Ford Car Insurance Price List In India 2024

Ford entered the Indian market as early in 1926 however, due to a state of loss for a few years they shut down their facility. Ford re-entered the Indian market in 1995 as a joint venture with Mahindra & Mahindra called Mahindra Ford Limited. The cost of Ford car insurance varies depending on the type of policy that you choose to buy.

Every car owner should opt for a car insurance plan while purchasing an Ford car. The insurance policy will protect the car by providing financial coverage in situations like a road accident, theft, or a mishap for loss or damage sustained by the car. The compensation against the damages or losses in an event of a collision or a mishap provides a huge sense of relief to policyholders.

Everyone cannot afford a car; hence, purchasing it is not that common in society. This increases the significance of car insurance as it can be difficult for many car owners to get their cars repaired after fire, accident, vandalism and so on. Therefore, you should pick a standalone own damage or a comprehensive car insurance plan to cope with such situations.

The Ford Motor Company was started as an experimental car workshop by Henry Ford in Detroit in 1896. Their first car was assembled in July 1903 and by 1908 they introduced their first car model the Model T. In 1911, Henry Ford developed one of the earliest methods of car assembly for mass production in his Kansas City, Missouri facility, introducing the first assembly line production in 1913.

Ford Car Insurance Price in India

PolicyBachat offers a comprehensive Insurance policy that covers loss and damage to your Ford along with liability to third parties. It also provides personal accident cover to the insured. To know the estimated Ford car insurance cost of your brand new Ford car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.

Reasons to Buy Ford Car Insurance Policy:

Some of the reasons why buying Ford insurance for your car is a Smart decision:

• It provides own damage cover to safeguard your Ford car against damages or losses due to theft, natural calamities, accidents, fire, manmade hazards, etc.
• The owner-driver of the Ford car is provided with a personal accident cover
• It takes care of the high cost of repairing your Ford car.
• Option to choose comprehensive or third party liability insurance for your Ford car.
• It comes with a large network of garages where hassle-free cashless repairs are done.
• It offers a wide range of add-on covers, such as return to invoice, NCB protection, zero depreciation cover, etc.
• You can reach out to customer support services in case of any query or claim intimation.
• It provides No Claim Bonus (NCB) reward if you drive your Ford car responsibly and do not file any claims.

How to Renew Ford Car Insurance?

You must renew your car insurance policy before its expiry. You can easily do that by following the Ford insurance renewal process. Here are the steps involved in the Ford insurance renewal process.

The car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.

• Enter the required details like, Make and Model of Car,
• Enter RTO & Registration date,
• The premium from different insurance companies is displayed.

Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.

Documents Required for Ford Car Insurance Claim

Following are the documents you will require for filing a claim for your Ford Car:

• Claim Form
• Copy of Registration Certificate
• Copy of Driver’s Licence
• Copy of Pollution Under Control Certificate (PUC)
• Copy of FIR
• Copy of PAN Card ( For claims higher than Rs. 1 lakh)
• Satisfaction Voucher
• Car Insurance Policy Document

Approach to get a Perfect Insurance for your Ford Car:

Since all Ford car series belong to the luxury class, taking full coverage is of utmost importance. Ford cars are packed with sophisticated gadgets and electronics as well as a fine quality exterior. Therefore, any small dents or gadget failures may prove to be heavy on your pocket. You should select the coverage in such a way that it covers all kinds of accidental cases and other issues. Since coverage is maximum, premiums and deductibles will also be very high. Hence any percentage of discounts on the premium will be a good relief.

Be judicious before buying insurance for your Ford car. Certain things that you can keep in mind before taking the policy are:

• Since the car is a luxury one, Bumper-to-Bumper coverage is a must.
• Explore the different coverage available and find out the one that is right for your car.
• Compare the risks covered and the premiums being offered by different carriers through an Ford car insurance online insurance aggregator so that you can put your hand on the best deal, i.e., maximum coverage at a lesser premium.
• Look for discounts being offered by different insurers and find out if you are eligible for any.

Ford Car Variants Cost

Luxury Sedan like Ford Endeavour or small hatchback like Ford Figo, no matter what your Ford car model is, you need to purchase insurance in a smart way. Always target to get the maximum coverage at the minimum price.

Help yourself choose the best car insurance policy with the help of Policy Bachat’s Ford Car Insurance Calculator. Just fill in the simple form with all the information asked for. It will help you calculate the IDV, deductibles and premium rates of different available plans from various top insurers based on the data provided by you. This in turn will help you select the policy that will be most suitable for your needs and your pocket.

