bike plying on the roads is highest. Each year almost 1 million two wheelers would be added to Karnataka roads most of which would roam in the state capital.

In policybachat, we provide an equal comparison of Two Wheeler insurance quotes from different insurance companies in Karnataka.

We are working hard from the pandemic to till now to serve our customers to provide the best Two Wheeler insurance quotes in this disturbed covid-19 situation, we are here to make secure that most of the people purchase their insurance by the home through our website while we do the background work to provide the best Two Wheeler quotes from different insurance companies.

Cheap Two Wheeler Bike Insurance in Karnataka

Two wheeler insurance or bike insurance is mandatory for any two wheeler bike to ply in public places as per the Motor vehicles act, 1938. Third party bike insurance is mandatory for every two wheeler to drive in public places. Without valid insurance you can be fined up to Rs.5000 and/or 3 months imprisonment or both.

The cheap bike insurance in Karnataka can be obtained online from Two Wheeler Insurance which would be the Third party insurance. Third party bike insurance premium rates for Karnataka location would be decided by the Insurance Regulatory and development authority of India and the prices are constant across all the insurance companies.

Here are the cheap bike insurance premium quotes in Karnataka for a Bajaj Pulsar, 2017 model, petrol, 150 cubic capacity, 2 seater and registered under Karnataka RTO. The rates for the other cities in Karnataka would be slightly lower than that of the Bangalore due to the other cities being classified under Zone B, while Bangalore comes under Zone A.

Note: The cheapest bike insurance Premium mentioned is for only Third party bike insurance premium also known as the Mandatory bike insurance premium.

Best Bike Insurance in Karnataka

The Best bike insurance premium quotes in Karnataka are rated solely on the basis of premium offered by the insurance company. The best bike insurance premium quotes given are purely for the purpose of understanding and the final decision is to be taken by customer on the basis of his/her requirements.

The best bike insurance in Karnataka should be decided after taking into consideration all the factors such as Insured declared value offered, premium charged by the insurance company and extra coverage offered at an affordable premium.

Here are the best bike insurance premium quotes in Karnataka for a Bajaj Pulsar, 2017 model, petrol, 150 cubic capacity, 2 seater and registered under Bangalore RTO. The rates for the other cities in Karnataka would be slightly lower than that of the Bangalore due to the other cities being classified under Zone B, while Bangalore comes under Zone A.

*Premiums given are for illustration purpose only* Please refer to website for exact premium.

FAQ’s- Two Wheeler Bike Insurance in Karnataka

1. What will happen if I don’t renew my bike insurance on time in Karnataka?

If you don’t renew your bike insurance before the expiry date, then your bike insurance policy will lapse in Karnataka. If the bike insurance policy is lapsed, your bike would be vulnerable to the accidents and claims.

It is of utmost importance to renew your bike insurance policy before the expiry to prevent it from getting lapsed. If the bike insurance is not renewed within 90 days of expiry the existing NCB will also lapse. To prevent the loss of NCB it is advisable to renew online at bike insurance policy.

2. How does PolicyBachat help me in my two wheeler insurance purchase in Karnataka?

PolicyBachat is the leading insurance web aggregator in the Indian insurance market space. We strive to help our customers reduce the amount of money they spend on insurance purchases with maximum coverage.

We have a dedicated team of agents working round the day to ensure that our clients get the best two wheeler deals from insurance companies and also that the after sales service is maintained to satisfy the customers. PolicyBachat had tied up with all the major general insurance company to offer bike insurance to its customers at affordable premiums.

3. Is my insurance valid if I drive my vehicle in another state?

Yes, insurance copy of your bike is valid throughout India and can be carried with your bike anywhere in India. If you are driving your vehicle in a state other than from which you took the insurance, it is important to abide by the local laws to make sure the insurance claim is valid. In case of claim you can utilise the network garage all over India to avail the cashless claim of your bike.

4. What is long term two wheeler insurance in Karnataka?

Long term two wheeler insurance in Karnataka is the insurance given for a period of more than 1 year. Most of the insurance companies offer insurance coverage for more than a year in packets of 2 years policy, 3 years policy and 5 years policy.

The premium for long term bike insurance is to be paid upfront to the insurance company. In case of long term two wheeler insurance the insured declared value is calculated for each year and the premium is calculated for each year. Long term two wheeler insurance is gaining traction these days as premium can be paid once and there would be no tension of renewal for a longer period of time.

For best online two wheeler bike insurance quotes, please visit PolicyBachat and get the best insurance quotes from our portal.