Are Lost Car Keys Covered By Insurance?

Does Insurance Cover Lost Keys?

Standard car insurance policies in India generally do not cover the cost of lost keys. Insurance coverage typically focuses on damages or losses related to accidents, theft, fire, or natural disasters. However, some insurance providers may offer additional add-on coverage options or specific policies that include coverage for lost keys. It is advisable to review the terms and conditions of your policy or consult with your insurance provider directly to understand if there is any coverage for lost keys under your specific car insurance policy in India. Additionally, it's always recommended to inquire about separate key replacement or roadside assistance services that may be available through your insurance provider or other service providers.

Are lost car keys covered by insurance policy?

If you have a comprehensive car insurance policy, then the answer is “probably”. A comprehensive car insurance policy covers the loss of your keys, theft of your car or parts, and other incidents that result in damage to your vehicle.

What to Do if Car Key is Lost in India?

When it comes to lost car keys, you should inform the police and get an FIR done right away. Also, inform your car insurance company about the same before going for duplicate keys. If you bought a car insurance policy with key protection cover the insurer will reimburse the cost of the key.

KP in car insurance is the protection under the lost or damage of car keys the add-on cover will repay the cost to replace or repair the keys is known as KP in car insurance. This car key covers in case you misplace or lose your key this cover will reimburse the cost of the key.

Does Car Insurance Cover Lost Keys?

Key Replacement Cover in car insurance. provides coverage against lost of keys due to comprehensive cover.

Are stolen car keys covered by insurance?

In India, coverage for stolen car keys can vary depending on the specific terms and conditions of your car insurance policy. Standard comprehensive car insurance policies typically cover theft of the entire vehicle but may not explicitly mention coverage for stolen car keys. However, some insurance providers offer add-on coverages or riders that include coverage for stolen keys. It's important to carefully review your insurance policy or reach out to your insurance provider to understand the extent of coverage for stolen car keys. If your policy does not include coverage for stolen keys, you may consider exploring additional add-ons or riders that offer protection against such incidents or consider separate key insurance policies for added security.

Are car keys covered under insurance?

Some insurance companies cover car keys under the same policy. However, there are some that do not. But if you add a key protection cover or a key replacement cover is an add-on in your car insurance policy then your car keys are covered under insurance.

Does Insurance Cover Stolen Car Keys?

Key Replacement Cover in car insurance. provides coverage against stolen car keys.