Is Care Health Insurance Good?
Is Care Health Insurance Good?
Yes, Care Health Insurance is good. Care Health Insurance Company provides the best health insurance policy at reasonable premiums. Buying health insurance offered by Care (Religare) health insurance has a lot of benefits also.
It provides an excellent Claim Settlement Ratio at the same time satisfactory Incurred Claim Ratio. It provides different insurance plans such as individual health insurance plans, family floater health insurance plans, senior citizen health insurance plans, critical illness health insurance plans, disease-specific health insurance plans, personal accident plans, etc. The insurer offers a smooth claim settlement process w which makes it easy for the insured to aid services under the policy.
Can I buy health insurance that is not obamacare?
In the Indian context, you can buy various health insurance products that are not restricted to standard government schemes. Private and public sector insurers offer a wide range of customized plans with diverse benefits. These include indemnity-based plans, top-up covers, and critical illness policies. You have the freedom to choose a plan based on your preferred network hospitals and specific medical requirements. Each plan follows IRDAI-mandated guidelines for transparency and policyholder protection.
What are the Pros and Cons of a Healthcare Plan?
Pros of health care plan are Cashless hospitalization, Network Hospitals, No Claim bonuses, Add-ons, or Riders, Financial security, Affordable premium. One of the main cons of having a health care plan is the cost, Pre-Existing Exclusion, Waiting Period, Co-Pay.
What is the Difference between Day Care Treatment and Outpatient?
Day care treatments are those which are carried out in less than 24 hours and don’t require the insured patient to be admitted as inpatient while the outpatient is where the customer visits without any admission for small accidents. The major difference between day care treatment and outpatient is that the day care treatment requires admission which would be less than 24 hours whereas the outpatient doesn’t require admission in the hospital.
What is the Pre-existing Waiting Period in Care Health Insurance Plans?
Any condition or illness which exists prior to taking the health insurance policy is known as pre-existing illness or disease. Every health insurance policy has a provision to cover the pre-existing diseases after a certain period of time. The pre-existing diseases waiting period in Max Bupa (Nivi Bupa) health insurance plans range from 24 months to 48 months depending on the type of plan chosen. Max Bupa (Nivi Bupa) health insurance even offers an add-on named “Buy Back pre-existing” where the pre-existing waiting period can be reduced from 48 months to 12 months on payment of additional premium. This add-on is specific to few plans of Max Bupa (Nivi Bupa) Health Insurance Company.
How many Day Care Treatments are Covered under Health Insurance Plans?
The number of day care treatments covered is different for different Max Bupa (Nivi Bupa) health insurance plans. Few plans cover up to 500 day care treatments while few plans cover 120+ day care treatments. It is advisable to talk to our health insurance expert before deciding on the type of health insurance plan. Due to the advancement in technology there are many diseases which are treated within a day and do not require in-patient hospitalization. These treatments are known as day care treatments and the maximum coverage under these plans is the sum insured mentioned in the policy.