Car insurance is compulsory in India and plays a major role in protecting your vehicle and
finances. With rising traffic congestion, accident risks, and repair costs, choosing a
reliable insurance company is important for every car owner.
Raheja QBE General Insurance offers comprehensive car insurance solutions designed to
provide strong financial security, easy claims, and flexible coverage options. Whether you
drive daily in the city or occasionally on highways, Raheja QBE car insurance ensures peace
of mind.
Let’s explore the top 10 benefits of Raheja QBE Car Insurance Policy.
1. Comprehensive Vehicle Protection
Raheja QBE car insurance protects your vehicle against:
- Road accidents
- Fire and explosion
- Theft and burglary
- Natural disasters like floods, cyclones, and earthquakes
- Man-made risks such as riots and vandalism
This wide coverage reduces your out-of-pocket repair expenses and protects your investment.
2. Third-Party Legal Liability Coverage
As per Indian law, third-party car insurance is mandatory. Raheja QBE covers:
- Injury or death of third-party persons
- Damage to third-party property
This protects you from heavy legal and compensation costs arising from accidents.
3. Cashless Repair Facility Across India
Raheja QBE has a network of cashless garages across major Indian cities. You can get your
car repaired without paying upfront at network garages. The insurer directly settles the
repair bill with the garage, saving time and hassle.
4. Fast and Simple Claim Process
The claim process is designed to be smooth and quick. You can:
- Register claims easily
- Track claim status
- Receive faster settlement for eligible claims
This reduces stress during emergencies and vehicle breakdown situations.
5. Affordable Premiums
Raheja QBE offers competitive premium pricing for both comprehensive and third-party plans.
You can select coverage based on your budget while still enjoying essential protection.
Premiums remain reasonable compared to repair costs in India.
6. Multiple Add-On Covers Available
You can enhance your policy with optional add-ons such as:
- Zero Depreciation Cover
- Engine Protection Cover
- Return to Invoice Cover
- Consumables Cover
- Roadside Assistance
These add-ons provide higher protection and better claim benefits.
7. No Claim Bonus (NCB) Benefits
If you do not make any claim during the policy year, you earn a No Claim Bonus. This gives
you a discount on your renewal premium, helping you save money over time.
8. Easy Policy Renewal and Management
Raheja QBE allows quick policy renewal with minimal documentation. You can manage policy
details, download documents, and renew without lengthy paperwork.
9. Customisable Coverage Options
You can tailor your policy based on:
- Car age and value
- Driving usage
- City traffic conditions
- Budget preferences
This flexibility ensures you only pay for the coverage you truly need.
10. Reliable Customer Support
Raheja QBE provides customer assistance for policy queries, claims support, and service
guidance. Having responsive customer care ensures smooth communication during emergencies.
Conclusion
Raheja QBE Car Insurance Policy offers strong protection, flexible coverage, affordable
premiums, and a reliable claims process for Indian car owners. Whether you own a new car or
an old vehicle, this policy helps protect you financially from unexpected expenses and legal
liabilities.
Before buying, compare coverage options, add-ons, and premium pricing to select the plan
that suits your needs best.