Ford Car Models

List of Ford car variants for new or used cars are:

Ford ECOSPORT 1.0 ECOBOOST TITANIUM(O):

This urban SUV’s interiors give you the pleasure of comfort and also noise free atmosphere. Hill Launch Assist technology expedites your vehicle smoothly through the hilly terrains.

Insurance for Ford Ecosport 1.0 Ecoboost Titanium (O) is provided by Bharti AXA, L&T and Bajaj Allianz through Policy Bachat covering their plans like Standard, Flexible and Zero Depreciation. The list below shows some of the premiums provided for the vehicle.

Ford ECOSPORT 1.5 DV5 MT TITANIUM(O):

This new Ecosport adapts to Hi-Tech inventions and incorporates SYNC voice activation technology to make your ride simple and joyous.

Policy Bachat provides distinct policies offered by major insurers along with their insurance plans for this Ford variant which are L&T- minimum IDV, Maximum IDV, Zero Depreciation and standard, and Bharti AXA-standard and Zero Depreciation. The below is a list with some of the premiums for the vehicle.

Ford ECOSPORT 1.5 DV5 MT TREND:

One of the most awaited SUV to be launched in the Indian market, the Ford Ecosport 1.5 DV5 MT TREND is the second in line of the base variant of the Ecosport model. A fairly high priced car, this SUV is presented with a next generation exterior design and a high performance engine with great fuel efficiency.

This is an elite car and needs the right insurance. Insurance for this model are provided by top companies like L&T, Bharti AXA and Bajaj Allianz. These insurers provide policies like Standard, Flexible, Minimum and maximum IDV, Zero Depreciation and Best Value.

Ford ECOSPORT 1.5 TI VCT MT TITANIUM:

The Ford EcoSport 1.5 Ti VCT MT Titanium is the top end variant of the Ecosport model powered by petrol engine. It’s a much better choice compared to other SUV’s of its class and possesses exceptionally advanced features, comfortable and spacious interiors and world class engine performance.

This highly priced car is provided with insurance by some of the eminent insurers in the Indian market like L&T, HDFC Ergo and Bajaj Allianz. These insurers provide policies like Standard, Flexible, Minimum and maximum IDV, Zero Depreciation, Emergency Assistance and Best Value, which can be compared and purchased through Policy Bachat.

Ford FIESTA 1.4 DURATEC ZXI:

Ford Fiesta controls your car movement and shields it from accidental skidding through its Electronic Stability Control System (ESC) and prevents any sudden collisions.

The premium policy plans like standard, Maximum IDV, Minimum IDV, Best Value, Emergency Assistance and Zero depreciation are provided by major insurers like IFFCO-TOKIO, Bharti AXA, HDFC ERGO, L&T and Bajaj Allianz. The table gives some sample premiums for Ford Fiesta 1.4 Duratec ZXI.

Ford IKON 1.6 ZXI:

The FORD IKON 1.6 ZXI was one of the first Ford models to be manufactured in India. It was a car perfectly built to suit the Indian roads with a very high capacity engine. It was also fitted with a few of luxury features for the comfort of the driver and passengers. It was considered as the most appealing entry-level mid- sized car.

This oldie can get insurance, through Policy bachat, from top insurers in India like L&T, HDFC Ergo, Bharti AXA, IIFCO TOKYO and Bajaj Allianz. These companies provide insurance policies like Standard, Minimum and maximum IDV, Emergency Assistance and Best Value.

Ford FIESTA 1.4 EXI:

The robust body shell of Fiesta encapsulates many accident avoidance features like air bags, emergency assistance technology which calls to emergency operator ensuring your safety with your car.

PolicyBachat provides various insurers with distinct premium plans for Toyota Innova 2.5 V 8 STR. Bajaj Allianz with their premium plans like standard, best value, flexible and HDFC-ERGO with their plans as zero depreciation and emergency assistance. PolicyBachat provides the list of some premium plans for the vehicle as following.

Ford FIESTA 1.4 EXI DURASPORT:

This Ford variant appears stylish, sleek and is incorporated with electronically operated OVRMs, Fog lamps and inbuilt Bluetooth enabled music player.

Major Insurers like Bharti AXA, IFFCO-TOKIO, HDFC-ERGO, L&T and Bajaj Allianz provide insurance for Ford Fiesta 1.4 EXI Durasport by their premium plans like Standard, best value, minimum IDV, maximum IDV, zero depreciation, emergency assistance and Flexible. The below list informs about some of the sample premiums offered.

