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Insurance is a contract between the insured customer and the insurance company that promises to pay a certain amount of money to an individual or family in which the insurance company promises to settle the losses of the insured due to insured peril acting at the time of loss or damage in return for a nominal amount known as “Premium”. The insurance contract is valid for a period as mentioned in the policy document and is legally enforceable in case of deviation by either of the parties of the contract.
HDFC ERGO General Insurance Company Limited is a joint venture between the Indian entity HDFC and the foreign German-based ERGO International AG which is one of the entities of the Munich RE Group based in Germany. The Company offers insurance products in the retail, corporate and rural sectors. The underwriting experience of the Munich RE group has helped the HDFC ERGO in providing the best discounts to its Indian customers while maintaining the loss ratio and at the same time settling the number of claims of the customers.
Aditya Birla Health Insurance Hospital List consists of more than 100+ hospitals working under Aditya Birla insurance you can log in to their website to renew/buy which hospitals are working in your state or city and for customers service call: 1800 123 4003. Buying health insurance offered by Adithya Birla health insurance has a lot of benefits. It provides an excellent Claim Settlement Ratio at the same time satisfactory Incurred Claim Ratio.
Future Generali Car Insurance covers personal accident, ordinary losses/damages to your car, and any legal liability that you may incur due to the death of or bodily injury to a third party or damage to the property of a third party while using your car, etc.
The life insurance policies are designed to protect the life of individuals and therefore provide financial security to the deceased family. The maximum liability of the insurance company in case of a life insurance policy is the sum assured selected by the insured customer.
There are certain expenses which are incurred before the hospitalization such as investigation tests, routine checkups and certain expenses which are incurred after the hospitalization such as follow-up tests. There are expenses incurred on the pre and post hospitalization tests which are covered under the Max Bupa (Nivi Bupa) health insurance plans. The pre and post hospitalization expenses are covered for a certain period such as 30 days and 60 days respectively.
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