How To Buy Personal Accident Insurance?

How to Apply for Chief Minister Health Insurance?

To apply for the Chief Minister Health Insurance scheme, follow these general steps:

• Check eligibility: Review the eligibility criteria, including income level, age, residency, and other specific requirements.
• Collect documents: Gather necessary documents like identification proof, address proof, income proof, age proof, and others.
• Fill out the form: Obtain the application form from the official website or government office. Fill it out accurately and provide all required information.
• Attach documents: Attach supporting documents as per the scheme's requirements.
• Submit application: Submit the completed application form along with supporting documents to the designated authority or government office.
• Follow-up: Track the progress of your application and provide additional information as requested.
• Await approval: Once approved, follow further instructions provided by the designated authority.

How to Apply for Star Health Insurance?

To apply for Star Health Insurance in India, you can follow these steps:

• Research different health insurance plans offered by Star Health Insurance and compare them based on coverage, benefits, premium, and exclusions to find the one that best fits your healthcare needs and budget.
• Visit the official website of PolicyBachat which offers Star Health Insurance policies. Fill in the required details in the online application form, including personal information, contact details, policy coverage options, and medical history.
• Prepare the necessary documents, such as age proof, identity proof, address proof, medical reports (if applicable), and other documents as specified by Star Health Insurance for the policy you are applying for.
• Pay the premium amount online using the available payment options, such as debit/credit card, net banking, or any other online payment mode provided by Star Health Insurance.

How many times can I claim in a Health insurance policy?

You can claim any number of times in your health insurance policy as long as the sum insured is not exhausted. The sum insured in your policy is the maximum limit which can be utilised by you for claiming any number of times. There is no limit on the number of claims that can be made in your health insurance policy.

How to calculate my premium using health insurance premium calculator?

Health insurance premium calculator can be used to find the premium to be paid by you for your health insurance policy. The best Health Insurance plans are available on our portal. The health insurance calculator takes into consideration the age of the proposer and the coverage required before displaying the premium. The online health insurance premium calculator is easy to use and the premium comes within a few seconds after entering the data. The online health insurance calculator displays premium from different health insurance companies and the best health insurance policy can be chosen by the proposer.

How to get reimbursements in case of treatment in non-network hospitals or denial of cashless facility?

Reimbursement of your claim can be obtained by applying for reimbursement facility after the treatment is done. Below are the steps to avail reimbursement claim from your health insurance provider.

Step 1: Intimate the insurance company regarding the claim and take a note of the “Claim reference number”. Fill the claim intimation form with the maximum details which form the first hand information provided by the customer regarding hospitalization.

Step 2: Submit all the necessary documents for claim processing which include:-

• Duly filled and signed original claim form.
  
• Valid Identity proof and address proof
  
• Doctor’s prescription advising diagnostic tests, medicine and consultation
  
• Original pharmacy bills
  
• Diagnostic tests, surgery bills and consultation as prescribed by the treating doctor
  
• FIR as required
  
• Ambulance receipts
  
• Any other document required to assess the claim