Ford FIESTA 1.5 TIVCT TITANIUM +:

This car holds better performance traits like GEM technology and PCM technology which are responsible for controlling fuel usage, emissions and diagnosing critical engine conditions.

Policy Bachat’s varied insurance partners like Bajaj Allianz, Bharti AXA and L&T provides insurance for this Fiesta model. The insurers offer various plans for their premiums like Standard, Best Value, Minimum IDV, Maximum IDV, Flexible and Zero depreciation. A tabulated form is given below for some of the premiums offered.

Ford FIESTA 1.6 SXI:

The Ford Fiesta 1.6 SXI has been in the market for a considerably long time. Its frugal engine and comfort and safety features have always held onto the trust of the Ford enthusiasts.

Some of the best insurance plans for this car are provided by three of the top insurance companies in India: Bajaj Allianz, Bharti AXA, and HDFC Ergo. The carriers provide a variety of policies including Flexible, Standard, Best Value, Emergency Assistance and Zero Depreciation plans. A table has been provided below to make the process of comparing and choosing the perfect policy for your car simple.

Ford FIESTA 1.6 SXI ABS:

The interiors of Ford Fiesta 1.6 SXI ABS are exquisitely composed and crafted with comfort and spacious seating leaving the commuter with a suave drive.

L&T, Bharti AXA and IFFCO TOKIO offer insurance under some of the premium plans like standard, Minimum IDV and Maximum IDV. The list discusses some of the premium plans offered for the vehicle.

Ford FIESTA 1.6 ZXI ABS:

These Ford variants promise a fun drive with an integrated noise reduction system which operates along with the change in speeds and speed sensing volume control that automatically adjusts the volume with the car.

Policy Bachat gives a varied list of insurance companies which offer insurances for Ford Fiesta 1.6 ZXI ABS. They include L&T, HDFC-ERGO, Bajaj Allianz and IFFCO-TOKIO. These companies give some premium plans which are Standard, flexible, minimum IDV, maximum IDV, zero depreciation and best value.

Ford FIESTA 1.5 AMBIENTE:

The Ford Fiesta 1.5 TDCi Ambiente is the base level trim version of the famous sedan Fiesta. Its sophisticated interiors, elegant exterior appearance, ample safety features and fuel economy has sure made it a choice of those who wish to possess a high end sedan.

Policybachat gets you the best policies from two of the top insurers - Bharti AXA and Bajaj Allianz for this elegant car. You can select from policies like Standard, Flexible, Best Value and Zero Depreciation.

Ford FIGO 1.2 DURATEC PETROL EXI:

The Ford Figo 1.2 Duratec LXI is an ideal car for small families that comes at considerably low price and has a low cost of maintenance. It also carries an added advantage of advanced new look and smart comfort features.

Some of the top insurance carriers offer insurance for this car, which includes L&T, HDFC Ergo, Bharti AXA, IIFCO TOKYO and Bajaj Allianz which in turn provides different kinds of policies like Flexible, Standard, Best Value, Emergency Assistance, Minimum and maximum IDV and Zero Depreciation. You can find some sample premiums give in the table below.

Ford FIGO 1.2 DURATEC PETROL TITANIUM:

Ford Figo redesigned itself into a smart drive with nifty features like first-in-class Wi-Fi, audio speed control and volume control and Bluetooth.

Insurance for your Ford Figo 1.2 Duratech Petrol Titanium can be bought through policy Bachat with their insurance partners like HDFC ERGO, IFFCO TOKIO, Bajaj Allianz, IFFCO TOKIO and Bharti AXA. These insurers have some premium plans like standard, best value, flexible, minimum IDV, maximum IDV, zero depreciation and emergency assistance. Some of the sample premiums that are offered are given below.

Ford FIGO 1.2 DURATEC PETROL ZXI:

The car has best-in-class ride with its well-engineered steering for better sense of control making the drive comfortable. It also features intelligent central locking system which ensures that all the doors are secured while driving.

Policy Bachat provides insurance through major insurers in India like HDFC ERGO, Bharti AXA, IFFCO TOKIO and L&T with some premium plans like standard, minimum IDV, maximum IDV, zero depreciation and emergency assistance. Some of the premium plans are given below.

Ford FIGO 1.2 DURATEC PETROL TITANIUM:

Ford Figo redesigned itself into a smart drive with nifty features like first-in-class Wi-Fi, audio speed control and volume control and Bluetooth.

