Car insurance is a necessity in today's world. With the increase in the number of accidents and traffic, it is important to protect your vehicle from damage. Car insurance can also help you save on your car loan or lease payments. The Complete Guide to Car Insurance for Best Cars under Rs. 10 Lakhs is a comprehensive guide that helps you find the best car insurance policy that suits your needs and budget.
It provides information on how to get cheap car insurance in India, how to choose a good car model, and what are some of the best cars under 10 lakhs that you can buy. This guide has been created to help you find the best car insurance under Rs. 10 lakhs in India. This article is a comprehensive and updated list of the best cars under Rs. 10 lakhs in India that are available in the market today and have been reviewed by our team of experts.
With so many possibilities available on the market, you may choose a car that fits your budget and preferences. That is why you should do some research and become knowledgeable before making a purchase. However, if you buy any of the automobiles listed above, make sure to have a comprehensive car insurance policy to cover it in case of an unforeseen accident that results in loss or damage.
Top 10 Best Cars under 10 lakhs:
There are many factors to consider when choosing a car. A person’s lifestyle is one of the most important ones. Luxury cars are usually expensive and have more features than cheaper ones. Some luxury cars can cost over 10 lakhs, but it is not necessary that you have to spend this much to get what you want. Many low-priced cars offer similar features as high-end cars. The best car for your lifestyle depends on how you plan to use it and your budget for a new car purchase.
If you are looking for a new vehicle but don’t want to spend too much on it, then this list of 10 Best Cars Under 10 Lakhs in the Indian Market 2023 will be of great help. These cars are affordable and offer good value for money. Budget is key when you are looking for a car. It is important to stay within your means and not spend too much on something that will not be able to meet your needs or fit into your budget in the end. You will also want to make sure it is not going to break down often. Great news! There are many cars out there that cost less than 10 lakhs and we will show you a few of the Best Car insurance under 10 lakhs on-road price.
| Car Models |
Price (On-Road Price) |
Specifications |
| Hyundai Santro (New) |
Rs. 5.24 lakh |
- Mileage: 20 – 30 Kmpl
- Engine: 1186 cc
- Transmission: Manual and Auto
- Fuel Type: Petrol and CNG
- Seating Capacity: 5
- Variants: 8
|
| Tata Tiago |
Rs. 5.38 lakh |
- Mileage: 19.08 Kmpl
- Engine: 1199 cc
- Transmission: Manual and Auto
- Fuel Type: Petrol
- Seating Capacity: 5
- Variants: 6
|
| Hyundai Grand i10 NIOS |
Rs. 5.79 lakh |
- Mileage: 18.09 – 25.4 Kmpl
- Engine: 998 - 1197 cc
- Transmission: Manual and Auto(AMT)
- Fuel Type: Petrol, CNG, and Diesel
- Seating Capacity: 5
- Variants: 12
|
| Tata Altroz |
Rs. 6.28 lakh |
- Mileage: 19.05 – 25.11 Kmpl
- Engine: 1199 - 1497 cc
- Transmission: Manual and Auto
- Fuel Type: Petrol
- Seating Capacity: 5
- Variants: 14
|
| Maruti Suzuki Swift |
Rs. 6.47 lakh |
- Mileage: 23.2 Kmpl
- Engine: 1197 cc
- Transmission: Manual and Auto
- Fuel Type: Petrol
- Seating Capacity: 5
- Variants: 6
|
| Maruti Suzuki Baleno |
Rs. 6.48 lakh |
- Mileage: 19.58 Kmpl
- Engine: 1197 cc
- Transmission: Manual and Auto
- Fuel Type: Petrol
- Seating Capacity: 5
- Variants: 6
|
| Maruti Suzuki Dzire |
Rs. 6.60 lakh |
- Mileage: 23 Kmpl
- Engine: 1197 cc
- Transmission: Manual and Auto
- Fuel Type: Petrol
- Seating Capacity: 5
- Variants: 6
|
| Hyundai i20 |
Rs. 7.72 lakh |
- Mileage: 19.65 – 25.2 Kmpl
- Engine: 998 - 1493 cc
- Transmission: Manual (Clutch-less)and Auto (Dual-Clutch)
- Fuel Type: Petrol and Diesel
- Seating Capacity: 5
- Variants: 4
|
| Tata Nexon |
Rs. 7.99 lakh |
- Mileage: 16.05 – 22.4 Kmpl
- Engine: 1199 - 1497 cc
- Transmission: Manual and Auto
- Fuel Type: Petrol and Diesel
- Seating Capacity: 5
- Variants: 3
|
| Maruti Suzuki Brezza |
Rs. 8.31 lakh |
- Mileage: 17.03 Kmpl
- Engine: 1462 cc
- Transmission: Manual and Auto
- Fuel Type: Petrol
- Seating Capacity: 5
- Variants: 8
|
Best Car to Buy under 10 lakhs:
Not everyone can afford to purchase expensive cars, so car companies have to manufacture their cars in different price ranges. The options available vary depending on what type of car you are looking to buy. Some options may be more affordable, while others may be pricier purchases.
