I Have Health Insurance From Office. Do I Need Another Health Policy?

Health insurance policy from office or employer health insurance is valid only as long as you serve in that company. Once you are out of job, you would be left without any coverage and any hospitalization during this time may cause a huge dent to your savings. Hence, it is advisable to have an individual health insurance policy even though you have health insurance from office.

I am very young, Do I need Health Insurance?

There was a perception that young people don’t need a health insurance policy as they feel that they are healthy and do not contract any diseases. But it is important to note that there can be certain diseases such as Corona which can attack any age person and cause fatality. It is better to have a health insurance policy at a very young age even though if the sum insured is less as the saying goes “Something is better than nothing”.

How Much Health Insurance Coverage Do I Need?

Determining the appropriate health insurance coverage amount depends on various factors, including your age, current health status, lifestyle, family medical history, financial capabilities, and healthcare needs.

As a general rule, it's recommended to have health insurance coverage that is adequate to cover potential medical expenses, including hospitalization costs, medication expenses, surgical procedures, diagnostic tests, and other medical treatments.

Considering factors such as inflation and rising medical costs, consult with a qualified insurance professional to determine the appropriate health insurance coverage amount that meets your specific requirements and budget, ensuring you are adequately protected.

How Much Health Insurance Do I Need?

Determining the right amount of health insurance coverage you need depends on various factors, including your age, current health status, lifestyle, family medical history, financial capabilities, and healthcare needs.

As a general rule, it's advisable to have health insurance coverage that is adequate to cover your potential medical expenses, including hospitalization costs, medication expenses, surgical procedures, diagnostic tests, and other medical treatments. It's important to consider not only your current healthcare needs but also potential future medical needs, such as unexpected illnesses or accidents.

Why You Need A Child Insurance Plan?

Child Insurance Plan has Financial protection features in child plans to ensure that your child gets the best in the future even in your absence. It is one of the best ways to save enough with regular investments for your child’s future for needs like higher education which can be costly.

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