Best Car Insurance Prices In Karnataka 2024

Updated On: 2023-10-11

Author : Team Policybachat

Karnataka is one of the most prosperous states in India. It is situated in the southwestern region of India.  Karnataka has made tremendous progress in the fields of education, industry, agriculture, literature, and tourism. Karnataka is also known as the State of Mysore/IT hub of India.

Bengaluru (Silicon Valley of Asia) is the capital of Karnataka. The important crop fields in Karnataka are coffee, tea, Mango, sandalwood, silk, etc. Karnataka is one of the fastest-growing states in the country.

Karnataka ranks ninth in terms of population in India. The state has a population of 6.96 crores. There were over 4 crore old vehicles on Indian roads, Karnataka tops the list at 70lakhs. As per data till March 2020, there were 2.26 crore vehicles registered in the State of which 86.42 lakh were registered in Bengaluru alone.

11 lakh cars in Karnataka are over 15 years old in 2020 May and only 5.3 cars from Bangalore itself. Thereby increasing cars in this state ensure to buy cheap car insurance in Karnataka through our poilcybachat.

In policybachat, we provide an equal comparison of car insurance quotes from different insurance companies. We are working hard from the pandemic to till now to serve our customers to provide the best car insurance quotes in this disturbed covid-19 situation, we are here to make secure that most of the people purchase their insurance by the home through our website while we do the background work to provide the best car quotes from different insurance companies.

Cheapest Car Insurance in Karnataka

Karnataka houses the fourth largest technology cluster in the world. It is one of the well-developed states in India. In Karnataka cost of living is somewhat expensive compared to other states, for taking cheap car insurance in Karnataka refers to the third-party insurance premiums and bumper-to-bumper insurance liabilities from different insurance companies where the claims are covered.

Third-party premium rates are decided by IRDA and are subject to change each year depending on the previous year's premium collected, claims settled, and many other factors. The claims covered in third-party premium are death and disability, property damage, and personal accident cover for owner/driver under your car insurance policy.

Best Car Insurance in Karnataka

The best car insurance premium quotes in Karnataka (Mangalore) for Maruti SWIFT, 2018 manufactured, fuel used is diesel, 1248 cubic capacity, and 5seaters registered under RTO. The rates for the other cities in Karnataka would be slightly lower compared to Koramangala (Bangalore central).

Premium: Factors like model and age of the car, fuel type, your age, the city where you live, profession, etc. these depend on the amount you pay for car insurance. You can use your NCB points and other discounts to cut down on your premium.

Cheapest Companies Premium
Future Generali 4125
National 4149
New India Assurance 4195

*Premiums given are for illustration purpose only* Please refer to website for exact premium.

FAQs - Karnataka Car Insurance

  • Is Car Insurance mandatory in Karnataka?

    It is important to get car insurance, As the Indian economy gets bigger, and the income of the common man saw an increase. At present every household is planning to get a car, due to the population growth in Karnataka you need to secure by getting a car insurance policy.

    It was apparent that there would be any damage that caused a person at fault may not be able to pay for. So the necessity of buying car insurance at the time of purchasing/usage of a car is the right decision to make. According to the Motor vehicles act, 1988 the third-party car insurance covers all the claims that occurred in Karnataka state.

  • Which is the best car insurance company in Karnataka?

    The Best Car Insurance company in Karnataka can be found on our portal. Each person has different perspectives some may think it’s better to cover cheap car insurance in Karnataka while some may consider availing highest coverage insurance as best.

  • How long does it take to get an insurance quote?

    In our policybachat, it is easy to get an insurance quote in five minutes and compare the car insurance quotes with different insurance companies through Our Portal. When you get the car insurance comparison on the site after 10 minutes you will get a call from our customer support they will lead you through the next step of the process.

  • Bumper to bumper car insurance policy in Karnataka?

    Bumper to Bumper in car insurance is the add-on available on payment of extra premium under the own damage section. It is also known as “Nil depreciation” or “Zero depreciation” cover. Having bumper-to-bumper car insurance enables the customer to get the complete claim amount in case of an accident without factoring in the deprivation of the parts.

  • What happens if I drive without car insurance in Karnataka?

    Yes, it is mandatory to get car insurance in Karnataka. If you are caught driving without insurance, you will face license suspension, fines, and registration suspension. Get car insurance online on our website because coverage can be expensive, but a lapse in coverage can be more expensive in long run. Compare cheapest car insurance quotes in Karnataka from several insurance companies on policybachat.

    Any Vehicle registered outside Karnataka can now ply here for a full year without paying lifetime tax. If the vehicle remains here for more than a year, you pay lifetime tax as laid out in the Motor Vehicles Act, and have your vehicle registered in Karnataka.

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