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Frequently Asked Questions

What is PolicyBachat?: PolicyBachat is an online insurance web aggregator where you can compare the insurance quotes from all insurance companies in one place. PolicyBachat is ONE of the top three insurance web aggregators in India serving customers with a high level of commitment and dedication.
Is PolicyBachat safe?: PolicyBachat is a registered online insurance web aggregator licensed by Insurance Regulatory and Development Authority of India (Reg No. IRDAI/WBA30/2016). We are registered as Deztination Insurance Web Aggregators Private Limited. All insurance transactions conducted through our website are legal and safe.
Are PB insurance quotes competitive?: Any insurance quote on PolicyBachat is quite competitive when compared to those from other insurance companies. The advantage of having PolicyBachat is that the quotes from several different insurance companies are made available in one place thereby empowering the customer to “Start Saving Money” immediately by using our portal.

What should I do if my insurance premium payment is not processed?: The premium is not paid directly to PolicyBachat. Instead, we are here to facilitate a smooth transaction between the insurance company and the customer. When you select an insurance company, their payment page will list the details for online payment. In case of any dispute regarding payment status, we can get the payment credit status from the insurance company for you. If the payment is not successful, the amount would be credited back to your account within 7 working days depending on the mode of payment.
How accurate are PB insurance quotes?: PolicyBachat provides the quotes as received directly from the insurance companies. The premium shown on the quote comparison page will be the same as that listed on the payment page. We can guarantee that there will not be a change in the quoted premium amount at the time of payment.
How can I pay my insurance premium?: PolicyBachat provides you with different options to pay your insurance premium. You can pay using your Internet Banking, Credit or Debit cards, UPI or any other wallet such as Google Pay, Paytm, or PhonePe. Payments made through PolicyBachat are 100% safe, secure and reliable.

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Car Insurance - 1st Party, 2nd Party and 3rd Party

Car Insurance - 1st Party, 2nd Party, and 3rd Party while Buying insurance for your car, it is not only enough to look at some important aspects of the policy, such as the cost and the coverage but also understand what terms like first-party car insurance, second-party, and third-party car insurance stand for.

Car Insurance is a contract between the insured customer and the insurance company in which the insurance company promises to settle the losses of the insured due to insured peril acting at the time of loss or damage in return for a nominal amount known as “Premium”. The insurance contract is valid for a period as mentioned in the policy document and is legally enforceable in case of deviation by either of the parties of the contract.