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In normal circumstances health test is not mandatory to take a health insurance policy. But for people with prior health conditions insurance companies may ask for medical tests to determine the level of risk posed by the proposer to the insurance company.
Medical insurance or Health insurance is the kind of insurance which covers the medical costs related to hospitalization and other related expenses. Medical insurance also known as Health insurance is the most sought insurance due to the rise in healthcare costs. Medical insurance covers the expenses related to hospitalization due to illness or disease or an accident. For best medical insurance quotes please visit our portal or dial 1800-123-4003 to get advice from our health insurance expert.
The best Medical insurance company in India provides some features such as in patient hospitalization, Day care treatment, domiciliary hospitalization, Ayush benefits etc. Apart from the basic features few insurance products contain extra coverage such as Ambulance Cost, Restoration Benefit, No Claim Bonus, Preventive Health check-ups, Co-pay, Network hospitals, waiting period etc. The standalone health insurance companies such as star health insurance company care health insurance Company and other best Medical insurance companies in India can be found on our portal.
Many group insurance firms provide maternity coverage to pregnant women. The pregnancy plan covers all the hospitalizations charges from boarding to nursing. This plan covers all the medical charges incurred during the pre and post-delivery period. This duration is predefined by the insurer. All the costs that occurred for surgeries and pregnancy complications can be claimed. Expenditures for pre and post-natal durations are provided to the insured through this plan. The maternity insurance policy covers pre and post-natal care, C-section operation, and also a vaccination for newborn baby for a specified period.
The best Medical insurance service provider should have good medical insurance premium charged by best insurance companies differs as per the coverage offered by the insurance companies. There are few factors which are to be considered before selecting the best medical insurance that provides cashless liability, waiting period, Riders or Add-ons, Premiums, After Sales service etc.
Health insurance policy status can be checked by contacting the intermediary from whom the policy was taken or alternatively the insurance policy status can be found on the mParivahan app which displays the start date and end date of the insurance policy. If you can remember the intermediary from whom the policy was taken you can talk to them about the status of the policy or in case if you have taken the policy from PolicyBachat then you can call our customer care to enquire on the insurance policy status.
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