Is Niva Bupa Health Insurance Good?
Is Niva Bupa Health Insurance Good?
Yes, Niva Bupa Health Insurance is good. Buying health insurance offered by Niva Bupa health insurance has a lot of benefits. It provides an excellent claim settlement ratio at the same time satisfactory incurred claim ratio.
It provides different insurance plans such as individual health insurance plans, family floater health insurance plans, senior citizen health insurance plans, critical illness health insurance plans, disease-specific health insurance plans, personal accident plans, etc. The insurer offers a smooth claim settlement process which makes it easy for the insured to aid services under the policy.
Is Personal Accident covered under Niva Bupa Health Insurance?
Yes, personal accident cover can be availed under a health insurance plan from Max Bupa (Niva Bupa) Health Insurance Company. The personal accident cover can be availed up to Rs.50Lacs on payment of additional premium in Max Bupa health insurance. The personal accident claim would be payable in case of death or disability of the customer due to an accident.
What is the Renewal Bonus Available under Niva Bupa Health Insurance Plans?
Max bupa Health Insurance Company offers renewal bonus for customers renewing the health insurance policies. The renewal bonus is given if there is no claim in the previous year. It is also known as No claim bonus which is given at the time of renewal for every claim free year. The maximum renewal bonus that can be offered is 150 % of the basic sum insured available under the policy with a certain percentage for each claim free year. The no claim bonus differs for different health insurance plans.