Which Is Best Health Insurance For Senior Citizens?

some of the best health insurance plans that are available in India for seniors. Considering the increasing percentage of medical increment in India, it has become an absolute necessity to buy health insurance for your loved ones. And if they are your elderly parents, then it is all the more essential to get the medical treatment insurance cover.

Which is best health insurance plan for senior citizens?

The best plans for senior citizens, such as HDFC ERGO Optima Senior or Star Senior Citizens Red Carpet, focus on higher entry ages and specific geriatric needs. These policies often cover pre-existing diseases with shorter waiting periods compared to standard plans. Look for features like "No Medical Screening" at entry and coverage for outpatient consultations. Note that many senior citizen plans involve a mandatory co-payment, where the insured pays a percentage of the claim.

How to choose Health Insurance for Parents?

There are different health insurance policies for parents provided by different insurance companies Coverage, Flexibility, Co-Payments, Maximum Age to Renew, Pre-existing Illnesses and Waiting Periods, Simple Claim Process, Day-care Procedures, Network Hospitals.

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