Which Health Insurance Is Best For Family?

What is Family Floater option in Health Insurance?

Family floater health insurance policy is the one where the sum insured can be utilised by any of the family members mentioned in the policy copy. In simple words, the sum insured floats and any member of the family can use it to get the hospitalization benefits. It is a kind of umbrella coverage available in the health insurance policy where the sum insured is not fixed on an individual basis. For instance if you take a floater health insurance policy of Rs.5 Lacs anyone in your family can use the whole sum insured without any capping on the sum insured per person.

How to buy Health Insurance for Family?

Buying health insurance online in India is not a difficult process. One can easily find the right insurance plan for them by comparing policies online. But before buying it, one has to clear some basic eligibility criteria. 

Buying a health insurance policy is one of the most important decisions that a person has to make. The first step is to do your research. Find out what your options are and what they offer in terms of coverage and costs. You should also compare the different policies available in your area, so you can find the best one for you and your family.

For applying for health insurance online in India first go to our portal and fill in the required details after hospitalization, policy details and purchase the policy. Follow these steps before buying the health insurance policy:-

• Sum Insured
• Cumulative Bonus
• Cost of Health Check-up
• The minimum period of stay in hospital
• Pre and post hospitalization expenses
• Cashless facility

What Are The Benefits For One Crore Family Health Plan?

A Crore Family Health Plan typically offers extensive health insurance coverage for a family with a sum insured of Rs. 1 crore in a single policy. Some potential benefits of such a plan include:

• High Coverage
• Comprehensive Coverage
• Family Floater Option
• Cashless Treatment
• Additional Benefits
• Tax Benefits

What is Family Health Optima Insurance Plan?

Star Health insurance plan offers comprehensive health insurance plans which make the best choice for you and your family. Family Health Optima is one of the best family insurance plans to get insured that provide coverage for your family. You can buy this family floater policy to get coverage for all your family members under a single policy. The entry age of the plan is between 18 years to 65 years, the Sum Insured is between Rs.3 lacs to Rs.25 Lacs, and you can buy this policy for yourself and your family.

Which is the Best Health Insurance Plan for Family?

Family health insurance plans vary greatly in terms of coverage, individual and family premiums, and the amount of hospitals covered. The health plan with the best coverage at affordable rates & most hospitals will be the smartest choice. Premium charts are created and ready to be selected in Individual or Family health insurance policies.