Is Niva Bupa Health Insurance Good?
Yes, Niva Bupa Health Insurance is good. Buying health insurance offered by Niva Bupa health insurance has a lot of benefits. It provides an excellent claim settlement ratio at the same time satisfactory incurred claim ratio.
It provides different insurance plans such as individual health insurance plans, family floater health insurance plans, senior citizen health insurance plans, critical illness health insurance plans, disease-specific health insurance plans, personal accident plans, etc. The insurer offers a smooth claim settlement process which makes it easy for the insured to aid services under the policy.
How to Download Niva Bupa Health Insurance Premium Payment Receipt Online?
The Process of downloading the Niva Bupa Health Insurance premium payment receipt online is quite simple and easy. You can download your Niva Bupa Health Insurance Premium Payment Receipt Online by following these steps:
- Visit the official Website of the Niva Bupa Health Insurance Company.
- Enter your account number and password or username
- Click on the “Log In” button
- Then click on the “Download Receipt” button
- Or if you are an existing customer of PolicyBachat it will be done very easily by contacting our customer care number to request for it to be mailed to you instantly.
Is Personal Accident covered under Niva Bupa Health Insurance?
Yes, personal accident cover can be availed under a health insurance plan from Max Bupa (Niva Bupa) Health Insurance Company. The personal accident cover can be availed up to Rs.50Lacs on payment of additional premium in Max Bupa health insurance. The personal accident claim would be payable in case of death or disability of the customer due to an accident.
What is co-payment in Niva Bupa (Max Bupa) Health Insurance Plan?
Co-pay is the amount of claim bill that has to be borne by the insured customer at the time of claim settlement. Max Bupa (Niva Bupa) Health Insurance Company has co-pay up to 20% of the total claim amount. In most of the plans, the co-pay is applicable to people above 61 years of age. It is important to check the co-pay condition before purchasing the policy as the co-pay would be applicable to each and every admissible claim payable under the policy.
What is the Renewal Bonus Available under Niva Bupa Health Insurance Plans?
Max bupa Health Insurance Company offers renewal bonus for customers renewing the health insurance policies. The renewal bonus is given if there is no claim in the previous year. It is also known as No claim bonus which is given at the time of renewal for every claim free year. The maximum renewal bonus that can be offered is 150 % of the basic sum insured available under the policy with a certain percentage for each claim free year. The no claim bonus differs for different health insurance plans.
How to cancel Niva Bupa Health Insurance?
NIVA BUPA Health insurance policy can be canceled by the policyholder at any point of time after the policy start date by writing to the insurance company and filling the cancellation form. If the policy is to be canceled within the free look period, it can be done without any premium deduction by the insurance company. If the policy is to be canceled after the free look period, a pro-rata premium would be charged by the insurance company from the customer.