Max Bupa Health Insurance Policy Overview
Max Bupa Health Insurance Company limited is one of the major health insurance companies. It is a joint venture between Max India Limited and UK's prominent health care service, Bupa. It issues health insurance with many plans at budget premiums that benefit consumers. The company proved its mettle in health care by serving 11.3 million consumers in over 190 countries. They maintain a powerful hold on the local insurance and health care market which makes it a best choice for buying insurance.
Health Insurance Plans
Max Bupa issues insurance to the customers under varied insurance plans with various coverage options. They include Health Companion, Heart Beat and Health Assistance.
What is Health Companion and Heart Beat plans?
Health Companion is a cost effective plan, which provide benefits of direct claim settlements, pre and post hospitalization expenses along with1 lakh health cover. Whereas Heart beat insurance plan covers all the medical expenses that are incurred during your hospitalization. In addition to these, the insured can utilize cashless coverage internationally and direct claim settlement facility.
Both these plans have sub policies that are targeted to three different types of consumers like Individual, Family First, and Family Floater.
Know more about Health Assistance plan
Health Assurance plan provides assistance during critical illness, accidents and assists in paying hospital bills. This plan covers more than 20 critical illness cases as well as accidental death and total or partial disability along with child education benefit. This plan offers coverage during Critical Illness, Personal Accident and provides Hospital cash and incidental expenses.
Coverages given under Max Bupa Health Insurance
Max Bupa Health Insurance provides various coverages that benefit the insured by saving more money on their treatments. It provides monetary coverage on In-patient Care, Hospital Accommodation, Pre and post hospitalization medical expenses and offers No claim bonus on claim free policy and allows Complementary health checkup.
Exclusions in Max Bupa Health Insurance
There are certain circumstances where this health insurance policy is invalid and doesn't provide any coverage. These include Addictive conditions and disorders, Ageing and puberty, Dental or Oral treatment, Conflict or Disaster, Cosmetic Surgery, Eyesight, HIV/AIDS, Hereditary and Psychiatric treatment
In addition to these there are many more exclusions mentioned in the plan depending on the type of the policy chosen. Buying health insurance is mandatory. Max Bupa health insurance promises to protect your and your family's health with their varied insurance plans and coverages. If you are insured through Max Bupa, then retain Max Bupa Health Insurance India Contact details with you, so that you can contact the insurer immediately in emergency. You can reach Max Bupa service assistance at Toll free number 1800-3010-3333 or 011-66326666.