Star Health insurance offers a comprehensive range of health insurance plans to customers. Let us understand the features of each health insurance plan offered by Star Health insurance company in detail.
Star Health Comprehensive- Family & Individual Health Insurance:
Features:
- Entry Age: 3 months to 65 years
- Exit Age: No
- Renewal: Lifelong renewal guaranteed
- Policy Type: Individual/ Floater
- Dependent Children Age: Up to 25 years
Exclusion
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Health Comprehensive- Family & Individual Health Insurance
Arogya Sanjeevani Policy- Star Health & Allied Insurance Co. Ltd:
Features:
- Entry Age: 3 months – 65 years
- Policy Term: 1 year
- Renewal: Lifelong
- Sum Insured Basis: Individual & Floater
- Sum insured options: 50k to 10Lacs
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Arogya Sanjeevani Policy- Star Health & Allied Insurance Co. Ltd
Star Novel Corona Virus Insurance Policy:
Features:
- Entry Age: 18 – 65 years
- Dependent Children: 3 months – 25 years
- Policy Term: 1 year
- Renewal: As per availability and continuity from IRDA
- Sum Insured Basis: Individual sum insured
Exclusion:
- Claim is not payable if there is no in-patient hospitalization irrespective of whether quarantined or not
- Expenses incurred on any illness other than Novel Corona virus
- Any claim with respect to Novel Corona virus contracted or manifested or the onset of the disease is prior to the commencement date of the policy or during the waiting period.
Read More: Star Novel Corona Virus Insurance Policy
Young Star Insurance Policy:
Features:
- Entry Age: 18 years to 40 years
- Dependent Child: 91 days-25 years
- Exit Age: No
- Renewal: Lifelong renewal guaranteed
- Policy Type: Individual/ Floater
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Young Star Insurance Policy
Star Health- Corona Kavach Insurance Policy:
Features:
- Entry Age: 18 – 65 years
- Dependent Children: 1 day – 25 years
- Policy Term: 3.5 months, 6.5 months, 9.5 months
- Policy Type: Individual/ Floater
- Renewal: As per availability and continuity from IRDA
Exclusion:
- Expenses incurred on any illness other than Novel Corona virus
- Any claim with respect to Novel Corona virus contracted or manifested or the onset of the disease is prior to the commencement date of the policy or during the waiting period.
- Expenses incurred on Investigation & Evaluation primarily for diagnosis.
- Expenses incurred on rest cure, rehabilitation and respite Star .
- Expenses incurred on dietary supplements and substances that can be purchased without prescription, including but not limited to Vitamins, mineral and organic substances unless prescribed by a medical practitioner as part of hospitalization claim or home Star treatment.
Read More: Star Health- Corona Kavach Insurance Policy
Corona Rakshak Policy- Star Health Insurance:
Features:
- Entry Age: 18 – 65 years
- Policy Term: 3.5 months, 6.5 months, 9.5 months
- Renewal: As per availability and continuity from IRDA
- Sum Insured Basis: Individual sum insured
- Sum insured options: Rs.50k to Rs.2.5 Lacs
Exclusion:
- Expenses incurred on any illness other than Novel Corona virus
- Any claim with respect to Novel Corona virus contracted or manifested or the onset of the disease is prior to the commencement date of the policy or during the waiting period.
- Expenses incurred on Investigation & Evaluation primarily for diagnosis.
