PolicyBachat aims to provide unbiased comparison of car or motor insurance quotes from different insurance companies to its customers. We are working hard to provide the best quotes to our customers in these turbulent times of Covid-19, we are here to ensure that most of the people purchase their insurance by sitting at home through our website while we do the background work to provide the best quotes from different insurance companies.
Delhi is the capital of India and is one of the biggest cities in India. There are an estimated of 11 million cars which are plying on the road of the National Capital. Delhi is a densely populated place across the South Asian countries, which has the higher car density ratio. As per the records each day Delhi adds 1200 vehicles which are being registered in the city alone and there are many other vehicles which are registered outside the city limits but are used in the city.
Cheap Car Insurance in Delhi
Delhi is the costliest place to live when compared to the other Metropolitan cities in India and the car insurance prices in Delhi are not so cheap. The cheap car insurance prices in Delhi are that of the only Third party insurance premiums from different insurance companies where the third party claims are covered. Third party claims such as bodily injury or death of third party persons and property damage of third parties is covered under your car insurance policy.
Here are the cheap car insurance premium quotes in Delhi for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5 seater and registered under Delhi RTO. The rates for the other cities in India would be slightly lower than that of the Delhi due to the other cities being classified under Zone B, while Delhi comes under Zone A.
| Cheapest Companies |
Premium |
| Digit |
3801 |
| United India |
3801 |
| National |
3801 |
| HDFC ERGO |
3801 |
| IFFCO TOKIO |
3801 |
| BAJAJ ALLIANZ |
3801 |
Note: The cheapest car insurance premium mentioned is for only Third party car insurance premium also known as the Mandatory car insurance premium.
Best Car Insurance in Delhi
The Best car insurance premium quotes in Delhi are rated solely on the basis of premium offered by the insurance company. The best car insurance premium quotes given are purely for the purpose of understanding and the final decision should be taken by customer on the basis of his/her requirements.
The best car insurance premium quotes in Delhi for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5 seater and registered under Delhi RTO. The rates for the other cities in India would be slightly lower than that of the Delhi due to the other cities being classified under Zone B, while Delhi comes under Zone A.
|
Cheapest Companies |
IDV |
Premium |
| National Insurance |
3,00,000 |
5656 |
| TATA AIG |
3,00,000 |
6124 |
| Future Generali |
3,22,418 |
5768 |
| Liberty General |
3,18,596 |
5960 |
| Reliance |
3,18,596 |
6577 |
| UNITED INDIA |
3,18,596 |
6269 |
*Premiums given are for illustration purpose only* Please refer to website for exact premium.
FAQ’s- Car Insurance in Delhi
- Is Car Insurance mandatory in Delhi?
As per the Motor vehicles act, 1938 third party car insurance is mandatory to drive your car in public places in Delhi. If you are found driving without valid third party insurance you can be fined up to Rs.5000 or up to 3 months of imprisonment or both. There would be regular traffic checks conducted by the respective authorities in Delhi city to ensure that there are no cars plying without valid car insurance policy. The Car Insurance Policy can be purchased instantly for any person residing in Delhi from our portal.
- Which is the best car insurance company in Delhi?
The best car insurance company in Delhi can be found On Our Portal. The term best differs from one person to another, some may consider cheap insurance as best while some may consider highest coverage insurance as best. For understanding the best car insurance company in Delhi please read the article General Insurance Companies
- Bumper to bumper car insurance policy in Delhi
Bumper to bumper car insurance or Nil depreciation or Zero depreciation is an add-on available in the car insurance policy on payment of extra premium. The bumper to bumper car insurance may be available up to 5 years of age from most of the general insurance companies while there are few insurance companies which provide the add-on for cars aged up to 10 years. Customers can check this on our website or talk to our agent to find out the insurance companies offering bumper to bumper cover for vehicles aged more than 5 years.
- What happens if I drive without car insurance in Delhi ?
If you are caught driving without valid car insurance policy, you can be fined up to Rs.5000 and/ or up to 3 months imprisonment or both. Driving without valid insurance in a metropolitan city like Delhi is the highest risk anyone can take while driving their car as the accident ratio in Delhi is high compared to any other city in India.
- Can I take insurance in Delhi and drive in other cities in India?
Insurance taken in Delhi is valid and you can drive your vehicle in any part of India as per the Motor vehicles act. Every insurance company tied up with us has a pan India presence and have ensured to have enough number of cashless garages as network tie-ups to provide cashless claims to our customers. Insurance policy taken in Delhi is valid all India and any kind of claim can be reported to the insurance company on their toll free number stating the location of accident and other damage details to ascertain the loss and thereby settle the claim of the customer.