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Best Car Insurance in Bangalore

(Click, Compare & Purchase. Let PolicyBachat find the best car insurance for you in the City of Gardens.)

PolicyBachat aims to provide unbiased comparison of car or motor insurance quotes from different insurance companies to its customers. We are working hard to provide the best quotes to our customers in these turbulent times of Covid-19, we are here to ensure that most of the people purchase their insurance by sitting at home through our website while we do the background work to provide the best quotes from different insurance companies.

Bangalore is the state capital of Karnataka and is one of the biggest cities in India. Bangalore is also known as the “Silicon City of India”, due to the highest number of IT companies and the “Garden City of India”, due to the highest number of gardens. There are an estimated of 9 million cars which are plying on the road of the Silicon City of India. As per the records each day Bangalore adds nearly 2000 vehicles which are being registered in the city alone and there are many other vehicles which are registered outside the city limits but are used in the city. Since Bangalore is adjacent to Andhra Pradesh and Tamilnadu border we can see many vehicles from neighbouring states plying in Bangalore thereby increasing the total number of cars in Bangalore city.

Cheap Car Insurance in Bangalore 

Bangalore is the costliest place to live when after Mumbai city and is also featured in the top costly cities in Asia list. Since the cost of living is high the only good thing is that the car insurance premium is cheap in Bangalore if purchased from the online web portal.

The cheap car insurance prices in Bangalore are that of the only Third party insurance premium rates. If the own damage premium rates are included in the quotations then the premium goes up and varies from one company to the other company. Third party insurance is compulsory in Bangalore without which there are heavy chances that the authorities might levy fine or imprisonment.

Here are the cheap car insurance premium quotes in Bangalore for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5 seater and registered under Hyderabad RTO.T he rates for the other cities in Karnataka would be slightly lower than that of the Bangalore due to the other cities being classified under Zone B, while Bangalore comes under Zone A.

Cheapest Companies Premium
Digit 4060
United India 4125
National 4149
HDFC ERGO 4184
IFFCO TOKIO 4184
BAJAJ ALLIANZ 4192

Note: The cheapest car insurance premium mentioned is for only Third party car insurance premium also known as the Mandatory car insurance premium.

Best Car Insurance in Bangalore

The Best car insurance premium quotes in Bangalore are rated solely on the basis of premium offered by the insurance company. The best car insurance premium quotes given are purely for the purpose of understanding and the final decision should be taken by customer on the basis of his/her requirements.

The best car insurance premium quotes in Bangalore for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5 seater and registered under Bangalore Indiranagar RTO. The rates for the other cities in Telangana would be slightly lower than that of the Bangalore due to the other cities being classified under Zone B, while Bangalore comes under Zone A.

Cheapest Companies IDV Premium
National Insurance 3,41,900 5913
Royal Sundaram 3,20,531 5725
TATA AIG 3,00,000 6278
Liberty General 3,20,531 6727
Future Generali 3,22,418 6688
HDFC ERGO 3,55,146< 6935
Bharti AXA 3,68,982 7102

*Premiums given are for illustration purpose only* Please refer to website for exact premium.

FAQ’s- Car Insurance in Bangalore

  1. Is Car Insurance mandatory in Bangalore?

    As per the Motor vehicles act, 1938 third party car insurance is mandatory to drive your car in public places in Bangalore. If you are found driving without valid third party insurance you can be fined up to Rs.5000 or up to 3 months of imprisonment or both. There would be regular traffic checks conducted by the respective authorities in Bangalore city to ensure that there are no cars plying without valid car insurance policy. The Car Insurance Policy can be purchased instantly for any person residing in Bangalore from our portal.

  2. Which is the best car insurance company in Bangalore?

    The best car insurance company in Bangalore can be found On Our Portal. The term best differs from one person to another, some may consider cheap insurance as best while some may consider highest coverage insurance as best. For understanding the best car insurance company in Bangalore please read the article General Insurance Companies.

  3. Bumper to bumper car insurance policy in Bangalore

    Bumper to bumper car insurance or Nil depreciation or Zero depreciation is an add-on available in the car insurance policy on payment of extra premium. The bumper to bumper car insurance may be available up to 5 years of age from most of the general insurance companies while there are few insurance companies which provide the add-on for cars aged up to 10 years. Customers can check this on our website or talk to our agent to find out the insurance companies offering bumper to bumper cover for vehicles aged more than 5 years.

  4. What happens if I drive without car insurance in Bangalore?

    If you are caught driving without valid car insurance policy, you can be fined up to Rs.2000 and/ or up to 3 months imprisonment or both. Driving without valid insurance in a metropolitan city like Bangalore is the highest risk anyone can take while driving their car as the accident ratio in Bangalore is high compared to any other city in Karnataka.

  5. Can I take insurance in Bangalore and drive in other cities in India?

    Insurance taken in Bangalore is valid and you can drive your vehicle in any part of India as per the Motor vehicles act. Every insurance company tied up with us has a pan India presence and have ensured to have enough number of cashless garages as network tie-ups to provide cashless claims to our customers. Insurance policy taken in Bangalore is valid all India and any kind of claim can be reported to the insurance company on their toll free number stating the location of accident and other damage details to ascertain the loss and thereby settle the claim of the customer.

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