Insurance for your Ford Figo 1.2 Duratech Petrol Titanium can be bought through policy Bachat with their insurance partners like HDFC ERGO, IFFCO TOKIO, Bajaj Allianz, IFFCO TOKIO and Bharti AXA. These insurers have some premium plans like standard, best value, flexible, minimum IDV, maximum IDV, zero depreciation and emergency assistance. Some of the sample premiums that are offered are given below.

Ford FIGO 1.2 DURATEC PETROL ZXI:

The car has best-in-class ride with its well-engineered steering for better sense of control making the drive comfortable. It also features intelligent central locking system which ensures that all the doors are secured while driving.

Policy Bachat provides insurance through major insurers in India like HDFC ERGO, Bharti AXA, IFFCO TOKIO and L&T with some premium plans like standard, minimum IDV, maximum IDV, zero depreciation and emergency assistance. Some of the premium plans are given below.

Ford FIGO 1.4 D TITANIUM BS IV:

The FORD FIGO 1.4 D TITANIUM BS IV is an advanced version of this entry-level hatchback model with quite a few innovative features like the in-built wi-fi connectivity system. It is also incorporated with a long list of Ford safety functions and comfort features to attract customers.

PolicyBachat provides myriad insurance policies from some of the top insurers in India for the FIGO 1.4 D TITANIUM BS IV. The companies include Bajaj Allianz, HDFC Ergo, L&T and Bharti AXA which in turn offers plans like Flexible, Standard, Best Value, Emergency Assistance, Minimum and maximum IDV and Zero Depreciation. Some sample premiums have been provided in the table below:

Ford FIGO 1.4 DURATORQ DIESEL EXI:

The FORD FIGO 1.4 DURATORQ DIESEL EXI is the mid- range variant of this hatchback model and comes for a reasonable price. Its safety and comfort aspects are average, though certain advancements like advanced Bluetooth interface has been incorporated to facilitate the occupants.

Some of the best insurance plans for this car are provided by some of the top insurance companies in India: HDFC Ergo, IIFCO TOKYO, Bharti AXA, and L&T. The carriers provide a variety of policies including Standard, Emergency Assistance, Minimum IDV, Maximum IDV and Zero Depreciation plans. A table has been provided below to make the process of comparing and choosing the perfect policy for your car simple.

Ford FIGO 1.4 DURATORQ DIESEL TITANIUM:

With the smart programmable remote key, doors can be operated along with managing the boot of the car. The car facilitates Bluetooth pairing with mobiles and activates voice control management system.

Car Insurance for this Ford variant is provided by major insurers under their premium plans like HDFC-ERGO’s Emergency assistance and standard, IFFCO-TOKIO’s Minimum IDV and Maximum IDV, L&T’s standard, minimum IDV, maximum IDV, and Bharti AXA`s standard. The below list give some of the premium plans for your car.

Ford FIGO 1.4 DURATORQ DIESEL ZXI:

This car possesses an eye catching chrome grille, with attractive body shape and distinctive design. Its sleek, stylish outlook with well-crafted interiors commands the attention during the ride.

HDFC ERGO, L&T, Bharti AXA, IFFCO-TOKIO and Bajaj Allianz are the insurance providers for this car. They provide insurance under their premium plans like standard, emergency assistance, minimum IDV, maximum IDV, zero depreciation, flexible and best value. Policy Bachat gives the details of some sample premiums provided on car.

Ford FIGO 1.4 TDCI ZXI:

The FORD FIGO 1.4 TDCI ZXI holds a reasonable price tag to make it accessible for people who do not have a big budget. This small hatchback is equipped with several comfort and safety aspects and an engine that provides mileage as high as 20kmph.

Policy Bachat has partnered with some of the top insurance carriers in India to provide you the best policies for your FIGO 1.4 ZXI car. As you can see in the table below, insurance plans like Best Value, Standard, Flexible, Zero Depreciation and Emergency Assistance are provided by companies like Bajaj Allianz, Bharti AXA, HDFC Ergo and L&T for this car.

Calculate Premium for FORD Car Insurance

Have questions on insuring your Ford? Follow these three easy steps:

• Perform thorough research on understanding coverages offered by insurance carriers and decide what suits your needs.
• Look for added benefits like discounts offered by the insurance carriers
• Compare policies from multiple carriers.

Policy Bachat helps you get the best deals in car insurance for your Ford from some of the top car insurers in India. We strive to clarify and answer all doubts and queries regarding car insurance. Here are a few pointers that will help in your selection of car insurance.

How would you calculate the cost of insuring your Ford Car?

Choosing apt car insurance requires the need to optimize the value of your money being paid as a premium. This is only possible if you select the policy that gives you maximum coverage at the cheapest rate. Getting further discounts would be an added advantage.