- Diagnosis or Treatment outside the geographical limit of India
- Testing done at a Diagnostic centre which is not authorized by the Govt of India
Read More: Corona Rakshak Policy- Star Health Insurance
Diabetes Safe Insurance Policy:
Features:
- Eligibility: Any person with Type I and Type II Diabetes Mellitus
- Entry Age: 18 years to 65 years
- Exit Age: No
- Renewal: Lifelong renewal
- Policy Type: Individual/ Floater
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Diabetes Safe Insurance Policy
Star Health Insurance- Family Health Optima Insurance Plan:
Features:
- Entry Age: 18 years to 65 years
- Exit Age: No
- Renewal: Lifelong renewal beyond 65 years
- Policy Type: Individual/ Floater
- Dependent Children Age: From 16 days from the child birth to 25 years of age
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Health Insurance- Family Health Optima Insurance Plan
Star Hospital Cash Insurance Policy:
Features:
- Entry Age: 18 years to 65 years
- Dependent Children: 91 days to 25 years
- Family definition: Self, Spouse and children
- Exit Age: No
- Renewal: Lifelong renewal
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Hospital Cash Insurance Policy
Star-Medi Classic Health Insurance:
Features:
- Entry Age: 5 months to 65 years
- Exit Age: No
- Renewal: Lifelong renewal beyond 65 years
- Policy Type: Individual/ Floater
- Sum Insured: Rs.1.5 lacs to Rs.15 Lacs
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star-Medi Classic Health Insurance
Star Micro Rural and Farmers Star :
Features:
- Entry Age: 18 years to 65 years
- Dependent Children: 12 months to 25 years
- Exit Age: No
- Renewal: Lifelong renewal beyond 65 years
- Policy Type: Individual/ Floater
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Micro Rural and Farmers Star
Star Senior Citizens Red Carpet Health Insurance Policy:
Features:
- Entry Age: 65 years to 75 years
- Exit Age: No
- Renewal: Lifelong renewal beyond 65 years
- Policy Type: Individual/ Floater
- Sum Insured: Individual – Up to 7.5Lacs, Floater – Up to Rs.25 Lacs
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Senior Citizens Red Carpet Health Insurance Policy
Star Cancer Star Platinum Insurance Policy:
Features:
- Eligibility: Any person who have been diagnosed with cancer
- Entry Age: 5 months to 65 years
- Exit Age: No
- Renewal: Lifelong renewal
- Policy Type: Individual/ Floater
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Cancer Star Platinum Insurance Policy
Star Cardiac Star Insurance Policy:
Features:
- Eligibility: Any person who have been diagnosed with heart ailments such as CABG, PTCA, ASD and PDA etc.
- Entry Age: 10 years to 65 years
- Exit Age: No
- Renewal: Lifelong renewal
- Policy Type: Individual/ Floater
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Cardiac Star Insurance Policy
Star Star Micro Insurance Policy:
Features:
- Entry Age: 18 years to 65 years
- Dependent Children: from 2 years
- Exit Age: No
- Renewal: Lifelong renewal beyond 65 years
- Policy Type: Individual/ Floater
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Star Micro Insurance Policy
Star CritiStar Plus Insurance Policy:
Features:
- Entry Age: 18 years to 65 years
- Exit Age: No
- Renewal: Lifelong renewal beyond 65 years
- Sum Insured: Rs.2 Lacs to Rs.10 Lacs
- Policy Type: Lumpsum payment
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read MoreStar CritiStar Plus Insurance Policy
Star Family Delite Insurance Policy:
Features:
- Entry Age: 18 years to 65 years
- Dependent Children: 5 months to 24 years
- Exit Age: No
- Renewal: Lifelong renewal beyond 65 years
- Sum Insured: Rs.2 Lacs & Rs.3 Lacs
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Family Delite Insurance Policy
Star Health Gain Insurance Policy:
Features:
- Entry Age: 18 years to 65 years
- Dependent Children: 91 days to 25 years
- Exit Age: No
- Renewal: Lifelong renewal beyond 65 years
- Sum Insured: Rs.1 Lac & Rs.5 Lacs
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Health Gain Insurance Policy
Star Outpatient Star Insurance Policy:
Features:
- Entry Age: 18 years to 50 years
- Dependent Children: 31st day to 25 years
- Family Size: Up to 6 members
- Exit Age: No
- Renewal: Lifelong renewal beyond 65 years
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Outpatient Star Insurance Policy
Star Special Star :
Features:
- Entry Age: 3 years to 25 years
- Eligibility: Children with Autism Spectrum Disorder
- Dependent Children: 31st day to 25 years
- Family Size: Up to 6 members
- Exit Age: No
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Special Star
Star Super Surplus Insurance Policy:
Features:
- Entry Age: 18 years to 65 years
- Children: 91 days to 25 years
- Exit Age: No
- Renewal: Lifelong renewal beyond 65 years
- Sum Insured: Rs.5 Lacs to Rs.1 Crore
Exclusion:
- Obesity and weight control treatments are not covered
- Gender change treatments
- Cosmetic or plastic surgery
- Engagement in Hazardous or Adventure sports
- Claims resulting from Breach of law
Read More: Star Super Surplus Insurance Policy