Can I Get Life Insurance without Medical Exam?

Yes, you can get life insurance without a medical exam. All you need to do is to fill out a form online, provide your personal information and pay the premium. The company will then review your application and decide whether they want to offer you a policy or not..Read More

Is Medical Examination Compulsory for 1 Crore Term Life Insurance Policy?

Yes, in most of the cases, depending on the factors such as sum assured opted by the applicant, medical history of the applicant decide on the medical examination requirement. The medical examination has to be undergone by the customer at the preferred network diagnostic centres as specified by the Life Insurance Company. In most of the cases the life insurance would conduct tele medicals and would insist for physical medicals depending on the declarations made by the customer in the proposal form.

How to Get Life Insurance without Medical Exam?

You can get life insurance without medical exam by filling a form online, provide your personal information and pay the premium. The company will then review your application and decide whether they want to offer you a policy or not.

Does Whole Life Insurance Require a Medical Exam?

The whole life insurance does not require a medical exam. However, it is important to note that the insurance company can still deny your application if you are found to have any pre-existing conditions. Whole life insurance is a type of permanent life insurance that lasts until the policyholder dies or they choose to stop paying premiums. Unlike term life insurance which has a fixed end date, whole life usually has no end date and is designed to provide cash value over time.

Do You Need a Medical Exam for Term Life Insurance?

Yes. You will need a medical exam for term life insurance if you are applying for a new policy or if you have not had one in the last 2 years. This exam is done to make sure that your health does not preclude you from being approved for life insurance coverage.

How to Cancel SBI Life Insurance Policy Online?

The SBI Life Insurance Policy is an excellent product that can help you create a secure future for your family. If you have decided that this insurance policy is not for you, then there are a few things to keep in mind before cancelling the policy.

There are two ways to cancel the policy either by submitting a request online or by visiting the nearest branch of SBI Life Insurance Company. SBI has made it very easy to cancel SBI life insurance policy online. You can do this by logging on to the website and then going to the 'Cancel Policy' section. Or you have to contact the SBI life insurance company and convey your wish to cancel the policy. Make sure that you have given a free look period of 10 to 30 days for cancellation of your policy.

  • Usually, they provides alternate options and solutions to the Policyholder regarding policy changes, and premium rates.
  • If you are still wishes to cancel the life insurance policy, download the cancellation form from the SBI’s website or obtain it from the branch office and fill up the details
  • Once the cancellation form is submitted to the insurance provider, they will get on to the process of cancelling the policy
  • No refunds will be made if the policy is cancelled outside of the free looking period/ cooling off period.
How to cancel ICICI Predential Life Insurance Policy Online?

ICICI Predential Life term smart life insurance plan can be canceled by the policyholder at any point of time after the policy start date by writing to the insurance company and filling the cancellation form. If the policy is to be canceled within the free look period, it can be done without any premium deduction by the insurance company. If the policy is to be canceled after the free look period, a pro-rata premium would be charged by the insurance company from the customer.

Can you Replace a Lapsed Life Insurance Policy?

Lapsed life insurance policy can be replaced at any time within 5 years from the date of the first unpaid premium.

How many Term Insurance Plans can I Buy in India?

You can purchase two or more term insurance plans in India to fulfill your insurance requirements. go through our online portal PolicyBachat.

How to Cancel ICICI Prudential Life Insurance Policy Online?

ICICI Prudential has made it very easy to cancel life insurance policy online. You can do this by logging on to the website and then going to the 'Cancel Policy' section. Or you have to contact the ICICI Prudential life insurance company and convey your wish to cancel the policy. Make sure that you have given a free look period of 10 to 30 days for cancellation of your policy.

  • Usually, they provides alternate options and solutions to the Policyholder regarding policy changes, and premium rates.
  • If you are still wishes to cancel the life insurance policy, download the cancellation form from the ICICI Prudential’s website or obtain it from the branch office and fill up the details
  • Once the cancellation form is submitted to the insurance provider, they will get on to the process of cancelling the policy
  • No refunds will be made if the policy is cancelled outside of the free looking period/ cooling off period.

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