Best Car Insurance In Chennai 2026

Chennai, formerly Madras city and capital of Tamil Nadu state, southern India. It is the fourth largest city in India and one of the most populated cities. Major industries include the manufacture of automobiles, rubber, fertilizer, leather, iron ore, and cotton textiles.

Wheat, machinery, iron and steel and raw cotton are imported. This state is famous for its beach, temples, fabrics, monuments, Carnatic music, classical dances, and food. It’s an ancient city known for its culture, trade, and architecture.

It is one of the four metropolitan cities of India. It is the political and cultural hub of Tamil Nadu. The state has a population of 1 crore. There were around 37lakhs registered vehicles across the city of Chennai at the end of the fiscal year 2017. Thereby increasing cars in this state ensure to buy cheap car insurance in Chennai through our PolicyBachat.

PolicyBachat aims to provide unbiased comparison of car or motor insurance quotes from different insurance companies to its customers.

We are working hard to provide the best quotes to our customers in these turbulent times of Covid-19, we are here to ensure that most of the people purchase their insurance by sitting at home through our website while we do the background work to provide the best quotes from different insurance companies.

Cheap Car Insurance in Chennai

Chennai is the costliest place to live when compared to the other cities in India and the car insurance prices in Chennai are higher. The cheap car insurance prices in Chennai are that of the only third-party insurance premiums from different insurance companies where the third party claims are covered.

Third party claims such as bodily injury or death of third party persons and property damage of third parties is covered under your car insurance policy.

Here are the cheap car insurance premium quotes in Chennai for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5seater and registered under Chennai RTO.

The rates for the other cities in Tamil Nadu would be slightly lower than that of the Chennai due to the other cities being classified under Zone B, while Chennai comes under Zone A.

Note: The cheapest car insurance premium mentioned is for only Third party car insurance premium also known as the Mandatory car insurance premium.

Best Car Insurance in Chennai

The Best car insurance premium quotes in Chennai are rated solely on the basis of premium offered by the insurance company. The best car insurance premium quotes given are purely for the purpose of understanding and the final decision should be taken by customer on the basis of his/her requirements.

The best car insurance premium quotes in Chennai for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5 seater and registered under Chennai RTO. The rates for the other cities in Tamil Nadu would be slightly lower than that of the Chennai due to the other cities being classified under Zone B, while Chennai comes under Zone A.

*Premiums given are for illustration purpose only* Please refer to website for exact premium.

FAQ’s- Car Insurance in Chennai

1. Is Car Insurance mandatory in Chennai?

   As per the Motor vehicles act, 1938 third party car insurance is mandatory to drive your car in public places in Chennai. If you are found driving without valid third party insurance you can be fined up to Rs.5000 or up to 3 months of imprisonment or both. There would be regular traffic checks conducted by the respective authorities in Chennai city to ensure that there are no cars plying without valid car insurance policy. The Car Insurance Policy can be purchased instantly for any person residing in Chennai from our portal .

2. Which is the best car insurance company in Chennai?

   The best car insurance company in Chennai can be found On Our Portal. The term best differs from one person to another, some may consider cheap insurance as best while some may consider highest coverage insurance as best. For understanding the best car insurance company in Chennai please read the article General Insurance Companies.

3. Bumper to bumper car insurance policy in Chennai

   Bumper to Bumper car insurance or nil depreciation or Zero depreciation is an add-on available in the car insurance policy on payment of extra premium. The bumper to bumper car insurance may be available up to 5 years of age from most of the general insurance companies while there are few insurance companies which provide the add-on for cars aged up to 10 years. Customers can check this on our website or talk to our agent to find out the insurance companies offering bumper to bumper cover for vehicles aged more than 5 years.

4. What happens if I drive without car insurance in Chennai?

   If you are caught driving without valid car insurance policy, you can be fined up to Rs.5000 and/ or up to 3 months imprisonment or both. Driving without valid insurance in a metropolitan city like Chennai is the highest risk anyone can take while driving their car as the accident ratio in Chennai is high compared to any other city in Tamil Nadu.

5. Can I take insurance in Chennai and drive in other cities in India?

   Insurance taken in Chennai is valid and you can drive your vehicle in any part of India as per the Motor vehicles act. Every insurance company tied up with us has a pan India presence and have ensured to have enough number of cashless garages as network tie-ups to provide cashless claims to our customers. Insurance policy taken in Chennai is valid all India and any kind of claim can be reported to the insurance company on their toll free number stating the location of accident and other damage details to ascertain the loss and thereby settle the claim of the customer.