Buying a car can be a daunting task. There are many things to consider and the process can be overwhelming. The first step is to determine what type of car you need for your lifestyle, needs, and budget. Once you have done that, find out what type of car will best suit your needs based on the following:
- Car size
- Fuel efficiency
- Safety
- Your driving style
- Comfort level.
After the increased demand for entry-level cars in India, top vehicle manufacturers are starting to focus on offering more options and budget-friendly models. Furthermore, they are putting a greater focus on the value for money factor and implementing some of the greatest features into those budget-friendly vehicles. Therefore, if you are seeking premium features in a budget automobile, you should have a look at the list below.
|
Best Cars Under 10 Lakhs |
Models |
| Best Automatic Cars under 10 lakhs
|
Tata Tiago EV, Honda Jazz, Tata Nexon, Hyundai i20, Hyundai Aura, Maruti Baleno, Honda Amaze, Toyota Glanza, Maruti Dzire, and Tata Tigor. |
| Best Diesel cars under 10 lakhs
|
Mahindra Thar, Mahindra XUV300, Mahindra Bolero, Tata Nexon, Hyundai i20, Kia Sonet, and Tata Altroz. |
| Best Mileage cars under 10 lakhs
|
Hyundai Verna, Hyundai 120, Tata Altroz, Honda WR-V, Kia Sonet, Maruti Suzuki Dzire, and Maruti Suzuki Swift. |
| Best 7 seater cars under 10 lakhs
|
Mahindra Bolero, Maruti Ertiga, Renault Triber, Maruti Eeco, Mahindra Bolero neo, Datsun GO Plus, and Maruti Ertiga Tour. |
| Best 6 seater cars under 10 lakhs
|
Mahindra KUV100 NXT |
| Best CNG cars under 10 lakhs
|
Hyundai Aura, Maruti Baleno, Maruti Dzire, Toyota Glanza, Tata Tigor, and Maruti Swift. |
| Best Electric Car in India under 10 lakhs
|
Tata Tiago EV |
| Best Family Car under 10 lakh
|
Mahindra Thar, Hyundai Verna, Maruti Suzuki Ertiga, Toyota Urban Crusier |
| Best 5-seater car under 10 lakh
|
Maruti Brezza, Mahindra XUV300, Hyundai Verna, Tata Tiago EV, Maruti Ciaz, Honda WR-V, Honda Jazz, and Honda City. |
| Best Petrol car under 10 lakhs
|
Maruti Suzuki Brezza, Maruti Suzuki Ertiga, Honda Jazz, Honda WR - V |
| Best Ground Clearance car under 10 lakhs
|
Tata Nexon, Nissan Magnite, Renault Duster, Ford Ecosport, Hyundai venue |
| Best Sunroof cars under 10 lakhs
|
Tata Nexon, Hyundai i20, Mahindra XUV300, and Honda Jazz |
| Best Safety cars under 10 lakhs
|
Renault Kiger, Tata Punch, Renault Triber, Hyundai i20, Tata Nexon, and Mahindra XUV300 |
| Best Luxury & Stylish Cars under 10 lakhs
|
Mahindra Thar, Maruti Suzuki Brezza, Maruti Suzuki Ertiga, Hyundai Verna, Mahindra Bolero |
| Best Hatchback Cars under 10 lakhs
|
Hyundai 120, Maruti Baleno, Tata Altroz, and Tata Tiago |
Which Car is best for under 10 lakhs?
