Need Help? Call 1800-123-4003
(9:00 AM to 9:00 PM)
Cashless hospitalization is the process in which in the insured would get admitted in the hospital for treatment and the costs would be borne by the insurance company. The hospitalization cost would be paid to the hospital by the insurance company directly without the intervention of the customer. For this the insurance companies discuss packages with the hospitals and fix a price for a particular type of treatment. Cashless hospitalization is the best mode of claim settlement in a health insurance policy as the rising hospitalization costs are posing a serious threat to the people and causing a huge dent in their savings during hospitalization...Read More
Due to the advancement in technology, there are many diseases that are treated within a day that means less than 24 hours and do not require in-patient hospitalization. These treatments are known as day care treatments.
Health insurance is mainly taken in case of hospitalization due to an illness or accident. There is a provision in health insurance policy to get the claim without hospitalization; this provision is known as the domiciliary treatment where the insured customer can get treated for his/her illness or disease from one’s home. In health insurance there is provision for OPD also known as Out Patient expense which doesn’t require hospitalization. Hence, hospitalization is not necessary to get a claim in health insurance.
Every health insurance policy covers the pre and post hospitalization for at least 30 & 60 days. Pre and post hospitalization expenses are paid only if there is hospitalization involved due to an illness or disease which is covered under your health insurance policy.
If an insured customer is getting admitted to a hospital for treatment of any illness or disease and the admission is for more than 24 hours, then it is known as in patient hospitalization. For the claim to be admissible under in patient hospitalization section, the insured has to be admitted in the hospital for more than 24 hours. Majority of claims under health insurance are in patient hospitalization claims where the insured gets admitted for more than 24 hours.
Yes, the expenses incurred before hospitalization are covered in your health insurance policy.
Compare Life, Health, Car and Two wheeler Insurance rates from top Insurance companies for free.
By submitting this form you authorize PolicyBachat or it's affiliates to contact you and override NDNC registry.
We note that you had left your transaction unfinished the last time you checked
in with PolicyBachat. Would you like to continue with the same quotes or look for
a new insurance policy?