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Best Car Insurance Prices In Tamil Nadu 2026

Tamil Nadu, or the land of the Tamils, is the fourth largest state of India and is located in the extreme south of the Indian subcontinent. Tamil Nadu has a diversified manufacturing sector and leads in several industries such as automobiles and auto components, engineering, pharmaceuticals, garments, textile products, leather products, chemicals, and plastics.

Tamil Nadu is a state with diverse tourist attractions and thriving tourism industry. Visitors are attracted to its mountains and vegetation, beaches, wildlife, monuments, and temples, as well as rustic rural life.

The state has a population of 7.85 crores and stands at the third position in the country with the highest registration of vehicles. While the overall number of vehicles stood at 2.76 crores as of March 31, 2019, and the car's rate is low in Tamil Nadu compared to other states.

In policybachat, we provide an equal comparison of car insurance quotes from different insurance companies. We are working hard from the pandemic to till now to serve our customers to provide the best car insurance quotes in this disturbed covid-19 situation, we are here to make secure that most of the people purchase their insurance by the home through our website while we do the background work to provide the best car quotes from different insurance companies.

Cheapest Car Insurance in Tamil Nadu

Tamil Nadu is ancient, literary rich, classical, and has a cultural identity. It is a well-developing state and buying cheap car insurance in Tamil Nadu compared to other states is easy. Cost of living is also the cheapest in Tamil Nadu, For taking cheap car insurance in Tamil Nadu refer to the third-party insurance premiums and bumper to bumper insurance liabilities from different insurance companies where the claims are covered.

Third-party premium rates are decided by IRDA and are subject to change each year depending on the previous year's premium collected, claims settled, and many other factors. The claims covered in third-party premium are death and disability, property damage, and personal accident cover for owner/driver under your car insurance policy.

Best Car Insurance in Tamil Nadu

The Best car insurance premium quotes in Tamil Nadu are rated solely on the basis of premium offered by the insurance company. The best car insurance premium quotes given are purely for the purpose of understanding and the final decision should be taken by customer on the basis of his/her requirements.

Here are the cheap car insurance premium quotes in Tamil Nadu for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5 seater and registered under Tamil Nadu RTO. The rates for the other cities in Tamil Nadu would be slightly lower than that of other cities being classified under Zone B, while Chennai and Coimbatore come under Zone A.

Premium: Factors like model and age of the car, fuel type, your age, the city where you live, profession, etc. these depend on the amount you pay for car insurance. You can use your NCB points and other discounts to cut down on your premium.

Cheapest Companies Premium
Digit 3801
Future Generali 3801
SBI General 3801
National 3801
United India 3801
IFFCO TOKIO 3801

*Premiums given are for illustration purpose only* Please refer to website for exact premium.

FAQs - Tamil Nadu Car Insurance

  • Is Car Insurance mandatory in Tamil Nadu?

    It is important to get car insurance, As the Indian economy gets bigger, and the income of the common man saw an increase. At present every household is planning to get a car, due to the population growth in Tamil Nadu you need to secure by getting a car insurance policy.

    It was apparent that there would be any damage that caused a person at fault may not be able to pay for. So the necessity of buying car insurance at the time of purchasing/usage of a car is the right decision to make. According to the Motor vehicles act, 1988 the third-party car insurance covers all the claims that occurred in Tamil Nadu state.

  • Which is the best car insurance company in Tamil Nadu?

    The Best Car Insurance company in Tamil Nadu can be found on our portal. Each person has different perspectives some may think it’s better to cover cheap car insurance in Tamil Nadu while some may consider availing highest coverage insurance as best.

  • How long does it take to get an insurance quote?

    In our policybachat, it is easy to get an insurance quote in five minutes and compare the car insurance quotes with different insurance companies through Our Portal. When you get the car insurance comparison on the site after 10 minutes you will get a call from our customer support they will lead you through the next step of the process.

  • Bumper to bumper car insurance policy in Tamil Nadu?

