Family Health Insurance Policy
Expenses incurred in case of medical treatment, surgeries, maternity, hospitalization, prescribed drugs etc. can be claimed through Health insurance plan.
Why family health insurance plan?
Due to the increased risk of diseases, a family is required to avail Health insurance policy to avoid any sudden financial cases. As a family head we try to make outmost security to our family, we have to plan the Family Health insurance policy in case of abrupt situations. Due to lack of health insurance policy, a family may be ruin by financial losses.
Family health insurance plan covers a husband and wife with a maximum of 4 children and some insurers cover the parents too if need the parents to be covered the premium will be slightly higher. Take care of your loved one your family with the family insurance plan.
Is health insurance is mandatory?
In today’s world factors affecting the health has been increasing rapidly like traffic pollution, food habitats have changed junk food, adverse road accident cases, pollution, the impact of diabetics, frequent heart attack cases increased the risk of hospitalization. Be a step ahead in protecting you and your family with the right Health insurance policy online.
Cashless claim settlement: Family member can avail cashless claim settlement from the network hospitals, a company pays the billed amount directly to the hospital management. Cashless claim settlement helps you to get rid of carrying liquid cash. The insurance policy helps to get the right insurance plan
Terms of policy: Flexible options to opt the plan for 1,2,3 years as per the policyholder requirement.
Restore coverage: A policy can be restored once again after the expiry of the term. This is possible only if the family possess claim zero claims in that particular period.
No-claim bonus benefit: A family health insurance plan increases the sum assured every year as a part of no-claim bonus discount. Sum assured increases for zero claims in the preceding year.
A taxpayer can avail discount up to 25,000 for having family health insurance premium. The benefit of the taxpayer can be capped to 55,000 if he includes parents in the policy under section 80D.
Family Floater Health Insurance Plan
A family floater health insurance plan is a custom-made insurance policy convenient for every member of a family. It is a single policy safeguarding the whole family with all the benefits included.
If a family member falls sick and to be hospitalized, the benefit of family floater health insurance is; the hospitalized can avail the sum assured for his treatment solely. This flexibility helps to get rid of financial instability.
Know the features and benefits of a family floater health insurance policy that exactly suitable to your family before buying the policy online. Check the best health insurance policy on the health insurance comparison website PolicyBachat, a right destination to buy the right health insurance plan.