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What is Insurance?

Insurance is a contract between the insured customer and the insurance company that promises to pay a certain amount of money to an individual or family in which the insurance company promises to settle the losses of the insured due to insured peril acting at the time of loss or damage in return for a nominal amount known as “Premium”. The insurance contract is valid for a period as mentioned in the policy document and is legally enforceable in case of deviation by either of the parties of the contract.

What is HDFC ERGO General Insurance Company Limited?

HDFC ERGO General Insurance Company Limited is a joint venture between the Indian entity HDFC and the foreign German-based ERGO International AG which is one of the entities of the Munich RE Group based in Germany. The Company offers insurance products in the retail, corporate and rural sectors. The underwriting experience of the Munich RE group has helped the HDFC ERGO in providing the best discounts to its Indian customers while maintaining the loss ratio and at the same time settling the number of claims of the customers.

What are Aditya Birla Health Insurance Hospital List?

Aditya Birla Health Insurance Hospital List consists of more than 100+ hospitals working under Aditya Birla insurance you can log in to their website to renew/buy which hospitals are working in your state or city and for customers service call: 1800 123 4003. Buying health insurance offered by Adithya Birla health insurance has a lot of benefits. It provides an excellent Claim Settlement Ratio at the same time satisfactory Incurred Claim Ratio.

What are covered under Future Generali Car Insurance?

Future Generali Car Insurance covers personal accident, ordinary losses/damages to your car, and any legal liability that you may incur due to the death of or bodily injury to a third party or damage to the property of a third party while using your car, etc.

What are Life Insurance Policies?

The life insurance policies are designed to protect the life of individuals and therefore provide financial security to the deceased family. The maximum liability of the insurance company in case of a life insurance policy is the sum assured selected by the insured customer.

What are Pre and Post Hospitalization Expenses?

There are certain expenses which are incurred before the hospitalization such as investigation tests, routine checkups and certain expenses which are incurred after the hospitalization such as follow-up tests. There are expenses incurred on the pre and post hospitalization tests which are covered under the Max Bupa (Nivi Bupa) health insurance plans. The pre and post hospitalization expenses are covered for a certain period such as 30 days and 60 days respectively.

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Travel Insurance Myths and Facts

Absolutely nothing could go wrong when you are on a trip. Medical Insurance provides you with Sufficient Coverage. Here we are bursting your travel Insurance Myths where you will know what you think about travel Insurance

Car Insurance - 1st Party, 2nd Party and 3rd Party

Car Insurance - 1st Party, 2nd Party, and 3rd party while Buying insurance for your car, it is not only enough to look at some important aspects of the policy, such as the cost and the coverage but also understand what terms like first-party car insurance, second-party, and 3rd party insurance stand for.

Bajaj Allianz Life Term Insurance Plans

What are the Bajaj Allianz Life Term insurance Plans? Know how many plans are there and each plan consists of features, exclusions, add-on covers which give coverages under waiting period, sum insured, critical illness, etc.

Advantages and Disadvantages of Corona Rakshak Insurance policy

The Corona Rakshak Policy is a lumpsum benefit policy that covers you for potential medical expenses if you or a family member are infected and hospitalized due to the coronavirus. What makes this COVID insurance cover different is that, it provides the complete sum insured as a lumpsum in case of a claim, instead of going for a reimbursement or cashless treatment.

Lost Car Insurance policy copy?

What happens if you lose your Car Insurance Policy? Many of us might have faced the situation of losing the car insurance policy which could have been due to many reasons. Once the car insurance policy is lost, it might be difficult to show to the traffic police or the authorities during the search.

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