Does Health Insurance Cover Car Accident Injuries?

Car accidents in India are not covered by health insurance. The car is insured, but the person who was driving the car is not...Read More

1,000+ Reviews
Been Here Before?
Get Back to My Quotes

There are many factors that affect how much a person’s injuries will cost to treat. Injuries that happen from an auto accident can be expensive to treat and it is important for people to know what their options are before they go into treatment.

Health insurance covers medical expenses related to a hospital stay, surgery and other treatments for injuries that happen in an auto accident. However, it does not cover any kind of medical expenses related to the injuries themselves or lost wages due to missed work due to injury.

Is Personal Accident covered under Niva Bupa Health Insurance?

Yes, personal accident cover can be availed under a health insurance plan from Max Bupa (Niva Bupa) Health Insurance Company. The personal accident cover can be availed up to Rs.50Lacs on payment of additional premium in Max Bupa health insurance. The personal accident claim would be payable in case of death or disability of the customer due to an accident.

Can I take Health Insurance and Claim Immediately?

Health insurance plans have an initial waiting period before which no claim would be paid except for the accidental claims. Only accidental claims are payable immediately after taking the health insurance policy. The initial waiting period in Max Bupa (Nivi Bupa) health insurance plans is 30 days from the policy Max Bupa (Nivi Bupa)t date.

What is the Difference between Accidental Insurance and Critical Illness Insurance?

Personal accident insurance does not cover diseases or illnesses and cashless or reimbursement claims are allowed. A critical illness covers cancer, tuberculosis, etc., Compensation can be provided based on diagnosis reports.

How Much Does Accident Insurance Cost?

The Accident insurance premium varies based on the plan that you have selected and also your age, occupation, and in some cases consider medical history. However, it is recommended that you opt for the sum insured amount that is 100 times more than your monthly income.

How much Accidental Insurance Coverage is enough?

It will ensure that all the effects such as child education, loan repayment, marriage, and regular earnings for the spouse are taken care of, provided the policy is renewed timely. As a thumb rule, it should be 100 times your monthly income. For example, if your current earnings are Rs. 10,000 then you can buy a personal accident cover of Rs. 10, 00,000.

Related Question

  • What is the best health insurance coverage for individuals
  • What Are The Insurance List Can Cover At Private Hospital
  • How Much Health Insurance Coverage Do I Need

Buy Accident Insurance Policy Online

Personal Accident Policy Online secures you against accidental risks and offers financial support to the policyholder in case of an accident.

National Health Insurance Scheme in India

Rashtriya Swasthiya Bima Yojana (RSBY) is first introduced by the Ministry of Labour and Employment, India. This scheme provides health insurance coverage

Star Health Insurance Add-ons

Star Health Insurance Add-ons/ Riders are extra coverage given to customers on additional premiums which are to be opted at the time of policy purchase.

Star Health Insurance Coverage

Star health insurance covers the hospitalization expenses of insured including Room rent, boarding charges, ICU charges, Doctor Charges etc., up to the sum

Benefits of Health Insurance in India

A health insurance policy covers expenses incurred due to doctor visits, consultation fees, cost incurred due to medical tests, hospitalisation expenses, etc.

Best Top-up Health Insurance Policy in India

A top-up health insurance plan is a type of health insurance plan that helps cover the cost of medical expenses. Compare quotes online to buy the best top-up cover.

Start Saving Money on Insurance Policy

Compare Life, Health, Car and Two wheeler Insurance rates from top Insurance companies for free.

1,000+ Reviews
Been Here Before?
Get Back to My Quotes

Please wait while your request is being processed.