Your requirements are unique and so should be your car insurance policy. It all depends on the make, model, and price of the car. Some customers need bumper to bumper coverage while some want coverage for only the major issues. The most befitting car insurance depends on the risks it covers, its IDV (Insured Declared Value), the monthly premium and deductibles that you can afford and discounts that you are eligible for. You need to carefully estimate the above factors to get the maximum coverage at minimum rates. Comparing car insurance online helps you make the right choice.

Coverages for Ford Car:

1. Roadside assistance: Roadside assistance coverage is like carrying your own personal pit crew along with you on a drive. In case of a car breakdown in the middle of your journey, this helps you get assistance from the nearest network garage.

2. Cashless settlement at all network garages: This coverage helps you in situations where your car needs immediate servicing but you are running short of money at the moment. You will get cashless repairing service if it is done from any of the network garages.

3. Engine protection coverage: This covers any damage or leakage to the car engine due to an accident. However, this coverage is mostly applicable to new cars.

4. Third party liability coverage: It gives you coverage for any damage caused to another vehicle and injury or death to another person due to a fault of yours.

5: Personal accident coverage(Driver and owner): Personal accident coverage (driver and owner): This gives you financial coverage in case of any injury caused to the owner or driver.

Discounts on Ford car Insurance:

Professional Discount:

Certain professions have been distinguished by the insurance companies to receive some rebates on their car insurance. Such professionals are entitled to discounts of a certain percentage of their premium.

Safe Driver/ No Accident Discount:

Safe and careful driving can save you money. The insured gets a discount on the premium of the renewed policy for the following year if he has not committed any accidents during the term of the previous policy.

Make a smart move. Compare premium quotes and check out the features of different policies. Get familiar with the different policies available, their coverages and the discounts you can avail.

The comparison is the key to saving money on car insurance. Policy Bachat helps you compare premium quotes from various car insurance companies and choose the policy that gives you optimal coverage at low cost.

Ford Car Insurance FAQs:

What is Ford Car Insurance Prices in India?

Ford car price starts at Rs 6.93 Lakh for the cheapest model which is Figo and the price of most expensive model, which is Endeavour start at Rs 40.60 Lakh. Ford offers 5 car models in India, including 1 car in SUV category, 2 cars in Hatchback category, 1 car in Compact Sedan category, 1 car in Compact SUV category. Ford car insurance prices in India will vary as per the Coverage Types, Fuel Variant, RTO, and Model variant, etc.

How to Buy Ford Car Insurance Online?

It will take less than 5 minutes to buy FORD car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.

As a car owner, you can easily buy FORD insurance online:-

• Go to the form on the top of the page
• Fill up the details of your FORD car such as RTO, model, engine capacity, fuel type, etc.
• Provide your contact details including your name, email id, etc.
• Choose the best insurance for FORD car as per your requirements
• Pay the FORD insurance price online via net banking or bank debit/credit cards
• Your motor insurer will issue your FORD insurance online.

Is Ford worth buying?

If you are hesitating to buy it is likely because of the price on market. Ford cost more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Fords are worth the expense in terms of quality, luxury, performance, and reliability.

What are the Ford Car Insurance Exclusions?

• Driving without a valid driving license
• Drunk driving the Ford car
• Wear and tear of the car
• Driving outside the geographical limit
• Consequential loss of the car
• Damages due to nuclear perils
• Depreciation in the value of the Ford car
• Damages due to war or related perils.

Why you should not buy a Used Ford Car?

• Inexperienced owners means poor maintenance
• A lot of jerks drive Ford’s
• Electrical Problems
• It’s a ticking time bomb
• Ford makes more money selling parts
• Well-document reliability issues
• Cheaper parts
• Enjoy the best years of the car, lease a new Ford
• Old FORDs should not be daily drivers

Why Is It Important to Have Ford Car Insurance?

• Covers for any damages/losses caused to the third party
• Provides comprehensive car insurance coverage
• Offers cashless transactions through network garages
• Get end to end claims assistance

Why is Ford Car Insurance So Expensive?

Ford is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. Engine is the major component of a car which decides the pricing. The vehicle must have high-end features that go above and below.

Which is the highest and lowest priced model in Ford?

Ford car model with car variant of Endeavour is the highest priced model in all Ford cars. Ford car model with car variant of Figo is the lowest priced model in all Ford cars.

Compare and Buy Ford Car Insurance, If Need Help? call PolicyBachat at 1800-123-4003 and our insurance specialist will be there to assist you.