    Bumper to Bumper in car insurance is the add-on available on payment of extra premium under the own damage section. It is also known as “Nil depreciation” or “Zero depreciation” cover. Having bumper-to-bumper car insurance enables the customer to get the complete claim amount in case of an accident without factoring in the deprivation of the parts.

  • What happens if I drive without car insurance in Tamil Nadu?

    Yes, it is mandatory to get car insurance in Tamil Nadu. If you are caught driving without insurance, you will face license suspension, fines, and registration suspension. Get car insurance online on our website because coverage can be expensive, but a lapse in coverage can be more expensive in long run. Compare cheapest car insurance quotes in Tamil Nadu from several insurance companies on policybachat.

Updated On: 2023-10-11

Author : Team PolicyBachat

Frequently Asked Questions

Tamil Nadu State has made it easier to find your vehicle registration number or purchase the latest updates on your motor vehicle with the brand new e-services from mParivahan Vahan. The Tamil Nadu State Transport Department website allows you to enter your registration number and check your vehicle details. It can also provide information on Tamil Nadu's road network and status Know your vehicle details at “Know your vehicle details” by entering the registration number at the mParivahan website. Login to the insurance company website that you have registered with and enter your registration number or chassis number to know your vehicle details.

To obtain your driving license online in Tamil Nadu, you can follow the instructions below.

  • To start, visit the official website of the Tamil Nadu Transport Department and locate the option for 'Driving License related or Online Services'. Then, log in to your account and go to the driving license section. Enter the required information, such as your driving license number, and begin the process to download your license online.
  • When you go to the mParivahan Vahan e-services website, you can utilize the dropdown menu called 'Online Services' and opt for 'Driving License Related Search'. This choice will redirect you to another page where you can pick your state, furnish the necessary details, and then proceed to download your driving license online.
  • Furthermore, you have another option, which involves utilizing the official DigiLocker website. To access it, simply login to the Digilocker app or website using your Mobile Number/Aadhar Number and Six-Digit Security Pin. Once you have successfully logged in, navigate to the Issued Documents section where you will be able to select the Driving License. From there, you can proceed to download the license in PDF format.

To determine the ownership of a vehicle in Tamil Nadu, India, you can follow these steps. Begin by accessing the official website of the Ministry of Road Transport and Highways and navigate to the mPariwahan Sewa portal. Within the portal's “Online Services” section, locate and select the “Know Your Vehicle Details” option. From there, indicate Tamil Nadu as the state and provide the vehicle registration number along with the displayed verification code. Click on the “Search Vehicle” button, and the system will retrieve the vehicle's ownership details, including the owner's name and registration information. This online service provides a convenient method to verify vehicle ownership in Tamil Nadu, eliminating the need for physical visits to the Regional Transport Office (RTO).

To download a permanent driving license online in Tamil Nadu, follow these three simple steps:

  • Visit the official website of the Tamil Nadu State Transport Department. Go to the “Online Services” or “Driving License” section and select “Permanent Driving License” to begin the download process.
  • Access DigiLocker through their website or app. Log in using your Mobile Number/Aadhar Number and Security Pin. Locate your Driving License in the 'Issued Documents' section and download the PDF file.
  • Visit the mParivahan Vahan e-services website. From the 'Online Services' dropdown menu, choose 'Driving License Related Search.' Enter the necessary details and proceed to download your license online.

To download the Registration Certificate (RC) online in Tamil Nadu, follow these steps. First, visit the official website of the Transport Department of Tamil Nadu. Look for the “Online Services” or “Vehicle Registration” section on the website. Find the option specifically for downloading the RC and click on it. You may be required to create an account or login using your credentials. Once logged in, provide the necessary details such as the vehicle's registration number and other required information. Verify the details and proceed to download the RC as a PDF file. Save the downloaded document on your device or take a printout for your reference. Please note that the exact process and website may vary, so it's advisable to refer to the official Tamil Nadu Transport Department website for the most accurate and up-to-date information on downloading the RC online.

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