The car market is flooded with options, and it gets harder to choose the best car. However, a good rule of thumb is that if you are looking for a car under 10 lakhs, you should consider buying the best one. Cars are one of the most important purchases that people make. They can be expensive and many people are not able to afford them. However, some cars can be bought for as low as 10 lakhs in India. More car models that are under 10 lakhs:-
| Car Models |
Engine Cubic Capacity (CC) |
Mileage |
Ex-showroom Price |
| Maruti Suzuki Alto 800 |
0.8 liter |
22 km/l |
Rs. 3.39 – 5.03 lakh |
| Maruti Suzuki S-Presso |
1.0 liter |
22km/l |
Rs. 4.25 – 6.10 lakh |
| Maruti Suzuki Celerio |
1.0 liter |
27 km/l |
Rs. 5.25 – 7 lakh |
| Maruti Suzuki Wagon R |
1.0 liter |
22.5 km/l |
Rs. 5.47 – 7.19 lakh |
| Renault Kwid |
0.8 liter |
25 km/l |
Rs. 5.54 lakh |
| Maruti Suzuki Ignis |
1.2 liter |
21 km/l |
Rs. 5.55 – 9.23 lakh |
| Nissan Magnite |
1.0 liter |
20 km/l |
Rs. 5.97 lakh |
| Hyundai Aura |
1.0/1.2 liter |
25km/l |
Rs. 6.30 – 8.97 lakh |
| Honda Amaze |
1.5 liter |
25km/l |
Rs. 6.32 lakh |
| Renault Triber |
1.0 liter |
20 km/l |
Rs. 7.04 lakh |
| Hyundai Venue |
1.2 liter |
18km/l |
Rs. 7.62 lakh |
| Maruti Suzuki Baleno (CNG) |
1.2 liter |
30.6 km/l |
Rs. 7.74 lakh |
| Honda Jazz |
1.2 liter |
18km/l |
Rs. 8.10 lakh |
Which Car Company is Best Under 10 lakhs in India?
The best car insurance company is subjective as it varies from individual to individual depending on their requirements. For some individuals, a car insurance company that has the highest claim settlement ratio is the best, while for others an insurance company that has a wide network of cashless garages is the best. Thus, there are a number of parameters that make an insurance company the best for an individual. One should consider the following factors while choosing a car insurance company.
- Network of Cashless Garages: There are a number of garages with which a car insurance company partners for the facilitation of cashless insurance claims. While choosing a car insurance company, one must check the strength of the network of cashless garages of the insurance company. One must also see if there are enough cashless garages in the vicinity of his/her locality.
- Claim Settlement Ratio: The claim Settlement Ratio tells the number of claims settled by a car insurance company out of all the claims received by it during a financial year. It is always good to go with an insurance company with a high claim settlement ratio.
- Availability of Add-ons: Add-ons refer to extra coverages that can be opted with a standard car insurance policy to extend the coverage. Add-ons are available with own-damage and comprehensive car insurance and can be opted for at the time of policy purchase as well as renewal.
- Customer Support Service: One must also check the availability and quality of the customer support service offered by an insurance company. While some insurance companies offer 24*7 customer support, some offer 5-day customer assistance services.
How to Buy Car Insurance for Best Cars Under 10 lakhs Online?
Best car insurance under 10 lakhs cars can be purchased online from the PolicyBachat portal in two easy steps. In the first step, you need to enter the details of your car such as Make, Model, Date of registration, and RTO location, and click on submit to proceed to the next page. In the second step, you can adjust the IDV or add riders to increase the coverage. The third and final step would be the payment where you will be directed to the payment page of the insurance company to complete the payment process.
At PolicyBachat we cater to the unbiased comparison of quotes, and with a 24*7 customer assistance team your motive is to give our customers the right quotes with compare car insurance rates online.
- Go to compare car insurance quotes online at PolicyBachat.com
- Fill in the required details and select your Car Model & Variant, RTO Location, Registration date, and Email address.
- Click on “START SAVING MONEY”.
- Choose between a Third-Party Liability Only and a Standard Package (Comprehensive Insurance).
- Premiums with different insurance companies are displayed with low premiums
- Select required Add-ons/Riders and discounts, or you can Edit Policy Details as per your requirement
- After that fill in the ‘vehicle owner details and personal details’.
- Purchase the best Car Insurance Policy using online payment.
Conclusion:
Nearly all car models are available in the market. Depending on your budget and choice, you can opt for any of them. However, before purchasing the best car under 10 lakhs according to your needs and requirement make sure you take a comprehensive car insurance policy that covers any unexpected incidents leading to loss or damage. Budget is the most crucial factor when you are looking for a car. You do not want to spend too much on something that will not be able to meet your needs or fit into your budget. The good news is that there are plenty of cars out there for under 10 lakhs, and here we recommended you about some of the best ones.